There is no such thing as a perfect portfolio
Despite the claims made by financial advisors and planners, in reality there is no real possibility of having the perfect portfolio that performs to your expectations. Most portfolio planning today uses some variation of the mean-variance optimization process invented by Harry Markowitz, [...]
Let’s keep it real
You are overwhelmed with debt. You have eight credit cards that are all maxed out. Making the minimum payments is causing much financial stress, and you are not making any headway on getting out of debt. What can you do? Get help, get debt counseling, find someone [...]
Remember the Last Three Decades of Jacko Weirdness?
Over the years, we witnessed the eccentricity of Michael Jackson. From his constant changing appearance and repeated debt relief missions to his legal issues, we ask ourselves the question: Why did he do it? What lead MJ to go that far? For instance, [...]
Does your portfolio take advantage of current market conditions?
Since the stock market crash of September 2008, most investors with significant portfolios have repeatedly reshuffled and redistributed their holdings in an effort to minimize losses. The chaos that has followed has resulted in many portfolios being significantly imbalanced and weighted in [...]
Apply for Payday Loans HERE
Payday loans are quick short term loans that can be used for urgent situations such as paying off medical bills, car repair and more. The loan amount has to be returned on the day you receive your pay, and the interest rate is fixed by the [...]
Paying off bills with tax money
Consumers are using payday loans and their tax refunds to pay necessary bills. In the past, taxpayers saw their tax refunds as additional money to do something fun with. Whether it was a vacation, a new TV or a down payment on a vehicle, people [...]
Madoff scandal gives rise to debt relief issues
In the wake of the Bernie Madoff scandal, debt relief has become a persistent theme. Madoff had a long running Ponzi scheme in which he bilked investors of over $13.2 billion.
Under the guise of a gifted money-manager, Madoff attracted high-profile clients like Steven [...]
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Money for nothing
In these difficult economic times, the average American family is forced to live paycheck to paycheck — if they are lucky enough to have jobs at all. When the U.S. government bailed out Wall Street, the major banks got huge cash infusions. [...]
The Black Friday Fever
Black Friday has been the top trend for the past several weeks. Everyone is itching to find great deals offering for Black Friday 2009. Black Friday, which lands on the day after Thanksgiving Day, unofficially kicks off the holiday shopping season. And boy, things are looking hot, [...]
You Can Plan Well and Save Money This Thanksgiving
If you find yourself inhaling the last of the crouton dust after a fruitless search for the elusive meal, you are likely in need of debt relief. I’ve been there before, so I feel your fruitlessness. Now that Thanksgiving has flickered into [...]
Best Buy’s Hot Black Friday Deals
Best Buy Black Friday ads can now be found online and it’s definitely causing hype. How would you like an Insignia Blu-ray Disc Player for less than a $100? What about a Dynex 19″ 720p LCD HDTV for less than a $150? Save your [...]
Target Black Friday ad says $3 appliances
Black Friday. I understand why people head to the stores in droves when retailers advertise great in-store deals for Black Friday. What I don’t understand is why stores do this, especially in the case of Target’s $3 appliances, which are being publicized in the [...]
“I Need Cash Now!”
(EDITOR’S DISCLAIMER: Many payday lending companies require that applicants be employed for a certain period of time before they are eligible to receive payday loans.)
Anyone who has ever screamed, “I need cash now!” while surviving the sometimes grueling experience of college life can attest that it’s a [...]
Black Friday Ads 2009 – Ready to Shop!
I’ve said it before and I’ll say it again: Start your holiday savings now! It’s the perfect time to start your holiday shopping budget (if you have not yet already) and take advantage of hot deals offerings for Black Friday 2009. Tons of [...]
Stocks: What are they?
There are many companies looking for money to increase and modify their production capacities. One way they do this is by sharing the ownership of the company with individual investors.
The ownership of the company is divided into many parts – there could be millions of these parts. [...]
Twenty-four hours ago . . .
Yesterday afternoon I was suddenly put out of commission by an excruciating lower backache. It was so bad I could barely move, and for the next 24 hours I couldn’t focus on my work at all.
Had I gone to a doctor, I would have had [...]
Recession spawns Rent the Runway
Rent the Runway, a web site that uses the Netflix mail-order model, would have been a good idea even when the economy wasn’t bad. However, it appears Jennifer Hyman and Jennifer Carter Fleiss, the site’s creators, are destined for guaranteed success during a time when everyone [...]
Banks and debt
In an effort to find new customers, banks are aiming to help with a big public concern: debt relief. TD Bank, located on the East Coast, hosted a free pizza night for potential customers. Citizens Bank has promised to give new customers $1,000 if they are saving for [...]
Let the hibernation begin
Even those of us who like to live in denial every year — wearing flip flops well into October, even in northern states — must now admit that fall has officially set in, and winter is well on its way.
The cold months cause many people to stay [...]
Debt Relief Would Be a Whole New Ballgame
The people of American are looking for debt relief any way they can find it these days, and it appears that the only way true gains in this area are going to be made is if major restructuring of America’s financial regulatory agencies [...]