credit cards
Credit card use declining as more people turn to cash
Credit card use continues to decline. Fewer and fewer people are turning to the plastic because more people are trying to shed debt.
Tuesday, April 19th, 2011 by By Peter Stone
Banks fighting to corner market for EMV chip credit cards
JPMorgan and Wells Fargo are launching EMV chip equipped smart cards for high-end credit card customers who travel overseas frequently.
Thursday, April 14th, 2011 by By Peter Stone
Consumers advised to avoid credit card protection plans
Credit card debt protection plans are great for credit card companies but end up being not very beneficial for people who enroll in them.
Tuesday, April 12th, 2011 by By Peter Stone
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Consumers opting to pay credit cards over mortgages
Underwater mortgages have encouraged consumers to pay credit cards instead, according to a recent study by the TransUnion credit bureau.
Thursday, April 7th, 2011 by By Steve Tarlow
Avoid the debt settlement agreement benefit on your credit card
The Government Accountability Office urges consumers to think carefully before opting for a debt settlement agreement on their credit card.
Thursday, March 31st, 2011 by By Steve Tarlow
Costs and benefits of financial reform laws
A year after the CARD Act passed, the Consumer Financial Protection Bureau did a study to see whether reforms are working -- and they are.
Thursday, March 10th, 2011 by By Peter Stone
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Efficient tips for reaching credit card debt relief
Learn how to reach credit card debt relief with "easy to adapt" strategies. Save money, create more income and start living debt free today!
Sunday, February 27th, 2011 by By Hasic M
Credit card delinquencies and debts fall in 2010
TransUnion reports that during the final three months of 2010, delinquencies and the national average debt for credit cards declined.
Thursday, February 24th, 2011 by By Peter Stone
Secured credit cards can get your credit back on track
Secured credit cards are a viable option for consumers trying to rebuild their credit. But be sure to watch out for cards with high fees.
Tuesday, February 22nd, 2011 by By Steve Tarlow
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Bank profits tumble as new laws for credit cards start working
The new credit card regulations are working. Companies that used to rely on deceptive practices are losing profits because of the CARD Act.
Tuesday, February 22nd, 2011 by By Peter Stone
Use of credit cards rises for first time in two years
Credit cards are starting to make a comeback, as credit card use has risen for the past three months after two consecutive years of decline.
Tuesday, February 8th, 2011 by By Peter Stone
Top 10 cities with the most credit card debt
Do you live in one of the top 10 cities in the United States for credit card debt? Access to payday loans could have saved you a bundle.
Thursday, February 3rd, 2011 by By Steve Tarlow
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Interest rates on credit cards hit highest point in 13 years
The average interest rate for credit cards is at its highest point in more than a decade. Base rates are being raised thanks to the CARD Act.
Thursday, February 3rd, 2011 by By Peter Stone
NPSL cards: The credit myth that puts you at risk
There are NPSL credit risks to consider. Find out what No Preset Spending Limit (NPSL) cards are and how they can affect your credit score..
Friday, January 14th, 2011 by By Odysseas Papadimitriou, CEO of CardHub.com
Student loans are income, say credit card companies
Even though the Credit Card Act of 2009 made a difference in credit card laws, credit card companies are now considering student loans "income."
Thursday, January 13th, 2011 by By Mary Rice
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Try secured credit cards to rebuild damaged credit scores
People who want to establish or rebuild their credit can try secured credit cards. You will need an upfront cash deposit to set your limit.
Wednesday, January 12th, 2011 by By Peter Stone
New Fed exhibits proactive approach on credit cards
The Fed, in full contrast to recent regulatory policy, recently announced changes that will close certain key loopholes within the CARD Act.
Thursday, December 16th, 2010 by By Odysseas Papadimitriou, CEO of CardHub.com
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