Credit Repair
A “For Rent” sign.

Experian to include rental data in credit reports

Renters interested in rebuilding their credit scores now have another tool at their disposal, reports The Detroit News. The credit bureau Experian, which acquired the property management database company RentBureau last summer, will begin factoring rental history into credit scores. This move will help scores of consumers, but it may also hurt, experts say. Millions

5 easy credit repair tricks to help you borrow money successfully

Your Credit Score The contents of your credit report can make or break your next loan application and your ability to borrow money. A good FICO score is the key to success. However, if your credit has taken a beating in recent times, you will have to do a little dusting off. The good news

Bad Credit Loans, How to Get One

How to get a bad credit loan The loan industry is one of the largest financial marketplaces in the world today. Spending largely drives the economy and many consumers need loans to do their fair share of the spending. An unfortunate by-product of the loan industry is that many consumers and borrowers fail to repay

Know your credit score, and take steps to raise the number

To improve your credit score, nothing works better than paying off your credit cards and taking them out of your wallet. Knowing your credit score is the most basic fundamental of credit repair. But it’s even more important to know what affects  your credit score. And even more important than that is knowing what you

Correcting Errors on Your Credit Report

Your Credit Score Really Does Matter Your credit score – those three, little, seemingly insignificant numbers – has a major impact on your life. Not only does it determine the interest rates you pay on loans or credit cards, more and more companies are using your credit score to grant or deny other amenities, like
Credit card fraud is a problem that can be avoided with a little vigilance. If you need emergency cash loans, apply at Personal Money Market.

How to Clean Up Your Credit Report

Credit Fraud Runs Rampant Even under the most watchful eye, your identity can be stolen very quickly. In fact, according to the 2008 Internet Crime Report published by the federal government, total loss from all types of fraud was $264.6 million, up from $239.1 million in 2007. What is going on? In this age of
A sad female clown.

Beware phantom debt pains from charge-offs

Maintaining good credit can be challenging, particularly after a life-altering event like job loss. Understand that if a creditor throws in the towel and charges off one of your debts, that doesn’t mean that you’re in the clear. It’s quite possible that you will still be liable for that bad debt – even after it
"Your eyes feel so very heavy. You will pay only the minimum balance on your credit card…"

Credit Card Minimum Payments are Hypnotic Conditioning

Interest Payments Grow As Our Minds Become Anchored We all know by now that making only the minimum payment on your credit card balance each month is a recipe for long-term debt. If that sounds appealing to you, then by all means, continue to fatten the pig. It loves the sloppy seconds (thirds… fourths…) of
Credit repair is possible, but only if you increase your debt literacy. (Photo:

On Credit Repair and Debt Literacy

What You Know Can Save You Green Do you consider yourself to be financially literate? How about when it comes to debt – is your level of debt literacy high enough that concepts like credit repair are second nature to you? Chances are your opinion of your debt literacy is higher than the reality. This
a savings credit score could increase the U.S. savings rate

Idea to incorporate savings rate into credit scores wins $50,000

Earlier this year an asset management company announced a contest for the best ideas to increase the U.S. savings rate. The winner of the $50,000 grand prize suggested a “Savings Credit Score” that factors savings into a person’s credit score. A FICO spokesperson praised the idea but said current credit scoring models made it impractical.
Monitor Your FICO Score with Score Watch

Equifax Score Watch | Know When Your Score Changes

Your credit score is important There are many reasons why it pays to be aware of your FICO® credit score. If you’re looking to finance a home, education or automobile, you’ll want to know what your FICO® score is ahead of time. The same holds true when you apply for a credit card. If you

Free Credit Scores Are Not Problem-Free

Your credit report vs. your credit score In difficult economic times and with the credit market getting tighter and tighter, it is important to manage your credit and finances very carefully. One of the best ways to do this is to keep track of your credit rating. A key component of your credit rating is
Don't let the stormy economy wash away your credit.

Can Payday Loans Protect Your Credit History?

Economic crisis Payday loans could save you from the horrible economic environment that we currently live in. The economic crisis is affecting every single one of us, including many major businesses. It was once thought impossible for high-end shops and even banks to get themselves into difficulty. However, this recent crisis has taken its toll

Bad Credit Installment Loans Help Those in Need

Bad Credit No Longer a Barrier for Installment Loans Are you among those people who believe that it is impossible to get a loan if you have bad credit history? Having a bad credit tag, stitched to your profile, does not make it impossible for you to apply for an installment loan. If you are

Get Fast, easy installment Loans, even with bad credit

Start Your Application For Up To $1,500 Below Bad credit is common A lot of people get installment loans, even though they have bad credit. People from many types of backgrounds have bad credit. People end up with bad credit because of medical bills, large, emergency expenses and other accidents. Even those who are careful with money end up with
Learning to cook can help improve your credit score! (photo:

Living Sensibly Is the Key to Credit Repair

Stop throwing your hard-earned money away! Credit repair services are on the rise as people figure out ways to save money and build wealth so they can pay down debt.   Paying down debt is a key element of credit repair, and obviously, it takes money to pay down debt. But do you realize that if you
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Monitoring Your Credit Report

Monitoring Your Credit Report Why Monitor Your Credit Report? You’ve probably seen the TV commercials for that feature a young man singing about the misfortune he’s encountered due to negative information on his credit report. If you’ve ever tried to apply for a mortgage, auto loan or credit card and run into some of