Personal Loans

Raising a credit score saves a fortune in a lifetime of borrowing

Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
raising credit score resulted in wealthy retirement

Consumers have legal protection from collection agency harassment

Consumer default during the recession has led to an explosion of collection agencies that use illegal harassment and computerized lawsuits.
man making call with vintage red rotary phone

Auto loan modification could be a good option

You know you can refinance auto loans? In fact, this is a great time to do it. Rates are low, and you can save serious money if you do...
Mercedes

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Financial Reform | Credit and borrowing for the average person

Financial reform is about everyone's access to credit, credit reporting, affordable mortgages and how credit/debit cards affect our finances...
How will the financial reform benefit us?

The advantages of a personal loan over a credit card

Unexpected expenses can be met more cost-effectively over time with a personal loan instead of a credit card.
personal loan vs. credit card for cash

Experian starts using rental payment data to figure credit scores

Experian is the first major credit reporting agency to factor in paying rent on time, rather than just paying late, to a credit score.
paying rent on time

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Intrafamily loans, done right, benefit both lenders and borrowers

Intrafamily lending can be a safer investment with a higher return than many investment options currently available.
intrafamily lending return on investment

Legal spat over financial protection bureau continues

The legal battle over the Consumer Financial Protection Bureau continues, as legislators try to gut the agency before it starts operating.
Hearing

Small business lending drought has hurt Scottsdale, Arizona

Scottsdale, Arizona, is filled with small businesses in need of short term loans. Some have had to seek funding from banks in other states.
Area of the Sonora Desert in Scottsdale, Ariz.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Low credit scores may exclude millions from economic recovery

More Americans with low credit scores face tougher prospects for finding jobs, getting loans and spending to help U.S. economic recovery...
men sitting on the sidewalk, panhandling with their dogs

Texas rolling unemployment loan to the private market

Several states are responsible for huge interest payments to the federal government. Rather than put budgets at risk, payments are extended.
Loan

Some homebuyer tax credits were low interest loans

Nearly a million people must repay the homebuyer tax credit they filed for. They got low interest loans for getting loans for a home.
IRS building

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Private, low-interest loans offered to small farms

A small farm can usually count on having about 10 percent of income to reinvest. Now, Whole Foods and others are offering small farm loans.
Whole Foods

State university tuition hikes to lead to more student debt

The cost of tuition for higher education is increasing, and state universities are likely to keep raising rates because of budget cuts.
University

Crowdsourcing good for businesses and for personal loans

Crowdsourcing isn't just for funding personal loans or projects. Businesses can raise loan capital that way, too, or use peer to peer lending.
Laptop computer

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Personal loans to attend for-profit schools can be risky

Borrowing personal loans to attend a for-profit college may not be the best choice, as they are riskier than their nonprofit counterparts.
College graduates

Consumer Financial Protection Bureau funding in jeopardy

Even before it got off the ground, House Republicans have tried to choke away the budget of the Consumer Financial Protection Bureau.
“Bankrupt” spelled out vertically in white script against a black background.