financial education
Do Credit Repair Companies Really Work?
Good credit repair companies are still available if a consumer is willing to search...
Saturday, December 8th, 2012 by By bryanh
Your Credit | Establish, Protect and Improve
Consumers need to understand how to properly build and maintain good credit. Learn ways to establish, protect and improve your credit.
Tuesday, November 27th, 2012 by By bryanh
Incidents of attempted loan fraud skyrocket during credit crunch
Attempted fraud on mortgage loan applications soared in 2010 as more desperate borrowers fudge on credit and employment histories...
Monday, November 26th, 2012 by By bryanh
Is Applying For A Payday Loan Through A Direct Lender The Best Option?
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Borrowing money for mortgages comes with a lot of variation
There are many different forms of home loans for consumers borrowing money to make the purchase.
Tuesday, November 13th, 2012 by By bryanh
B of A buys bad guaranteed loans back from Fannie and Freddie
Bank of America has recently put aside some serious cash to compensate Freddie and Fannie for bad guaranteed loans B of A is responsible for.
Thursday, November 8th, 2012 by By Sam Hoober
How to Cope with Holiday Debt
Now that the holidays are over, it is time for Americans to address their debt and pay it off.
Wednesday, November 7th, 2012 by By bryanh
How Can Installment Loans Help Protect Your Credit Rating?
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
Mortgage Loan Modifications: Definitions, Changes and Problems
People need to understand the modification process and its inherent problems.
Monday, November 5th, 2012 by By bryanh
Butch Cassidy and the Sundance Kid
While that story is part of American history, newer versions of Butch Cassidy and the Sundance Kid are popping up, making the recession look like an upstart.
Friday, November 2nd, 2012 by By bryanh
Mortgage, Auto and Personal Loans Depend on Good Credit
Anyone looking for mortgage, auto or personal loans today needs to keep a sharp eye on their credit score.
Thursday, November 1st, 2012 by By bryanh
Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Credit Card Minimum Payments are Hypnotic Conditioning
Credit card companies love it when you only make the minimum payment. That small number is a kind of hypnotic conditioning, says Stewart.
Friday, October 26th, 2012 by By Steve Tarlow
Using a debit card instead of a credit card
Although they can be used to purchase items in the same way that a credit card can, debit cards feature major differences that consumers should be aware of.
Tuesday, October 2nd, 2012 by By bryanh
Never too late for financial education with MyStartingPoint
Financial understanding is one of the cornerstones of a healthier lifestyle. With it, you can live a purpose-driven life, generally free of spiraling debt burden. Thanks to MyStartingPoint, a Web-based education portal created by the nonprofit Community Financial Education Foundation, the opportunity to develop financial literacy skills is almost always at your fingertips.
Dedicated month of financial understanding
The CFEF explains that it is possible to teach every person about finances, no matter what their age, with MyStartingPoint. It should be incorporated into education whenever possible. This is a perfect month to do it too, considering April is National Financial Literacy Month [...]
Monday, April 16th, 2012 by By Emily Conwell
How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Renting smart in a landlord market
More people are trying to rent and available rentals are down. Landlords have the upper hand. A renter has to be savvy to get a good deal.
Tuesday, July 5th, 2011 by By Ron Ford
Obama, HUD considering home renters tax credit
President Obama and the U.S. Department of Housing and Urban Development have proposed a home renter's tax credit to offset soaring rents.
Tuesday, April 26th, 2011 by By Steve Tarlow
CFPB to make simpler mortgage disclosure forms a priority
The Consumer Financial Protection Bureau reportedly will place high priority upon simplifying mortgage disclosure forms for homebuyers.
Tuesday, April 19th, 2011 by By Steve Tarlow
Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
Credit card use declining as more people turn to cash
Credit card use continues to decline. Fewer and fewer people are turning to the plastic because more people are trying to shed debt.
Tuesday, April 19th, 2011 by By Sam Hoober
First-time homebuyer tax credit: Get ready to pay
The first payment on the $7,500 first-time homebuyer tax credit from 2008 is due with the 2010 tax return for anyone who received the credit.
Friday, April 15th, 2011 by By Steve Tarlow
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