Money Management

New rule makes Social Security benefits off-limits for garnishing

Social Security benefits are now a little harder to garnish, under new rules passed to make garnishing benefit payments more transparent.
Social Security card

Debit card interchange fees force consumers to pay hefty tax

Debit card interchange fees banks charge merchants amount to an “invisible tax” everyone pays, says public policy consultant Richard Eskow.
Close-up on a Visa debit card.

Housing market: Most in U.S. think now is the time to buy a home

It's a buyer's market, but home sales in the United States continue to suffer as potential home buyers wait for prices to hit rock bottom.
housing market

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Banks used free Fed money in financial crisis to profit, not lend

Free money from the Fed intended to boost lending was used to pad bank profits with sweetheart bond deals instead ...
vault at a bank

Free term life insurance is available now

MassMutual Financial Group of Massachusetts is offering free term life insurance of $50,000 to apply to dependents' education.
A 1950s-era photograph of a father and young daughter sitting on a grassy lawn.

Keep an eye out for commonly overlooked tax deductions

Millions of Americans hand the IRS hard-earned money that they could keep because they overlook deductions hiding in complicated U.S. tax code.
u.s. taxcode

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Mortgage Lenders Network USA told loan documents are protected

One sub prime mortgage lender has lost its bid to destroy thousands of original loan documents. This ruling does not apply to all lenders, though.
Documents

U.S. auto sales increase for every major brand except Toyota

Every major automaker reported sales gains in the United States in 2010; Ford outpaced Toyota to take the No. 2 spot behind General Motors.
u.s. auto sales

Making a personal budget: Know the ins and outs

Making and sticking to a budget requires some discipline, but once setting aside money becomes a habit, you'll have a brighter financial future.
A piggy bank graphic depicting all the areas consumers should consider when it comes to making a personal budget.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Microfinance industry becoming troubled by scandals

The microfinance industry is becoming rocked with a series of scandals, and it appears to be unraveling despite many lenders noble aims.
Muhammad Yunus

Nevada town gets wiped out by recession

The town of Empire, Nev., has been wiped off the map. The company owned-town was the last of its kind and was a victim of the recession.
Empire Nevada

People who buy health insurance on their own facing steep hikes

Health insurance costs for individuals are rising faster than employer-sponsored plans, as insurers maximize profits before reform kicks in.
A model posing as a nurse in a surgical mask

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

New mortgage shopping sheet attempts to simplify and clarify

The CFPB today offers two prototypes of a new disclosure form for mortgage borrowing in an attempt to clarify the process for consumers.
glasses resting on mortgage application

2011 Toyota Sienna recalled due to brake light problem

The 2011 Toyota Sienna faces a 94,000-strong recall because of a problem with the brake light switch bracket near the parking brake pedal...
A 2011 Toyota Sienna XLE 2.

The latest jobs report is not as good as expected

The May Jobs Report has just come out. Since it wasn't as good as expected, the markets slipped a bit. Hope isn't gone, though. READ ON...
Soup Kitchen

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Apple/AT&T iPhone class action suit triggers stampede of lawyers

Apple/AT&T class action lawsuits are multiplying as lawyers try to cash in on iPhone 4G antenna death grip reception problems. READ MORE ...
a thrilled owner of the latest iphone

America’s Cheapest Family is surviving and thriving on less

The Economides of Scottsdale, Ariz., – aka "America's Cheapest Family" – can teach any family a lesson in frugal (but not chintzy) living...
The cover of the Economides' book "Cut Your Grocery Bill in Half"