Expert Explains

Number of people taking 401(k) loans hitting record high

The number of people that are taking personal loans out from their 401(k) accounts through employers are at a record high.
Jar full of coins

FTC sues another get rich quick infomercial company sued

The Federal Trade Commission has slapped a company promising people they can "get rich quick" through real estate, with fraud suit.
A Jackalope, a fictional type of rabbit with antlers

Gri.pe about bad service with a free app

Consumers who want to make a difference with complaints against bad service can Gri.pe all they want with a new free mobile app.
A sample screen from the Gri.pe mobile app.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

How to avoid common contractor scams

Exercise caution when dealing with a home remodeling contractor. Be aware of ways to avoid the most common contractor scams.
A contractor at work on an interior wall.

Credit rating bureaus have double standard for handling disputes

Credit rating bureaus have a V.I.P. list for preferential treatment when it comes to error corrections.
Consumer hand squeezes credit card

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Services like PayNearMe for unbanked consumers expanding

Services for unbanked consumers, such as PayNearMe kiosks, are expanding to offer financial services for people without bank accounts.
Check cashing store

Microfinance industry becoming troubled by scandals

The microfinance industry is becoming rocked with a series of scandals, and it appears to be unraveling despite many lenders noble aims.
Muhammad Yunus

Consumers paying more to access their own money

While the Consumer Financial Protection Bureau is waiting for a director, banks are making even more off of undisclosed or unclear fees.
Cash

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

2010 a year of record low income taxes

People in the United States pay lower taxes today than they did in the 1950s, and some still say the tax burden on the wealthy should be higher.
A Corvette from 1958

Tough choices in a tough job and housing market

Be sure to calculate the cost of living difference before you relocate for work, and check out these tips on how to sell your home.
calculator

New rule makes Social Security benefits off-limits for garnishing

Social Security benefits are now a little harder to garnish, under new rules passed to make garnishing benefit payments more transparent.
Social Security card

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

How to avoid money arguments, for couples

If fighting about money defines your coupling relationship, try these strategies for how to avoid money arguments.
A man and woman are in the middle of an argument.

Top 10 US college majors that lead to highest pay

Data from the U.S. Bureau of Labor Statistics indicates that these are the top-paying college majors. Choose money now, go renaissance later.
A vintage 1960s photo of a woman wearing a crown.

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Working past retirement is good for your health

Working longer – past the standard retirement age of 65 – is not only better for your budget, but it may improve your health, experts say.
A man seated at his retirement party.

Prenuptial agreements: Not just for royalty anymore

While romantics scoff at the notion, legal experts advise couples to consider prenuptial agreements before entering into marriage.
Artist's cartoon rendering of a man and woman kissing before a downtown skyline, at night.