Debt management

Understanding the down side of avoiding credit

Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.

A stack of credit cards against a black tabletop.

Wednesday, March 23rd, 2011 by

By Steve Tarlow

Efficient tips for reaching credit card debt relief

Learn how to reach credit card debt relief with "easy to adapt" strategies. Save money, create more income and start living debt free today!

Two women discussing credit card debt relief.

Sunday, February 27th, 2011 by

By Hasic M

Debt Solutions | Are growing costs pushing you into debt?

There are many debt solutions available, each designed to help with different types of situations. Here are some helpful tips to consider...

Friday, January 14th, 2011 by

By Melanie Taylor

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Debt settlement relief companies ignoring memo from government

Debt settlement relief companies have been growing in number, but not all of them deliver. Many charge enormous fees for doing no work.

Tuesday, December 21st, 2010 by

By Peter Stone

Shoppers favored cash over credit cards on Black Friday

Black Friday shoppers this year cut back on credit cards and used instant cash. In fact, Black Friday credit card use dropped 50 percent.

Tuesday, November 30th, 2010 by

By Peter Stone

College graduates have a smaller pay day to look forward to

A group with higher unemployment than the average is recent college graduates. More debt and fewer jobs mean less of a pay day to look to.

Monday, November 29th, 2010 by

By Peter Stone

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Debt relief companies now subject to tougher regulation

Debt relief is getting a lot of advertising these days. Though tougher regulation is in place, there are still a lot of scams out there...

Tuesday, November 23rd, 2010 by

By Peter Stone

Growing wealth gap a disturbing trend in United States economy

The wealth gap, the difference between rich and poor, is growing. It's enormous. However, most people don't want handouts, but opportunity.

Thursday, November 18th, 2010 by

By Peter Stone

Demand for consumer installment loans declines

Consumers are not seeking out large debt like installment loans and credit cards these days. More people are seeing debt as a bad thing...

Tuesday, November 16th, 2010 by

By Payday Loan Advocate

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Use of open credit loans declines with credit card delinquencies

Credit card delinquencies are declining rapidly. Americans are becoming more aware of the need to get rid of as much debt as possible...

Monday, November 15th, 2010 by

By Peter Stone

Credit score or credit scar? Which best describes your finances?

Your credit score tells the world how loan-worthy you are. Is yours a healthy number or has it been scarred by past poor financial decisions?

Woman peeking behind a blank white board.

Friday, July 30th, 2010 by

By Sharon Brooks

Plan your debt consolidation carefully for real debt reduction

Debt consolidation can be a good strategy for debt relief -- with careful planning to ensure you do not end up paying more in the long run.

A man with his fingers on his temple, looking at a paper and stressed over debt.

Wednesday, July 21st, 2010 by

By Mariel Ritch

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.