Expert Explains
How to compute an annual compound interest rate
It's the little things like compound interest that can get you in the end. Learn how to compute compound interest and avoid bankruptcy.
Tuesday, June 28th, 2011 by By Steve Tarlow
Personal loans to attend for-profit schools can be risky
Borrowing personal loans to attend a for-profit college may not be the best choice, as they are riskier than their nonprofit counterparts.
Monday, May 23rd, 2011 by By Peter Stone
Applying for loans can cause credit score drops
The point of having a good credit score is to get approved for loans with good rates. However, applying for a loan will ding a credit score.
Friday, May 20th, 2011 by By Peter Stone
Payday Loans and How You Can Protect Your Personal Information From Identity Theft
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Crowdsourcing good for businesses and for personal loans
Crowdsourcing isn't just for funding personal loans or projects. Businesses can raise loan capital that way, too, or use peer to peer lending.
Monday, May 9th, 2011 by By Peter Stone
Students have a hard time paying off personal loans
College graduates are having an increasingly difficult time paying back student loans. One in four struggle, and 7 percent are in default.
Wednesday, May 4th, 2011 by By Peter Stone
How to remove a co-signer from a student loan
If you've co-signed on a student loan but want out, there are a few things you can try to have your name removed from the paperwork.
Thursday, April 7th, 2011 by By Steve Tarlow
How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Bridge Loan basics: Financing short-term obligations
A bridge loan is used most often to fill the gap of financing between purchasing houses, but people are finding other ways to use them now.
Friday, March 18th, 2011 by By Mary Rice
Private, low-interest loans offered to small farms
A small farm can usually count on having about 10 percent of income to reinvest. Now, Whole Foods and others are offering small farm loans.
Tuesday, March 15th, 2011 by By Mary Rice
Everything parents need to know about their student loan options
A thorough understanding of student loans is vital. Everyone should research grant and scholarship opportunities before applying for loans..
Thursday, February 17th, 2011 by By Brian Jenkins
Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Do your homework and think hard about a debt consolidation loan
A debt consolidation loan can make sense with low interest rates and loosening credit standards, but it's not a quick fix. Do your homework.
Wednesday, November 10th, 2010 by By Thomas Hart
Intrafamily loans, done right, benefit both lenders and borrowers
Intrafamily lending can be a safer investment with a higher return than many investment options currently available.
Friday, November 5th, 2010 by By Thomas Hart
The advantages of a personal loan over a credit card
Unexpected expenses can be met more cost-effectively over time with a personal loan instead of a credit card.
Monday, October 4th, 2010 by By Thomas Hart
You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Debt settlement relief unavailable when it comes to student loans
Student loan debt loads have increased over the years. Not only do students usually have $20,000 in debt, they have high risk of default.
Tuesday, August 31st, 2010 by By Peter Stone
Auto loan modification could be a good option
You know you can refinance auto loans? In fact, this is a great time to do it. Rates are low, and you can save serious money if you do...
Monday, August 30th, 2010 by By Peter Stone
Raising a credit score saves a fortune in a lifetime of borrowing
Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
Thursday, August 26th, 2010 by By Thomas Hart
Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Not all debt consolidation is created equal
A person has to be cautious about how they get debt relief. Debt consolidation plans aren't always the best for the consumer. READ MORE...
Monday, August 16th, 2010 by By Peter Stone
Social Security recipients, beware banks pushing personal loans
Going paperless with Social Security checks seemed fine, but banks have started targeting recipients with their high-cost personal loans...
Tuesday, July 20th, 2010 by By Steve Tarlow
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