Money Management

New rule makes Social Security benefits off-limits for garnishing

Social Security benefits are now a little harder to garnish, under new rules passed to make garnishing benefit payments more transparent.
Social Security card

Debit card interchange fees force consumers to pay hefty tax

Debit card interchange fees banks charge merchants amount to an “invisible tax” everyone pays, says public policy consultant Richard Eskow.
Close-up on a Visa debit card.

Housing market: Most in U.S. think now is the time to buy a home

It's a buyer's market, but home sales in the United States continue to suffer as potential home buyers wait for prices to hit rock bottom.
housing market

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Banks used free Fed money in financial crisis to profit, not lend

Free money from the Fed intended to boost lending was used to pad bank profits with sweetheart bond deals instead ...
vault at a bank

Free term life insurance is available now

MassMutual Financial Group of Massachusetts is offering free term life insurance of $50,000 to apply to dependents' education.
A 1950s-era photograph of a father and young daughter sitting on a grassy lawn.

Keep an eye out for commonly overlooked tax deductions

Millions of Americans hand the IRS hard-earned money that they could keep because they overlook deductions hiding in complicated U.S. tax code.
u.s. taxcode

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Mortgage Lenders Network USA told loan documents are protected

One sub prime mortgage lender has lost its bid to destroy thousands of original loan documents. This ruling does not apply to all lenders, though.
Documents

U.S. auto sales increase for every major brand except Toyota

Every major automaker reported sales gains in the United States in 2010; Ford outpaced Toyota to take the No. 2 spot behind General Motors.
u.s. auto sales

Making a personal budget: Know the ins and outs

Making and sticking to a budget requires some discipline, but once setting aside money becomes a habit, you'll have a brighter financial future.
A piggy bank graphic depicting all the areas consumers should consider when it comes to making a personal budget.

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

Microfinance industry becoming troubled by scandals

The microfinance industry is becoming rocked with a series of scandals, and it appears to be unraveling despite many lenders noble aims.
Muhammad Yunus

Nevada town gets wiped out by recession

The town of Empire, Nev., has been wiped off the map. The company owned-town was the last of its kind and was a victim of the recession.
Empire Nevada

People who buy health insurance on their own facing steep hikes

Health insurance costs for individuals are rising faster than employer-sponsored plans, as insurers maximize profits before reform kicks in.
A model posing as a nurse in a surgical mask

Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

New mortgage shopping sheet attempts to simplify and clarify

The CFPB today offers two prototypes of a new disclosure form for mortgage borrowing in an attempt to clarify the process for consumers.
glasses resting on mortgage application

2011 Toyota Sienna recalled due to brake light problem

The 2011 Toyota Sienna faces a 94,000-strong recall because of a problem with the brake light switch bracket near the parking brake pedal...
A 2011 Toyota Sienna XLE 2.

The latest jobs report is not as good as expected

The May Jobs Report has just come out. Since it wasn't as good as expected, the markets slipped a bit. Hope isn't gone, though. READ ON...
Soup Kitchen

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Apple/AT&T iPhone class action suit triggers stampede of lawyers

Apple/AT&T class action lawsuits are multiplying as lawyers try to cash in on iPhone 4G antenna death grip reception problems. READ MORE ...
a thrilled owner of the latest iphone

America’s Cheapest Family is surviving and thriving on less

The Economides of Scottsdale, Ariz., – aka "America's Cheapest Family" – can teach any family a lesson in frugal (but not chintzy) living...
The cover of the Economides' book "Cut Your Grocery Bill in Half"