payday loans
Six payday loan companies charged with financial fraud
The FTC has filed suit against several payday loan companies run by Michael Bruce Moneymaker and others, saying fraud cost customers millions.
Wednesday, April 20th, 2011 by By Mary Rice
Lansing says no to payday lending as Michigan economy flails
Lansing, Mich., legislators want to zone payday lenders out. This wisdom is questionable, in light of HB 4214 and Michigan's financial woes.
Monday, April 18th, 2011 by By Steve Tarlow
NFL lockout loans: More money, more problems
The 2011 NFL lockout has spawned a controversial product called the lockout loan. Large-dollar same day loans to players can spell trouble.
Wednesday, April 13th, 2011 by By Steve Tarlow
Where Is The Best Place To Get Payday Loans Online and Why?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
Right for consumers to choose preserved in Kentucky
Kentucky House Bill 182 fell in defeat, keeping the freedom of financial choice in the hands of consumers, according to Kevin Borland.
Monday, April 11th, 2011 by By Steve Tarlow
Avoid payday loan default with an extended payment plan
CFSA-member payday lenders offer consumers the option of an extended payment plan on payday loans when borrower default is a possibility.
Monday, April 4th, 2011 by By Steve Tarlow
Rhode Island payday loan bill seeks strict interest rate cap
Rhode Island legislators have introduced 2011 H 5562, a bill to cap payday loan rates at an untenable 36 percent APR. Here we go again...
Thursday, March 31st, 2011 by By Steve Tarlow
Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
CFPB directorship post in doubt for Elizabeth Warren
The White House still hasn't been able to secure spots for CFPB and OFR leadership. The gridlock is a palpable manifestation of the status quo.
Friday, March 4th, 2011 by By Steve Tarlow
Mississippi reporter misunderstands no credit check payday loans
Mississippi House Bill 455 extended the life of payday loans in the state. A Clarion-Ledger reporter objects but doesn't have a good argument.
Friday, March 4th, 2011 by By Steve Tarlow
Mississippi Gov. Haley Barbour signs payday loan legislation
Mississippi Gov. Haley Barbour has signed new legislation that will keep payday lending in the state for at least three more years, says the AP.
Friday, February 25th, 2011 by By Steve Tarlow
How To Use Short Term Loans To Save Your Budget
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
Payday loan reprieve: Kentucky House Bill 182 fails to pass
Kentucky House Bill 182, which would have capped payday loan APR at 36 percent, was defeated 13-10 in a Banking and Insurance Committee vote.
Friday, February 18th, 2011 by By Steve Tarlow
Mississippi votes for two and a half more years of payday loans
Mississippi House Bill 455 has passed, preserving payday lending in the state for two and a half years if passed by the Senate and governor.
Wednesday, February 16th, 2011 by By Steve Tarlow
Payday lenders turn to Indian tribes for business partnerships
In order to stay open despite increasingly harsh legislation, payday lenders have had to turn to Indian tribes and form business agreements.
Friday, February 11th, 2011 by By Peter Stone
Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Elizabeth Warren on credit cards, banks and payday loans
Elizabeth Warren of the Consumer Financial Protection Bureau told the Associated Press the organization supports the payday lending industry.
Monday, January 31st, 2011 by By Steve Tarlow
Iowa Catholic Conference pursues payday lending limits
The Iowa Catholic Conference should say what it means. A 36 percent APR payday loan cap would shut down the industry, not make it better.
Wednesday, January 26th, 2011 by By Steve Tarlow
FiSCA moves to where the financial regulatory action is
The Financial Service Center of America (FiSCA) has moved to Washington, D.C., to be close to the payday lending legislation changes to come.
Friday, January 21st, 2011 by By Steve Tarlow
Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Understanding what payday loan APR is – and is not
Kevin Borland from the Consumer Financial Services Association sets critics straight on payday loans and APR.
Tuesday, January 18th, 2011 by By Steve Tarlow
Missouri House Bill 132 stifles free market competition
Rep. Mary Still (D-Mo.) is pushing House Bill 132, which would place an untenable cap on payday loans and cost jobs in the process.
Friday, January 14th, 2011 by By Steve Tarlow
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