Personal Loans

H&R Block stops offering short term loans against tax refunds

H&R Block has been forced out of offering short term loans against tax refunds. The company will try to offer alternatives to refund loans.
One Dollar

Students have a hard time paying off personal loans

College graduates are having an increasingly difficult time paying back student loans. One in four struggle, and 7 percent are in default.
Students in graduation attire

Bad credit loans for car purchases increasing

Two years ago, borrowers with bad credit had a 60 percent chance of getting a car loan. Now their chances are much worse, but improving...
Car lot

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Loss of tax loan funding causes Jackson Hewitt bankruptcy

Jackson Hewitt, the tax preparation firm, has gone into bankruptcy protection because of loss of revenue from tax refund anticipation loans.
Income tax form 1040

Incidents of attempted loan fraud skyrocket during credit crunch

Attempted fraud on mortgage loan applications soared in 2010 as more desperate borrowers fudge on credit and employment histories...
first person fraud

Kiva expands P2P loans to green ideas and student loans

Microlending nonprofit Kiva is working on expanding its business to lending for environmental changes and students in third-world countries.
Solar Panels

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Debt settlement relief companies ignoring memo from government

Debt settlement relief companies have been growing in number, but not all of them deliver. Many charge enormous fees for doing no work.
Coins

Internal Revenue Service to stop cooperating with RAL lenders

The IRS won't give certain information to refund anticipation loan lenders anymore. They IRS is offering free e-filing and faster deposits.
Form 1040

Trustee Irving Picard sues JPMorgan Chase for Madoff fraud

Trustee Irving Picard levied a $6.4 billion lawsuit against JPMorgan Chase for allegedly aiding and abetting Bernie Madoff's Ponzi scheme...
Outdoor photo of one of JPMorgan Chase & Co's offices, taken in the late afternoon/early evening.

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Loan servicers found guilty of gouging in Reno, Nevada

One loan servicer in Reno has been found guilty by a jury of charging fees improperly. The investors say this is the first of many lawsuits.
Loan servicing

Lower credit scores and tighter lending standards become the norm

A FICO report shows a record number of people in the lowest credit score categories and short-term credit is the only lifeline for millions.
a screen shot of fico.com showing a credit score

Banks under SEC antitrust investigation for rate manipulation

The SEC and Justice Department are investigating whether a group of world banks colluded to manipulate the LIBOR interest rate.
A Bank of America branch logo.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Everything parents need to know about their student loan options

A thorough understanding of student loans is vital. Everyone should research grant and scholarship opportunities before applying for loans..
College students

Raising a credit score saves a fortune in a lifetime of borrowing

Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
raising credit score resulted in wealthy retirement

Consumers have legal protection from collection agency harassment

Consumer default during the recession has led to an explosion of collection agencies that use illegal harassment and computerized lawsuits.
man making call with vintage red rotary phone

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Auto loan modification could be a good option

You know you can refinance auto loans? In fact, this is a great time to do it. Rates are low, and you can save serious money if you do...
Mercedes

Financial Reform | Credit and borrowing for the average person

Financial reform is about everyone's access to credit, credit reporting, affordable mortgages and how credit/debit cards affect our finances...
How will the financial reform benefit us?