Using Credit Cards for Overseas Travel
Summer plans
Now that the recession is leveling off, many people are getting ready to start using their credit cards again. Because the economy is projected to reach its turnaround point mid-summer, consumers are looking to use their cards to pay for summer vacations.
Marilyn Dean of Los Angeles, California stated, [...]
Should Government Limit Bank Overdraft Fees?
Over-the-top overdraft fees
The Associated Press reports that some senior congressional Democrats want to draw up legislation that would limit how much banks can charge customers in overdraft fees. Personally, I have been slapped with $105 in overdraft charges before for transactions that equaled a lot less than that, so I [...]
Did You Know You Can Get Instant Payday Loans Online?
Get instant payday loans HERE!
Get instant payday loans without leaving the house
I was chatting online with my friend one day, and he wrote, “OMG, I almost overdrew my bank account!” So I asked him what he did to avoid it, and he wrote “Yay for short term loanz!” (That’s how [...]
What Can a Low-Rate Personal Loan Do for You?
If you need a Low-Rate Personal Loan, APPLY HERE!
Payday loans help in many situations
I know several people who have gotten payday loans for all kinds of different reasons. I’ve had friends who used them to get their cars back from tow yards that charge hundreds of dollars a day if [...]
Payday Loans are Less Expensive than Bank Overdraft Fees
Apply for Payday Loans right here
Banks get rich by making me poor
I just can’t stop kicking myself. First, I got slammed with $105 in bank overdraft fees. I am still recovering from it. Then, I came across this story in The Huffington Post that says banks made $24 billion from overdraft fees [...]
Borrow Money with a Payday Cash Loan, Avoid Bank Fees
Let’s talk truth about payday cash loans
The payday cash loan industry is a good example of a situation in which a few bad apples spoiled the whole bunch. Politicians and news media only pay attention when people complain. That means the few borrowers who had a bad experience with payday [...]
B of A Charges $6 to Cash Paycheck Drawn From Them
An American bank that PUNKS you?
According to the blog Dollars and Sense, Bank of America has wronged America once more. Perhaps a lineup change is needed. B of A hasn’t been able to hit its way out of a paper bag lately. They’re shelling out multimillions for sports marketing, so [...]
Payday Loans | L.A. Times Swings and Misses (Part II)
Welcome back to this response to the L.A. Times recent attempt to be fair and balanced regarding payday loans. If you missed Part I, here it is. My response to their common hit piece follows without further interruption…
Banks and credit unions are uncomfortable with this competition
They’re fighting for that market [...]
Payday Loans Trump Overdraft; Fed Reins in Banks
The Board wants overdraft changes
The Federal Reserve Board, Office of Thrift Supervision and National Credit Union Association are at it again, and payday loans are looking better than ever when compared with having to deal with overdraft charges on your checking account.
To recap for those of you who aren’t familiar [...]
FDIC Bank Overdraft Study Proves Payday Loans Are Better
Critics of payday loans frequently site that the annual percentage rate (APR) for such short-term micro loans is rather high, typically reaching figures in the neighborhood of 391 percent.
Even though APR is not entirely compatible with payday loans (which are often two-week loans, making full-year interest rates immaterial), lets assume [...]
Bank Fees Causing More Payday Loans
You May Be in Need of Payday Loans
Ever needed a payday loan to cover overdraft fees or ATM fees that your bank has charged you? If you haven’t, you just might be looking for one sooner than you think. Because of economic turmoil, banks are forecasting that overdraft fees and [...]
Tips For Avoiding Overdraft Fees – like Payday Loans
Tips For Avoiding Overdraft Fees
When was the last time you had an overdraft fee? It’s typically a memorable event that is usually accompanied by some self induced growling and occasional profanity. In short it’s an experience that doesn’t just roll off your back. Most of us will carry [...]
Cap Quick Payday Loans, Bleed Oregonians Dry
Want scholarly proof that capping the rate on quick payday loans harms families?
I’ve got some for you.
Jonathan Zinman, Assistant Professor of Economics at Dartmouth College, has published a study entitled “Restricting Consumer Credit Access: Household Survey Evidence on Effects Around the Oregon Rate Cap.” His work deals with a representative [...]
Avoid Rising Overdraft Fees With Payday Loans
The Result Are In
Once again, bank ATM and overdraft fees are on the rise. This comes after a survey released last week by Bankrate.com based on information from 249 banks in the nations 25 largest metropolitan areas. The good news however, is that avoiding such fees is easy. [...]
Installment Loans News Break: Is your overdraft on overdrive?
Has the sputtering economy put you in a situation where you’re constantly using bank overdraft protection every month to pay bills? If so, we’d like to hear your story. Please contact reporter Rita Savard at (978) 970-4826, or e-mail rsavard@lowellsun.com
Quoted With Edits From: Is your overdraft on overdrive? (Lowell Sun)
Make [...]
Cash Advances News Break: Banks challenge OFT overdraft ruling
LONDON (SHARECAST) – Eight high street banks are today turning to the High Court in a bid to overturn a ruling on bank overdraft charges.
Your Cash Advances News Source Quoted With Edits From: Banks challenge OFT overdraft ruling (Sharecast)
When Irresponsibility Bites Back
There’s nothing worse than getting a unexpected letter [...]
Lloyds TSB admits overdraft error, are Payday Loans needed?
Some Lloyds TSB customers mistakenly receive letters claiming they had gone overdrawn and would be charged.
Your Payday Loans News Source Quoted With Edits From: Lloyds TSB admits overdraft error (BBC News)
“Technical Error” concerns
An overdraft fee is the last thing that will help repair credit. Fortunately, for Lloyds TSB customers, the [...]
Payday Loans News Break: Survey finds ATM, overdraft fees rise again
You could be in for higher fees if you don’t keep an eye on your checking account.
Your Payday Loans News Source Quoted With Edits From: Survey finds ATM, overdraft fees rise again (MSNBC)
Looks like the sky is the limit with overdraft fees
Overdraft fees rise again as consumers fail to keep [...]
Quick Payday Loans News Break: Brown is a man with an overdraft, not a plan
George Osborne has rejected Gordon Brown’s claim that Britain’s record borrowing figures are the result of a careful strategy to boost economic growth.
Your Quick Payday Loans News Source Quoted With Edits From: Brown is a man with an overdraft, not a plan
Will Borrowing Money Save our Economy?
Gordon Brown, the Prime [...]
Rising Bank Fees – I’ll take a Payday Loan!
Why is there such uproar about fees charged by payday loan lenders, but very little attention at all to the banks, who sneakily charge all kinds of fees?
At a time when more consumers are struggling to pay their bills, large banks are raising some account fees to record levels.
Quoted With [...]
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