Money Management

New Fed proposal takes aim at excessive debit card swipe fees

The Fed wants to bring swipe fees closer to what it costs banks to process debit card transactions, as required in the financial reform bill.
fed swipe fee limits

More American workers turning to day labor during recession

More former white-collar American workers are taking up day labor jobs to make ends meet during the recession, according to media reports…
Undocumented workers standing on a street corner have been joined by Americans clothed in superhero garb.

Mortgage applications increase; loan modification falls

Mortgage applications are down 40 percent from a year ago, but they are starting to raise slightly. Most applications are for refinancing.
Desert landscape

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

The Knot | Wedded bliss marries stock bliss

The Knot is more than just a website -- it is a full media company traded publicly on the stock market. So what is the story behind The Knot?
Wedding dresses

Welfare payments make up 35 percent of total US wages, study says

Recession recovery has led to a disturbing statistic: Social welfare payments and services make up 35 percent of wages in the United States.
The old version of U.S. food stamps, from 1980.

Identity thieves see job seekers, children as lucrative targets

Identity thieves, who victimized nearly 11 million credit card holders in 2009, are increasingly targeting more children and job seekers...
idenity theft, victime or perpetrator?

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Study: Unemployment dragging down student test scores

A new study by the National Bureau of Economic Research has found that unemployment has a correlation to decreased student test scores.
A seemingly happy eighth-grade girl.

Gates and Buffett urge billionaires to give away half their money

Bill Gates and Warren Buffett announced a campaign Wednesday to convince America's billionaires to give away half their money to charity...
Bill Gates on stage at a conference

Short Term Bridge Loans offered to Florida businesses

Florida has allocated $50 million in "short term bridge loans" for businesses affected by the oil spill. These are in addition to SBA loans.
Florida short term disaster assistance loans

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Small business hiring big reason for drop in unemployment rate

Small businesses, which have been bearing the lion's share of job creation in the economic recovery, are picking up the pace. Unemployment is dropping.
labor market

EPPICard: Less phishing, more administrative fees

The EPPICard debit card that allows access to the quick payday of state benefits can be loaded with fees and put users in danger of a scam.
A man submerged in murky financial waters is about to bite on the hook of the EPPICard phishing scam.

Gains in October jobs report not enough to dent unemployment

The October jobs report shows the 10th straight month of private sector job growth, but the unemployment rate remains stubbornly unaffected.
october jobs report shows industries that are hiring

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Hedge fund manager John Paulson: Crook or guru?

Billionaire hedge fund manager John Paulson is called both crook and guru, depending upon the tax bracket of the investor who is speaking.
John Paulson, surrounded by some of his amassed riches: money, mansion, luxury cars, etc.

Obama Wall Street address calls for change and cooperation

The Obama Wall Street speech at Cooper Union calls for good reforms, and security from foolhardy financial gambles. What else did he say?
Cooper Union Foundation Building

Great Recession ended last summer, but growth recession continues

The Great Recession officially ended in June 2009, a government panel said, but economic growth is too weak to reduce the unemployment rate.
recession special

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Reduced Social Security benefits begrudgingly accepted by AARP

The AARP, the largest lobby group for senior citizens, recently announced it would accept small reductions to Social Security benefits.
Social Security Card

How to prevent taking out a mortgage on a meth house

A home buyer stuck with a meth house can't live in it and usually can't afford meth clean up costs, which can run from $50,000 to $100,000.
meth house