Credit Tips
Understanding the down side of avoiding credit
Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
Wednesday, March 23rd, 2011 by By Steve Tarlow
Demand that debt collectors verify your debt before paying
When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
Wednesday, March 23rd, 2011 by By Steve Tarlow
Beware phantom debt pains from charge-offs
Beware: Even after debt debt drops off your credit report, debt collectors may still be able to collect. Arm yourself with information.
Monday, March 21st, 2011 by By Steve Tarlow
Where Is The Best Place To Get Payday Loans Online and Why?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
The no-so-hidden lifetime cost of a bad credit score
A bad credit score or a credit score report that contains errors can rob a person of thousands of dollars over a lifetime.
Wednesday, March 2nd, 2011 by By Thomas Hart
Beware the new IRS e-mail phishing scam, taxpayers
Beware the latest wave of IRS e-mail scams, taxpayers. The IRS will never ask for your personal data by e-mail, only on a tax return form.
Friday, February 18th, 2011 by By Steve Tarlow
Experian adding renter history to credit scores calculations
Experian, the credit bureau, is adding rent payment history to its formula for calculating credit scores, which is good news for many people.
Tuesday, February 15th, 2011 by By Peter Stone
Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Calling 888-5-OPTOUT can save you from identity theft
888-5-OPTOUT is a consumer tool backed by the FTC that enables people to opt out of getting pre-approved credit offers and related mail ads.
Wednesday, August 18th, 2010 by By Steve Tarlow
Know your credit score, and take steps to raise the number
Checking your credit report is just the beginning of credit repair--here are some simple tips to raise the numbers on your credit score.
Thursday, July 8th, 2010 by By Thomas Hart
Your Credit | Establish, Protect and Improve
Consumers need to understand how to properly build and maintain good credit. Learn ways to establish, protect and improve your credit.
Monday, March 15th, 2010 by By Sarah Eicher
How To Use Short Term Loans To Save Your Budget
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
How to Obtain a Clean Credit Report
A clean credit report is crucial to manage your finances well and to rid problems created by bad credit. It's tough, but not impossible.
Friday, March 12th, 2010 by By Jennifer Exposito
The Real Story Behind Credit Cards
The story behind credit cards is an important one for all consumers to understand.
Sunday, March 7th, 2010 by By Howard Iley
Mortgage, Auto and Personal Loans Depend on Good Credit
Anyone looking for mortgage, auto or personal loans today needs to keep a sharp eye on their credit score.
Saturday, March 6th, 2010 by By Isabel Velasquez
Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
5 easy credit repair tricks to help you borrow money successfully
Is your credit score affecting your ability to borrow money? Put these five tricks to use to improve your FICO score, starting today.
Wednesday, February 3rd, 2010 by By Jay West
Borrowing Money Can Still Be an Advantage if Managed Wisely
The recession taught consumers hard lessons about credit, but borrowing money does not have to be detrimental if managed correctly.
Sunday, January 24th, 2010 by By Thomas Kazee
Bad Credit Loans, How to Get One
Having bad credit will not disqualify you from getting a loan. Many lenders are specializing in the niche of bad credit loans.
Wednesday, January 20th, 2010 by By Alfie Torok
Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
How to Cope with Holiday Debt
Now that the holidays are over, it is time for Americans to address their debt and pay it off.
Tuesday, January 19th, 2010 by By Donaldo Lpoez
New Consumer Protections Will Probably Not Remedy Everything
The Credit Card Accountability Responsibility and Disclosure Act of 2009 promises real protections but people need to know what the rules will actually cover.
Tuesday, January 19th, 2010 by By Howard Iley
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