Credit Tips

Monitoring Your Credit Report

Do you know what’s on your credit report? You should – monitoring the information contained on these reports is an essential part of your financial health!
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How to Obtain a Clean Credit Report

A clean credit report is crucial to manage your finances well and to rid problems created by bad credit. It's tough, but not impossible.

Bad Credit Cash Loans Up To $1,500

Bad credit, poor credit, bankruptcy? You can still get a bad credit cash loan because there are no credit checks in most cases. (APPLY HERE)

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Budget Busters Designed to Ruin Your Credit

Commercialism is everywhere, and one can’t seem to survive without being expected to run up credit card debt...
my FICO Score - according to TransUnion and WaMu

Calling 888-5-OPTOUT can save you from identity theft

888-5-OPTOUT is a consumer tool backed by the FTC that enables people to opt out of getting pre-approved credit offers and related mail ads.
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Your Credit | Establish, Protect and Improve

Consumers need to understand how to properly build and maintain good credit. Learn ways to establish, protect and improve your credit.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

How to Cope with Holiday Debt

Now that the holidays are over, it is time for Americans to address their debt and pay it off.
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Mortgage, Auto and Personal Loans Depend on Good Credit

Anyone looking for mortgage, auto or personal loans today needs to keep a sharp eye on their credit score.

Understanding the down side of avoiding credit

Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
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Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Demand that debt collectors verify your debt before paying

When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
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Beware phantom debt pains from charge-offs

Beware: Even after debt debt drops off your credit report, debt collectors may still be able to collect. Arm yourself with information.
A sad female clown.

The no-so-hidden lifetime cost of a bad credit score

A bad credit score or a credit score report that contains errors can rob a person of thousands of dollars over a lifetime.
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How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Beware the new IRS e-mail phishing scam, taxpayers

Beware the latest wave of IRS e-mail scams, taxpayers. The IRS will never ask for your personal data by e-mail, only on a tax return form.
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Experian adding renter history to credit scores calculations

Experian, the credit bureau, is adding rent payment history to its formula for calculating credit scores, which is good news for many people.
Apartments

Know your credit score, and take steps to raise the number

Checking your credit report is just the beginning of credit repair--here are some simple tips to raise the numbers on your credit score.

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

The Real Story Behind Credit Cards

The story behind credit cards is an important one for all consumers to understand.

5 easy credit repair tricks to help you borrow money successfully

Is your credit score affecting your ability to borrow money? Put these five tricks to use to improve your FICO score, starting today.