financial education

False foreclosures: More great news for homeowners

Incidents involving false foreclosures are on the rise in the U.S., where the foreclosure process is now choked by inefficiency and fraud.
Close-up of the door to a home. The door is cracked, as if it had been kicked open.

How to get the house you want with a mortgage loan you can afford

Getting an affordable mortgage doesn't have to involve good credit scores, high down payments and 30-year terms ...
good credit score

Idea to incorporate savings rate into credit scores wins $50,000

Factoring savings into credit scores won the grand prize in a contest for ideas on how to boost the falling national savings rate to 10 percent.
a savings credit score could increase the U.S. savings rate

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Administration: Principal reduction keeps foreclosures in check

The regulator for Fannie and Freddie won't let the agencies participate in principal reduction to stem a rising tide of underwater mortgages.
another foreclosure, more to come

Arizona sues Bank of America over loan modifications

Arizona is suing Bank of America for fraud over mortgage loan modification practices. Nevada reportedly will follow suit in the near future.
The Bank of America logo as seen outside a bank in San Jose, Calif.

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

New Fed exhibits proactive approach on credit cards

The Fed, in full contrast to recent regulatory policy, recently announced changes that will close certain key loopholes within the CARD Act.
Credit Cards

Hybrid vehicle tax rebate expiring

Anyone who wants to get some instant cash for buying a green vehicle had better do it now. The tax credit for most green cars is expiring.
GMC Yukon Hybrid

Germany must do more to avert economic crisis, says Cohen

German Chancellor Angela Merkel wants a euro zone 2.0, but critics wonder whether she is really willing to work to help make it happen...
Photograph of a fanned-out stack of euro bills.

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

How to prevent taking out a mortgage on a meth house

A home buyer stuck with a meth house can't live in it and usually can't afford meth clean up costs, which can run from $50,000 to $100,000.
meth house

Making Work Pay credit expiring | Most paychecks will shrink

Though the Bush tax cuts are receiving the most attention, the $60 billion Making Work Pay tax credit is set to expire soon.
Capitol Hill

What to do with erroneous charges on your bill

If you want to get rid of those charges that don't belong to you, the best thing to do in situations like this is to stay calm and polite...
A man dealing with bill charge errors over the phone.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Save money by doing your taxes now

Don't wait for the deadline! Knowing ahead of time that there are ways to save money on your taxes will help keep more money in your pocket.
Personal tax filing

Protect your money and identity from scammers

Despite warnings and mass publicity regarding scam protection, scamming is still a major issue today. Here are some red flags to look out for.
Identity theft

Business funding with a personal touch

Certain factors often converge to make personal credit cards better suited for small business funding than traditional business credit cards.
Businessman using a business credit card.

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Modern consumer debt levels make payday loan trap unlikely

Critics have contended that a payday loan is a debt trap. Current data on consumer debt makes payday loans look like dust in the wind...
Anchovies

National Inflation Association | Using fear to push investments

The National Inflation Association says that inflation will put prices over the top -- but you have to consider the source of the statistics.
Gold