Personal Loans
Banks under SEC antitrust investigation for rate manipulation
The SEC and Justice Department are investigating whether a group of world banks colluded to manipulate the LIBOR interest rate.
Wednesday, May 22nd, 2013 by By Steve Tarlow
Intrafamily loans, done right, benefit both lenders and borrowers
Intrafamily lending can be a safer investment with a higher return than many investment options currently available.
Friday, April 26th, 2013 by By bryanh
Loss of refund loans causes mounting losses at H&R Block
H&R Block is mourning the loss of refund anticipation loans, as revenues have been declining since it had to stop offering the loans.
Monday, April 22nd, 2013 by By Sam Hoober
Payday Loans and How You Can Protect Your Personal Information From Identity Theft
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Refund anticipation loans could become endangered species
Regulations have made it hard for tax preparers to find financing for refund anticipation loan programs, which could disappear altogether.
Sunday, April 21st, 2013 by By Sam Hoober
Not all debt consolidation is created equal
A person has to be cautious about how they get debt relief. Debt consolidation plans aren't always the best for the consumer. READ MORE...
Friday, April 5th, 2013 by By Sam Hoober
Consumers have legal protection from collection agency harassment
Consumer default during the recession has led to an explosion of collection agencies that use illegal harassment and computerized lawsuits.
Friday, March 29th, 2013 by By bryanh
How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Consumer credit increased by $1.3 billion in November
Consumer credit rose in November, according to Bloomberg. The United States saw a $1.3 billion increase, largely in auto and student loans.
Wednesday, March 27th, 2013 by By Steve Tarlow
Bad credit loans for car purchases increasing
Two years ago, borrowers with bad credit had a 60 percent chance of getting a car loan. Now their chances are much worse, but improving...
Saturday, March 16th, 2013 by By bryanh
Social microlender offers commercial paper to small businesses
Microfinancing site 40Billion.com offers unsecured promissory notes called commercial paper to small businesses rather than large companies.
Friday, March 15th, 2013 by By bryanh
Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Rates for bank to bank short term loans going up
The rate that banks charge one another and the rate short-term lenders charge businesses is about to go up. What is causing this? READ ON...
Friday, February 22nd, 2013 by By bryanh
Free loan program searching for business customers
Dozens of loan programs, supported by federal, state, and local governments, are having problems finding small businesses to use the money.
Sunday, February 3rd, 2013 by By bryanh
Trustee Irving Picard sues JPMorgan Chase for Madoff fraud
Trustee Irving Picard levied a $6.4 billion lawsuit against JPMorgan Chase for allegedly aiding and abetting Bernie Madoff's Ponzi scheme...
Friday, January 25th, 2013 by By Steve Tarlow
You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Sharia-compliant mortgage program in Minnesota ends
Despite statements that the Constitution should be used to protect religious individuals, Tim Pawlenty has ended a Sharia-compliant loan program.
Friday, January 18th, 2013 by By bryanh
Federal Reserve not planning to reign in credit supply yet
Worries about inflation have caused lawmakers and financial experts to ponder whether the Federal Reserve should curb the credit supply.
Friday, January 18th, 2013 by By Sam Hoober
Citibank exposes 600,000 customers to potential identity theft
Due to a "processing error," Citibank inadvertently revealed the Social Security numbers of 600,000 customers to potential identity thieves.
Thursday, January 17th, 2013 by By Steve Tarlow
Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Rising tuition leads to more defaults on student personal loans
The rising cost of tuition, coupled with fewer decent jobs at graduation, leads to the higher rate of default on personal loans by students.
Wednesday, January 9th, 2013 by By Sam Hoober
Internal Revenue Service to stop cooperating with RAL lenders
The IRS won't give certain information to refund anticipation loan lenders anymore. They IRS is offering free e-filing and faster deposits.
Monday, December 31st, 2012 by By Sam Hoober
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