Mortgages

Renting smart in a landlord market

More people are trying to rent and available rentals are down. Landlords have the upper hand. A renter has to be savvy to get a good deal.
Landlord Tenant Law

CFPB to make simpler mortgage disclosure forms a priority

The Consumer Financial Protection Bureau reportedly will place high priority upon simplifying mortgage disclosure forms for homebuyers.
A nonplussed man suffers the existential agony of dealing with mortgage and other financial papers.

Consumers opting to pay credit cards over mortgages

Underwater mortgages have encouraged consumers to pay credit cards instead, according to a recent study by the TransUnion credit bureau.
A man poring over his bills contemplates a Post-It note that reads “Pay off credit cards!”

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Mortgage rates rise despite crippled demand for housing

Mortgage interest rates are steadily climbing away from the near record lows that were recently observed, but home sales are staying low.
House

Bridge Loan basics: Financing short-term obligations

A bridge loan is used most often to fill the gap of financing between purchasing houses, but people are finding other ways to use them now.
Bridge

Applications for mortgage modifications spike with low rates

Mortgage applications have risen recently, though the spike was due to low interest rates spurring interest in mortgage modifications.
Applying for a loan

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Americans losing faith in mortgage loans and real estate

Fewer people in the United States believe that real estate and homeownership are still the good investments they were once believed to be.
House

Mortgage modification programs under fire from Republicans

Federal mortgage modification programs are coming under fire for not working. Congressional Republicans want to cut them and save $38 billion.
Foreclosures

Housing prices decline, but home sales are rising

The number of home sales rose during January, but home values have been falling for some time. The low prices likely contributed to sales.
For Sale

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

Mortgage delinquencies decline, but foreclosures rise

The real estate industry has some reason to celebrate, as mortgage delinquencies have declined. However, foreclosures are still rising.
Foreclosed home

The adjustable rate mortgage is staging a comeback

The adjustable rate mortgage was labeled a cause of the real estate crash and recession. An ARM isn't evil, and ARMs are starting to return.
Ghost town

Falling home values put record number of mortgages under water

As home prices have continually fallen during the recession, it is estimated that 27 percent of homeowners are under water on their mortgages.
Underwater house

Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

Possible end in sight for mortgage giants Fannie and Freddie

The Treasury Department will make some proposals soon about what to do with Fannie Mae and Freddie Mac, including letting them go under.
Timothy Geithner

Fannie and Freddie raising mortgage loan lenders risk fees

Fannie Mae and Freddie Mac are raising risk fees for mortgage loan lenders, making it that much harder for Americans to purchase homes.
Suburbs

Bailout official labels mortgage modification program a failure

Neil Barofsky, the man in charge of overseeing the bailout programs, recently labeled the mortgage modification program complete failure.
Congressional Hearing

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Buy real estate and other things for dirt cheap through GovSales

If a person is looking for serious discounts on real estate, they could look at GovSales, an auction site for surplus government property.
Dirt

Mortgage rates mean low interest loans for qualified buyers

Mortgage rates are near all time lows, so people who qualify can get low interest loans for a home -- but hopeful buyers must act quickly.
Real estate office