money management

Credit Counseling – Debt Management Plans and Consumer Psychology

Credit counseling for consumers depends greatly upon on consumer attitude and intent. Xiao and Wu's study looks at the connection. START HERE.
Credit counseling and a debt management plan can lead to greater peace of mind for consumers in a bind, but proper education is needed first. (Photo: picasaweb.google.com)

Learn how to find the unclaimed money waiting for you

If it worked for "Good Morning America," it can work for you. Here are some ideas for finding unclaimed money that rightfully belongs to you.
A man and a woman caress a pile of money.

Consumers Need to Focus on Having a Savings Plan

Consumers are staying more focused on saving than ever due to the economy's instability.

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Managing Retirement Cash Now that You’ve Been Laid Off

Managing retirement cash now that a lay-off has happened can be difficult, but not impossible.

Debt Management: Consolidate credit card debt

Consolidating credit card debt is a first step for debt management for many. Understanding the APR and introductory period are important...
For many consumers, to consolidate credit card debt is the first step to debt management.

How to find a cheap couch or love seat

Replacing furniture can be a chore. However, it's easy to replace a couch, love seat or recliner very inexpensively with the right shortcuts.
Couch

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Tips for staying on budget when the urge gets to be too much

There are simple things you can do to stay on budget and save when cravings to spend more than you should get to be overwhelming.
Shiny penny

Cheap and Simple New Year’s Eve Party Ideas 2010

Don’t stress yourself out this New Year's. There are tons of cheap and simple New Year's Eve party ideas that will have your pockets sing praises. READ MORE >>>
(Image from atbaker, Flickr.com)

Research Shows Decline in Borrowing Money

For the tenth consecutive month borrowing money is down in America.

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

Marriage, Debt, and the Commingling of Assets

In marriage, debt and financial issues must be addressed in order for a relationship to thrive. Here is a list of common concerns and a few possible solutions.

Why some social media marketing strategies fail

The best social media marketing strategies won't work -- if you don't. Here are some of the most common marketing mistakes to look out for.
Social Media

Five Keys to Unlock Your Financial Power

Unlocking your financial power means stepping out of debt and into prosperity. For those who wish to change their destiny, these five keys can help…

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Get Ready for Black Friday and Cyber Monday 2009

Ever heard of Cyber Monday? It's the next best thing after Black Friday, the biggest shopping day of the year! Get ready for the holiday season 2009!

Things You Should Know Before Applying for Payday Loans

Payday loans with no faxing or credit checks in most cases. Get up to $1,500 direct deposited to your account in two hours. APPLY HERE.
Payday loans mean that surprise expenses will never leave your budget in a bind. (Photo: Wikipedia.org)

Where Should You Squirrel-Away Your Cash?

Despite rising unemployment, personal incomes rose 1.6 percent in May, and savings rates are up. But is there any good place to stash your cash?

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Short Term Loans and Debt Can Predict Market

John Paulson knew what to look for when reading the pre-recessionary market: short term loans and the debt market. It paid off and now he’s a billionaire.

Consumers Using Payday Loans and Tax Refunds to Pay Bills

A new poll shows that payday loans and tax refunds are being channeled towards necessary bill payment, rather than extras...