Money Management

Bad Credit Loans Ensure Financial Stability for All Lifestyles

It’s never easy to deal with financial emergencies, regardless of income or lifestyle. Payday loans are an option for everyone, but people can get even more flexibility with bad credit loans that offer installment payments. It’s easy to qualify for up to $1,000 without stressful loan applications, providing collateral or long processing delays. Instead of
mortgages

10 reasons people are walking away from mortgages

Allowing foreclosure on purpose Many people have reasons for wanting to stay in their home, regardless of how much they’re paying. People don’t want to uproot their families or don’t want to go through the hassle of moving. However, some people are so fed up with the housing market that they’re willing to allow their
Waves

Fewer people are under water on mortgage bank loans

Fewer people are getting under water on the bank loans on their homes. Underwater is when a person ends up owing more to the mortgage company than the home is worth. However, part of it is thanks to the number of foreclosures. Fewer bank loans are getting underwater The number of people under water on
two men dressed like blues brothers holding a sign

Lobbyists fight to weaken new mortgage rules in financial reform

The U.S. House and Senate will start on refining mortgage legislation Tuesday. The legislation would enforce the biggest overhaul to mortgage lending rules in decades. The mortgage legislation, part of the financial reform bill, is intended to end the risky lending practices blamed for causing the financial crisis. Mortgage industry lobbyists are working overtime to
Foreclosed Palm Springs, Calif., home with a graffiti message on the garage door that reads "Mortgage fraud by Mission Hills Mortgage."

MERS speeds mortgage process, yet raises serious concerns

America’s housing crisis was caused by a number of factors. One that has remained largely hidden from the general public until now is MERS. According to the Nolan Chart LLC mortgage industry blog, MERS (Mortgage Electronic Registration System) is an institution that enables the Mortgage Backed Security (MBS) industry to pass over rules regarding recording
Time Warner

$16 million cable bill quickly reversed by Time Warner

Computerized billing systems are advertised as a way to make life easier. A $16 million cable bill is the latest in a long string of accidental overcharges that call that into question. While Time Warner has already reversed the bill, the incident reveals the danger of putting your finances on autopilot. The $16 million cable
idenity theft, victime or perpetrator?

Identity thieves see job seekers, children as lucrative targets

Identity theft is one of the fastest growing crimes in America. Nearly 11 million credit card holders each year are victims of identity theft. While everyone is vulnerable, trends show that identity thieves are increasingly targeting children and job seekers. Ingenious identity theft scams Victims of identity theft in the U.S. lost an average of
average gas prices

Recent spike in gas prices the beginning of a long-term trend

Consumers can expect to pay higher gasoline prices in 2011 for a number of reasons. Global economic recovery and a falling U.S. dollar have sent crude oil futures past $90 a barrel in the past few weeks. Gas prices in many states in the U.S. average more than $3 a gallon, and energy analysts expect
Eggs ready for a whisk

Whipped Beaten Culinary Works | Cooking, with expletives added

No, it’s not an April Fool’s joke — Whipped Beaten Culinary Works has come out with a cookbook that will definitely make your eyes pop. Billing itself as “The Most Hilarious cookbook ever published,” the Whipped Beaten Culinary Works cookbook is the result of a few alcohol-laden evenings of three friends in Chicago. The pictures
Street sign for Wall Street and Broadway in New York

Calix, MaxLinear, First Interstate | Three IPOs doing well today

The initial public offering of a company is usually a very closely and carefully watched event. Today, three separate company IPOs have gone very well. Calix Networks, MaxLinear and First Interstate BancSystem have all shown better-than-expected stock earnings. Calix and MaxLinear are both companies focused on internet infrastructure and are doing very well on the
Amazon coffee mugs

Amazon Black Friday 2010 ads | Save even more this season!

You don’t have to wait until Black Friday 2010 to take advantage of some of the sweetest deals this holiday season. Skip the long lines and head to Amazon.com today and save bundles on the items you’ve been saving for all year long. Keep in mind that many of the Amazon Black Friday 2010 items
tax forms

Facts about extending the Bush tax cuts and the Obama tax plan

The Bush tax cuts are scheduled to expire Dec. 31. The Obama tax plan would extend for two years the Bush tax cuts for everyone except those who make at least $200,000 a year. Republicans say raising taxes on the rich will stifle economic recovery. Obama says he can’t reduce the deficit and offer tax
Obama offers tax compromise

Tax compromise boosts markets, along with partisan bickering

A tax compromise announced by the Obama administration Tuesday features both an extension of Bush tax cuts and a  federal unemployment extension. Wall Street gave the tax compromise a resounding approval, approaching stock-market highs not seen since the brink of the financial crisis. However, politicians on both sides of the isle vowed to do everything

Obama proposes doubling of the child care tax credit

Nervous about slow growth? Throw money at it! America’s economic recovery may not be coming along as fast as you prefer. Since scoring political points is akin to sucking up Cheez-Its for hungry politicians, change cannot come fast enough. In other news, President Obama has proposed doubling the child care tax credit as part of
bloom box bye bye grid

Bloom Energy offers 10-year contract for cheap power off the grid

Bloom Energy is a California company that has developed a fuel cell called the Bloom Box. The Bloom Box supplies clean energy off the grid, but has been too expensive for widespread use. To solve that problem, Bloom Energy has created the Bloom Electrons program to eliminate the Bloom Box’s upfront costs. The Bloom Electrons
Pandora

Pandora files for $100 million IPO

Pandora is an online music service that claims about half of the online radio market. Pandora Media Inc., has filed its initial prospectus with the Securities and Exchange Commission. This is the first step toward a Pandora IPO expected to raise about $100 million. Pandora IPO filing The initial filing with the Securities and Exchange