Mortgages

Renting smart in a landlord market

More people are trying to rent and available rentals are down. Landlords have the upper hand. A renter has to be savvy to get a good deal.

Tuesday, July 5th, 2011 by

By Ron Ford

CFPB to make simpler mortgage disclosure forms a priority

The Consumer Financial Protection Bureau reportedly will place high priority upon simplifying mortgage disclosure forms for homebuyers.

A nonplussed man suffers the existential agony of dealing with mortgage and other financial papers.

Tuesday, April 19th, 2011 by

By Steve Tarlow

Consumers opting to pay credit cards over mortgages

Underwater mortgages have encouraged consumers to pay credit cards instead, according to a recent study by the TransUnion credit bureau.

A man poring over his bills contemplates a Post-It note that reads “Pay off credit cards!”

Thursday, April 7th, 2011 by

By Steve Tarlow

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Mortgage rates rise despite crippled demand for housing

Mortgage interest rates are steadily climbing away from the near record lows that were recently observed, but home sales are staying low.

Thursday, March 24th, 2011 by

By Peter Stone

Bridge Loan basics: Financing short-term obligations

A bridge loan is used most often to fill the gap of financing between purchasing houses, but people are finding other ways to use them now.

Friday, March 18th, 2011 by

By Mary Rice

Applications for mortgage modifications spike with low rates

Mortgage applications have risen recently, though the spike was due to low interest rates spurring interest in mortgage modifications.

Wednesday, March 9th, 2011 by

By Peter Stone

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Americans losing faith in mortgage loans and real estate

Fewer people in the United States believe that real estate and homeownership are still the good investments they were once believed to be.

Monday, February 28th, 2011 by

By Peter Stone

Mortgage modification programs under fire from Republicans

Federal mortgage modification programs are coming under fire for not working. Congressional Republicans want to cut them and save $38 billion.

Friday, February 25th, 2011 by

By Peter Stone

Housing prices decline, but home sales are rising

The number of home sales rose during January, but home values have been falling for some time. The low prices likely contributed to sales.

Wednesday, February 23rd, 2011 by

By Peter Stone

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Mortgage delinquencies decline, but foreclosures rise

The real estate industry has some reason to celebrate, as mortgage delinquencies have declined. However, foreclosures are still rising.

Thursday, February 17th, 2011 by

By Peter Stone

The adjustable rate mortgage is staging a comeback

The adjustable rate mortgage was labeled a cause of the real estate crash and recession. An ARM isn't evil, and ARMs are starting to return.

Monday, February 14th, 2011 by

By Peter Stone

Falling home values put record number of mortgages under water

As home prices have continually fallen during the recession, it is estimated that 27 percent of homeowners are under water on their mortgages.

Thursday, February 10th, 2011 by

By Peter Stone

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.