Bank Fees

Hundreds of banks slapped with lawsuits for ATM fees

More people are reporting being satisfied with their banks. At the same time, banks are being sued more for banking fees and ATM fees.
Automatic teller machine

Debit card interchange fees force consumers to pay hefty tax

Debit card interchange fees banks charge merchants amount to an “invisible tax” everyone pays, says public policy consultant Richard Eskow.
Close-up on a Visa debit card.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Debit card rewards next on the chopping block at large banks

The largest banks in the nation are adding debit card rewards program to the chopping block, due to new interchange fee rules.
Chase card

JP Morgan Chase introduces $5 ATM transaction fees

JP Morgan Chase is leading the charge to raise non-customer ATM fees. The bank has introduced a whopping $5 non-customer fee.
A JP Morgan Chase high-rise office building

JP Morgan Chase may cap debit transactions at $50 or $100

JP Morgan Chase is considering a $50 or $100 debit card transaction cap. This would apply even when used as credit.
Close-up of the VISA logo on a debit card. The Chase bank logo can be seen in the bottom right-hand corner of the photo.

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Large banks could place limits on debit card use

The nations' largest banks, increasingly coming under fire from legislation curbing excessive fees, may start limiting debit card usage.
Debit

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

New Fed proposal takes aim at excessive debit card swipe fees

The Fed wants to bring swipe fees closer to what it costs banks to process debit card transactions, as required in the financial reform bill.
fed swipe fee limits

Chase fees may cost customers more cash per month

Chase bank is raising fees. If customers who get direct deposits don't make enough money, Chase will charge instant cash for their banking.
Chase

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Consumers sick of giving banks a cash advance through fees

Overdraft fees are generating a lot of consumer resentment, as people don't want to give banks a cash advance to use their own money.
ATM

Social Security recipients, beware banks pushing personal loans

Going paperless with Social Security checks seemed fine, but banks have started targeting recipients with their high-cost personal loans...
The cover of an old pulp thriller comic book. The title is "Beware – Chilling Tales of Horror." Depicted is a man tied up in ropes in what appears to be an old gothic castle. Three hungry rats are deciding whether to dine on the hapless prisoner.

Payday loans online are still the best quick cash option

Banks still refuse to offer cheap credit, and payday loans online remain the best option for quick cash to meet emergency expenses. READ ON
Professional team of people look to payday loans for help.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Without overdraft fees, will banks fire customers?

Congress has cracked down on overdraft fees, including those incurred by debit card transactions. Will banks have to "fire" bad customers?
Witness a caricature photograph of a man watching his money literally go down the drain. That's the way many customers who have had to deal with bank overdraft feel. As laws clamp down on what banks can charge, will banks simply fire customers?

Financial Reform | Credit and borrowing for the average person

Financial reform is about everyone's access to credit, credit reporting, affordable mortgages and how credit/debit cards affect our finances...
How will the financial reform benefit us?