Bank Fees

Lowering the Prepayment Penalty can create Emergency Money

Negotiating a prepayment penalty can be a viable option for consumers looking to find emergency money.

Understanding How Banks Work is Key to Maximizing Savings

A bank is a great place to store your money safely, but understanding the rules is key.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Bank direct deposit advance versus payday loans

Banks are considering the use of payday advances to supplement the cost of lost overdraft fee's totaling $15 billion, due to new rules that ... READ MORE

What consumers should expect from credit card companies in 2010

Although the market is stabilizing, consumers still have to be wary of credit card lenders and their latest practices.

Four Things Your Bank Will Forget to Discuss with You

Many bank institutions do not discuss everything with you regarding your personal finances. Find out what they have left out and how it will help you.

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Find out how a low-rate personal loan can help you

A low-rate personal loan, or payday loan, is a short-term loan. You will find out instantly if you're approved and get your cash right away...

Managing Spending on the Unsecured Personal Loans’ Budget

For anyone funding Christmas via unsecured personal loans, savings or credit cards, it is important to not be duped by retailers.
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Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Overdraft Fees are a Pain in the Pocket

Learn the annoyance of overdraft fees and how they can be overcome.
Don't be shocked if a small miscue becomes a big money drain called overdraft fees.

Overdraft Fees Send Scores to Check Cashing, Payday Loans

The growing population of unbanked should tell us something about the overdraft fee practices of banks. It's no wonder check cash and payday loans are popular.
In what universe does a one percent check cashing fee exceed a $35 overdraft fee for overdrawing a checking account by $.01? (Photo: flickr.com)

Overdraft Fee Monster Eats Social Security Income, Too

Overdraft fees are out of control. In Miller v. Bank of America, we see that the consumer can win against banks, but only briefly. Congress must intervene.
This should be considered a deadly weapon, in light of banks' runaway abuse of overdraft fee policies. (Photo: flickr.com)

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Money-Saving Tip Your Bank Doesn’t Want You to Know

Overdraft fees are the scourge of cash-strapped Americans but made more than $23 billion for the banks last year alone. Payday loans can save you hundreds...

Using Credit Cards for Overseas Travel

Credit cards are simple and easy to use when traveling overseas, but consumers need to be aware of fees that can be tacked on...
Even a place like this is hard to enjoy when you dont know what youre paying! (photo: wikimedia.org)

Should Government Limit Bank Overdraft Fees?

The Associated Press reports some congressional Democrats want to draw up legislation that would limit how much banks can charge customers in overdraft fees...
With this debit transaction cost $35 more than you think?

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Payday Loans are Less Expensive than Bank Overdraft Fees

People are quick to condemn payday loans, but a payday loan can help you avoid bank overdraft charges, which are much more expensive...
Man with computer

Borrow Money with a Payday Cash Loan, Avoid Bank Fees

Payday loan lenders' fees are less expensive than most bank fees, cheaper than letting your car sit in a tow yard or impound lot ...
Don't be a victim of pricey bank fees.