Credit Tips
Understanding the down side of avoiding credit
Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
Wednesday, March 23rd, 2011 by By Steve Tarlow
Demand that debt collectors verify your debt before paying
When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
Wednesday, March 23rd, 2011 by By Steve Tarlow
Beware phantom debt pains from charge-offs
Beware: Even after debt debt drops off your credit report, debt collectors may still be able to collect. Arm yourself with information.
Monday, March 21st, 2011 by By Steve Tarlow
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
The no-so-hidden lifetime cost of a bad credit score
A bad credit score or a credit score report that contains errors can rob a person of thousands of dollars over a lifetime.
Wednesday, March 2nd, 2011 by By Thomas Hart
Beware the new IRS e-mail phishing scam, taxpayers
Beware the latest wave of IRS e-mail scams, taxpayers. The IRS will never ask for your personal data by e-mail, only on a tax return form.
Friday, February 18th, 2011 by By Steve Tarlow
Experian adding renter history to credit scores calculations
Experian, the credit bureau, is adding rent payment history to its formula for calculating credit scores, which is good news for many people.
Tuesday, February 15th, 2011 by By Peter Stone
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Calling 888-5-OPTOUT can save you from identity theft
888-5-OPTOUT is a consumer tool backed by the FTC that enables people to opt out of getting pre-approved credit offers and related mail ads.
Wednesday, August 18th, 2010 by By Steve Tarlow
Know your credit score, and take steps to raise the number
Checking your credit report is just the beginning of credit repair--here are some simple tips to raise the numbers on your credit score.
Thursday, July 8th, 2010 by By Thomas Hart
Your Credit | Establish, Protect and Improve
Consumers need to understand how to properly build and maintain good credit. Learn ways to establish, protect and improve your credit.
Monday, March 15th, 2010 by By Sarah Eicher
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
How to Obtain a Clean Credit Report
A clean credit report is crucial to manage your finances well and to rid problems created by bad credit. It's tough, but not impossible.
Friday, March 12th, 2010 by By Jennifer Exposito
The Real Story Behind Credit Cards
The story behind credit cards is an important one for all consumers to understand.
Sunday, March 7th, 2010 by By Howard Iley
Mortgage, Auto and Personal Loans Depend on Good Credit
Anyone looking for mortgage, auto or personal loans today needs to keep a sharp eye on their credit score.
Saturday, March 6th, 2010 by By Isabel Velasquez
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
5 easy credit repair tricks to help you borrow money successfully
Is your credit score affecting your ability to borrow money? Put these five tricks to use to improve your FICO score, starting today.
Wednesday, February 3rd, 2010 by By Jay West
Borrowing Money Can Still Be an Advantage if Managed Wisely
The recession taught consumers hard lessons about credit, but borrowing money does not have to be detrimental if managed correctly.
Sunday, January 24th, 2010 by By Thomas Kazee
Bad Credit Loans, How to Get One
Having bad credit will not disqualify you from getting a loan. Many lenders are specializing in the niche of bad credit loans.
Wednesday, January 20th, 2010 by By Alfie Torok
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
How to Cope with Holiday Debt
Now that the holidays are over, it is time for Americans to address their debt and pay it off.
Tuesday, January 19th, 2010 by By Donaldo Lpoez
New Consumer Protections Will Probably Not Remedy Everything
The Credit Card Accountability Responsibility and Disclosure Act of 2009 promises real protections but people need to know what the rules will actually cover.
Tuesday, January 19th, 2010 by By Howard Iley
Recent Conversations