Debt management

Understanding the down side of avoiding credit

Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
A stack of credit cards against a black tabletop.

Efficient tips for reaching credit card debt relief

Learn how to reach credit card debt relief with "easy to adapt" strategies. Save money, create more income and start living debt free today!
Two women discussing credit card debt relief.

Debt Solutions | Are growing costs pushing you into debt?

There are many debt solutions available, each designed to help with different types of situations. Here are some helpful tips to consider...
A man in debt.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Debt settlement relief companies ignoring memo from government

Debt settlement relief companies have been growing in number, but not all of them deliver. Many charge enormous fees for doing no work.
Coins

Shoppers favored cash over credit cards on Black Friday

Black Friday shoppers this year cut back on credit cards and used instant cash. In fact, Black Friday credit card use dropped 50 percent.
Cash

College graduates have a smaller pay day to look forward to

A group with higher unemployment than the average is recent college graduates. More debt and fewer jobs mean less of a pay day to look to.
Graduation

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Debt relief companies now subject to tougher regulation

Debt relief is getting a lot of advertising these days. Though tougher regulation is in place, there are still a lot of scams out there...
Jackalope

Growing wealth gap a disturbing trend in United States economy

The wealth gap, the difference between rich and poor, is growing. It's enormous. However, most people don't want handouts, but opportunity.
Mansions

Demand for consumer installment loans declines

Consumers are not seeking out large debt like installment loans and credit cards these days. More people are seeing debt as a bad thing...
Federal Reserve

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Use of open credit loans declines with credit card delinquencies

Credit card delinquencies are declining rapidly. Americans are becoming more aware of the need to get rid of as much debt as possible...
Escalator

Credit score or credit scar? Which best describes your finances?

Your credit score tells the world how loan-worthy you are. Is yours a healthy number or has it been scarred by past poor financial decisions?
Woman peeking behind a blank white board.

Plan your debt consolidation carefully for real debt reduction

Debt consolidation can be a good strategy for debt relief -- with careful planning to ensure you do not end up paying more in the long run.
A man with his fingers on his temple, looking at a paper and stressed over debt.

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Being careful with credit card debt consolidation

Choose the right method of credit card debt consolidation for your own situation. Know what the fine print is before making final decisions.
There are things to look out for with credit card debt consolidation.

Debt Management: Consolidate credit card debt

Consolidating credit card debt is a first step for debt management for many. Understanding the APR and introductory period are important...
For many consumers, to consolidate credit card debt is the first step to debt management.

Debt management: Getting started

Getting started with debt management may be the most difficult step in the debt management process. Know what you're getting into! READ MORE
Be wise when seeking a good debt management company.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Hardships may affect cash today, but they can be overcome

Hardships may hinder managing cash today, but there are ways to overcome. Learn a few tips on how to manage, no matter the situation. READ MORE

Debt Management – Getting Yourself out of Debt

There are many ways to solve your debt issues, unfortunately, none are easy, and all require personal sacrifice.