Personal Loans

Low credit scores may exclude millions from economic recovery

More Americans with low credit scores face tougher prospects for finding jobs, getting loans and spending to help U.S. economic recovery...
men sitting on the sidewalk, panhandling with their dogs

Texas rolling unemployment loan to the private market

Several states are responsible for huge interest payments to the federal government. Rather than put budgets at risk, payments are extended.
Loan

Some homebuyer tax credits were low interest loans

Nearly a million people must repay the homebuyer tax credit they filed for. They got low interest loans for getting loans for a home.
IRS building

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Private, low-interest loans offered to small farms

A small farm can usually count on having about 10 percent of income to reinvest. Now, Whole Foods and others are offering small farm loans.
Whole Foods

State university tuition hikes to lead to more student debt

The cost of tuition for higher education is increasing, and state universities are likely to keep raising rates because of budget cuts.
University

Crowdsourcing good for businesses and for personal loans

Crowdsourcing isn't just for funding personal loans or projects. Businesses can raise loan capital that way, too, or use peer to peer lending.
Laptop computer

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Personal loans to attend for-profit schools can be risky

Borrowing personal loans to attend a for-profit college may not be the best choice, as they are riskier than their nonprofit counterparts.
College graduates

Consumer Financial Protection Bureau funding in jeopardy

Even before it got off the ground, House Republicans have tried to choke away the budget of the Consumer Financial Protection Bureau.
“Bankrupt” spelled out vertically in white script against a black background.

Applications for mortgage modifications spike with low rates

Mortgage applications have risen recently, though the spike was due to low interest rates spurring interest in mortgage modifications.
Applying for a loan

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Lawsuit calls out HUD rule change on reverse mortgages

Three people are suing the Department of Housing and Urban Development; they didn't know they could lose their homes to reverse mortgages.
Bank Owned

Goal should be responsible lending, not a lending crackdown

California lawmakers are attempting to strangle payday lenders with heavy regulations – and claim they're teaching responsible lending…
Silhouette of a family against a green-hued backdrop of money. Learning about responsible borrowing – and what constitutes responsible lending – begins with lessons learned from family.

Student loan default trend compared to the subprime loan crisis

Student loan default is increasing as borrowing for college is compared to the market conditions that led to the subprime loan crisis.
A woman posing in her graduation gown outdoors

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

How to compute an annual compound interest rate

It's the little things like compound interest that can get you in the end. Learn how to compute compound interest and avoid bankruptcy.
Close-up of interest rate calculations written in ink on a piece of paper.

Plunging interest rates make mortgages low cost loans for now

Those who can qualify for financing could make a killing in the current real estate market. Low interest rates make mortgages low cost loans.
Home

Capital One sued once again for deceptive interest rate increases

The Capital One class action lawsuit, revived on appeal, accuses the credit card company of deceptive lending and unfair competition. READ ON....
Capital One corporate signage

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Debt relief companies now subject to tougher regulation

Debt relief is getting a lot of advertising these days. Though tougher regulation is in place, there are still a lot of scams out there...
Jackalope

Consumer lending still slow to recover from recession

Though there are occasional signs of life, consumer lending, especially for housing continues to be slow to recover from the recession.
Housing