Bank Fees

Hundreds of banks slapped with lawsuits for ATM fees

More people are reporting being satisfied with their banks. At the same time, banks are being sued more for banking fees and ATM fees.
Automatic teller machine

Debit card interchange fees force consumers to pay hefty tax

Debit card interchange fees banks charge merchants amount to an “invisible tax” everyone pays, says public policy consultant Richard Eskow.
Close-up on a Visa debit card.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Debit card rewards next on the chopping block at large banks

The largest banks in the nation are adding debit card rewards program to the chopping block, due to new interchange fee rules.
Chase card

JP Morgan Chase introduces $5 ATM transaction fees

JP Morgan Chase is leading the charge to raise non-customer ATM fees. The bank has introduced a whopping $5 non-customer fee.
A JP Morgan Chase high-rise office building

JP Morgan Chase may cap debit transactions at $50 or $100

JP Morgan Chase is considering a $50 or $100 debit card transaction cap. This would apply even when used as credit.
Close-up of the VISA logo on a debit card. The Chase bank logo can be seen in the bottom right-hand corner of the photo.

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Large banks could place limits on debit card use

The nations' largest banks, increasingly coming under fire from legislation curbing excessive fees, may start limiting debit card usage.
Debit

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

New Fed proposal takes aim at excessive debit card swipe fees

The Fed wants to bring swipe fees closer to what it costs banks to process debit card transactions, as required in the financial reform bill.
fed swipe fee limits

Chase fees may cost customers more cash per month

Chase bank is raising fees. If customers who get direct deposits don't make enough money, Chase will charge instant cash for their banking.
Chase

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Consumers sick of giving banks a cash advance through fees

Overdraft fees are generating a lot of consumer resentment, as people don't want to give banks a cash advance to use their own money.
ATM

Social Security recipients, beware banks pushing personal loans

Going paperless with Social Security checks seemed fine, but banks have started targeting recipients with their high-cost personal loans...
The cover of an old pulp thriller comic book. The title is "Beware – Chilling Tales of Horror." Depicted is a man tied up in ropes in what appears to be an old gothic castle. Three hungry rats are deciding whether to dine on the hapless prisoner.

Payday loans online are still the best quick cash option

Banks still refuse to offer cheap credit, and payday loans online remain the best option for quick cash to meet emergency expenses. READ ON
Professional team of people look to payday loans for help.

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Without overdraft fees, will banks fire customers?

Congress has cracked down on overdraft fees, including those incurred by debit card transactions. Will banks have to "fire" bad customers?
Witness a caricature photograph of a man watching his money literally go down the drain. That's the way many customers who have had to deal with bank overdraft feel. As laws clamp down on what banks can charge, will banks simply fire customers?

Financial Reform | Credit and borrowing for the average person

Financial reform is about everyone's access to credit, credit reporting, affordable mortgages and how credit/debit cards affect our finances...
How will the financial reform benefit us?