Personal Loans

Students have a hard time paying off personal loans

College graduates are having an increasingly difficult time paying back student loans. One in four struggle, and 7 percent are in default.
Students in graduation attire

Bad credit loans for car purchases increasing

Two years ago, borrowers with bad credit had a 60 percent chance of getting a car loan. Now their chances are much worse, but improving...
Car lot

Loss of tax loan funding causes Jackson Hewitt bankruptcy

Jackson Hewitt, the tax preparation firm, has gone into bankruptcy protection because of loss of revenue from tax refund anticipation loans.
Income tax form 1040

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Incidents of attempted loan fraud skyrocket during credit crunch

Attempted fraud on mortgage loan applications soared in 2010 as more desperate borrowers fudge on credit and employment histories...
first person fraud

Kiva expands P2P loans to green ideas and student loans

Microlending nonprofit Kiva is working on expanding its business to lending for environmental changes and students in third-world countries.
Solar Panels

Debt settlement relief companies ignoring memo from government

Debt settlement relief companies have been growing in number, but not all of them deliver. Many charge enormous fees for doing no work.
Coins

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Internal Revenue Service to stop cooperating with RAL lenders

The IRS won't give certain information to refund anticipation loan lenders anymore. They IRS is offering free e-filing and faster deposits.
Form 1040

Trustee Irving Picard sues JPMorgan Chase for Madoff fraud

Trustee Irving Picard levied a $6.4 billion lawsuit against JPMorgan Chase for allegedly aiding and abetting Bernie Madoff's Ponzi scheme...
Outdoor photo of one of JPMorgan Chase & Co's offices, taken in the late afternoon/early evening.

Loan servicers found guilty of gouging in Reno, Nevada

One loan servicer in Reno has been found guilty by a jury of charging fees improperly. The investors say this is the first of many lawsuits.
Loan servicing

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Lower credit scores and tighter lending standards become the norm

A FICO report shows a record number of people in the lowest credit score categories and short-term credit is the only lifeline for millions.
a screen shot of fico.com showing a credit score

Banks under SEC antitrust investigation for rate manipulation

The SEC and Justice Department are investigating whether a group of world banks colluded to manipulate the LIBOR interest rate.
A Bank of America branch logo.

Everything parents need to know about their student loan options

A thorough understanding of student loans is vital. Everyone should research grant and scholarship opportunities before applying for loans..
College students

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Raising a credit score saves a fortune in a lifetime of borrowing

Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
raising credit score resulted in wealthy retirement

Consumers have legal protection from collection agency harassment

Consumer default during the recession has led to an explosion of collection agencies that use illegal harassment and computerized lawsuits.
man making call with vintage red rotary phone

Auto loan modification could be a good option

You know you can refinance auto loans? In fact, this is a great time to do it. Rates are low, and you can save serious money if you do...
Mercedes

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Financial Reform | Credit and borrowing for the average person

Financial reform is about everyone's access to credit, credit reporting, affordable mortgages and how credit/debit cards affect our finances...
How will the financial reform benefit us?

The advantages of a personal loan over a credit card

Unexpected expenses can be met more cost-effectively over time with a personal loan instead of a credit card.
personal loan vs. credit card for cash