Personal Loans

Raising a credit score saves a fortune in a lifetime of borrowing

Raising a credit score will save money on interest payments that can be invested to finance retirement by earning interest, not paying it.
raising credit score resulted in wealthy retirement

Consumers have legal protection from collection agency harassment

Consumer default during the recession has led to an explosion of collection agencies that use illegal harassment and computerized lawsuits.
man making call with vintage red rotary phone

Auto loan modification could be a good option

You know you can refinance auto loans? In fact, this is a great time to do it. Rates are low, and you can save serious money if you do...
Mercedes

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Financial Reform | Credit and borrowing for the average person

Financial reform is about everyone's access to credit, credit reporting, affordable mortgages and how credit/debit cards affect our finances...
How will the financial reform benefit us?

The advantages of a personal loan over a credit card

Unexpected expenses can be met more cost-effectively over time with a personal loan instead of a credit card.
personal loan vs. credit card for cash

Experian starts using rental payment data to figure credit scores

Experian is the first major credit reporting agency to factor in paying rent on time, rather than just paying late, to a credit score.
paying rent on time

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Intrafamily loans, done right, benefit both lenders and borrowers

Intrafamily lending can be a safer investment with a higher return than many investment options currently available.
intrafamily lending return on investment

Legal spat over financial protection bureau continues

The legal battle over the Consumer Financial Protection Bureau continues, as legislators try to gut the agency before it starts operating.
Hearing

Small business lending drought has hurt Scottsdale, Arizona

Scottsdale, Arizona, is filled with small businesses in need of short term loans. Some have had to seek funding from banks in other states.
Area of the Sonora Desert in Scottsdale, Ariz.

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

Low credit scores may exclude millions from economic recovery

More Americans with low credit scores face tougher prospects for finding jobs, getting loans and spending to help U.S. economic recovery...
men sitting on the sidewalk, panhandling with their dogs

Texas rolling unemployment loan to the private market

Several states are responsible for huge interest payments to the federal government. Rather than put budgets at risk, payments are extended.
Loan

Some homebuyer tax credits were low interest loans

Nearly a million people must repay the homebuyer tax credit they filed for. They got low interest loans for getting loans for a home.
IRS building

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Private, low-interest loans offered to small farms

A small farm can usually count on having about 10 percent of income to reinvest. Now, Whole Foods and others are offering small farm loans.
Whole Foods

State university tuition hikes to lead to more student debt

The cost of tuition for higher education is increasing, and state universities are likely to keep raising rates because of budget cuts.
University

Crowdsourcing good for businesses and for personal loans

Crowdsourcing isn't just for funding personal loans or projects. Businesses can raise loan capital that way, too, or use peer to peer lending.
Laptop computer

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Personal loans to attend for-profit schools can be risky

Borrowing personal loans to attend a for-profit college may not be the best choice, as they are riskier than their nonprofit counterparts.
College graduates

Consumer Financial Protection Bureau funding in jeopardy

Even before it got off the ground, House Republicans have tried to choke away the budget of the Consumer Financial Protection Bureau.
“Bankrupt” spelled out vertically in white script against a black background.