financial education

False foreclosures: More great news for homeowners

Incidents involving false foreclosures are on the rise in the U.S., where the foreclosure process is now choked by inefficiency and fraud.
Close-up of the door to a home. The door is cracked, as if it had been kicked open.

Fed Study Unintentionally Paints Rosier Picture for Payday Loans

This Federal Reserve/collegiate study attempts to show that payday loans lead to credit ruin, but they unintentionally suggest the reverse. CLICK HERE to see.
This Federal Reserve/Vanderbilt/Penn study tries to connect payday loans to credit ruin, but what they leave out suggests a rosier alternative. (Photo: flickr.com)

Interest rates on credit cards hit highest point in 13 years

The average interest rate for credit cards is at its highest point in more than a decade. Base rates are being raised thanks to the CARD Act.
Visa

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Tax day: Nearly half of Americans owe nothing

Income tax returns are due today, April 18. Here are some surprising facts about taxes in the U.S. For example, 45 percent don't owe them.
Internal Revenue Service building placard

Showdown: Personal Installment Loans vs. Credit Cards

Personal Installment Loans vs. Credit Cards: an overview of the differences and their uses.
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Work at home business opportunities facing stronger regulation

The FTC has recommended new regulations for the work at home business opportunity market because of the frequent occurrence of fraud...
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How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Homeowners are Taking in Boarders to Find Extra Money Now

Boarders are bringing many homeowners money now that the recession has made it difficult to manage.

Consumers May Find Fast Cash by Reporting Tax Fraud

Consumers in need of fast cash may find it by reporting tax cheats.

Treasury to send out fast cash from tax refunds on prepaid cards

The U.S. Treasury is launching a pilot program that lets taxpayers choose to get their tax refunds on a prepaid debit card instead of a check.
Visa Debit

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

What you need to know before applying for a credit card

A new study finds that there is a lot of discrepancy in how upfront credit companies are with their customers... CLICK HERE TO READ MORE >>>
Two women sitting on the couch using a laptop and talking about applying for a credit card.

Issues with Credit Cards and Credit Card Reform

The recent recession made the public and government aware of the dangers of an unregulated Credit Market, thus the new credit card reform was born. READ MORE >>

Money Making Ideas for Kids Empower Young People

It is never too early to learn how business and finance work in today's world, so young entrepreneurs are making their own fast cash now.

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Determine Your Investing Goals Using Payday Loans

The one thing you need to do in order to prepare for investing, besides applying for a short term loan, is to get completely clear on your financial goals…
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New credit card laws and installment loans

New credit card laws are going into effect. To find out more about these new laws and how they can help you read this article....
New Credit Card Laws

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Possible end in sight for mortgage giants Fannie and Freddie

The Treasury Department will make some proposals soon about what to do with Fannie Mae and Freddie Mac, including letting them go under.
Timothy Geithner

Monitoring Your Credit Report

Do you know what’s on your credit report? You should – monitoring the information contained on these reports is an essential part of your financial health!
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