Loan Facts
Facts and information about loans and loan processes.
short term loans vs. paydayloans

What is the difference between Short Term Loans and Paydayloans?

Start Your Application For Short Term Loans For Up To $1,000 Below Just about everybody has heard of paydayloans, and you may have heard of short term loans, but do you know the difference? Some of what you’ve heard may be good, or maybe you’ve heard something bad. Regardless of what you’ve heard, millions of
Easy no faxing payday loans are available online

Advanced Borrowing Method: Easy no faxing payday loans online

If you are searching for an easy way to obtain no faxing payday loans, you have come to the right place. Personal Money Store has built a vast network of some of the most reputable pay day lenders around that provide a variety of loan products, from a new car loan to installment loans for
One of Cottonwood Financial LTD's The Cash Store locations. A Wisconsin appeals court has said personal loans contracts cannot prevent customers from their right to file or join class action lawsuits.

Cash Store cannot bar class action suits, says Wisconsin court

A Wisconsin appeals court has ruled that the Cash Store cannot use language in its loan contracts that bars customers from the right to be able to file or join class action lawsuits, reports the Associated Press. Such verbiage has often been found in the fine print of contracts that Cottonwood Financial LTD (parent company

Short Term Loans for Bad Credit

Bad Credit Short Term Loans for Quick Money When we have to buy a gift for a loved one, need funds for repairs, face an unforeseen emergency, or maybe we just want to celebrate a special occasion, most of us will need quick cash long before our next paycheck. This is a very problematic situation
Secured Lending

You Don’t Need Secured Loans to Get Quick Cash

Get quick cash with no collateral If you think secured loans are the only way to get quick cash and that you have to put your personal property in jeopardy to get a loan, have I got good news for you! You can get payday loans and installment loans online with no down payment and

How to Use Installment Loans and the 50/30/20 Rule

Installment loans help people get on budget Installment loans are short-term loans that have proved convenient to a wide variety of qualified customers. The great thing about these types of loans is that they can provide a temporary plug in an overextended budget. They are easy to request, and if you qualify, the money is

Don’t let your bank account go into the red

Signing petitions for payday loans If you have ever applied for a payday loan in your home town, you can agree that it’s sometimes difficult to get out of the payday loan trap without some suffering. Many big banks want to take your rights away concerning short term loans. It would be impossible to wipe
Do military loans put personnel on a collision course with financial catastrophe? (Photo:

Military Loans and Military Readiness | Is There a Connection?

Study Makes Case, But Authors Discount Variables Payday loans come in a variety of packages for consumers, and that includes those who are active members of the military. They’re called military loans in that instance, and they can be quite useful to military personnel who have had difficulty obtaining loans from banks and credit unions.

Short Term Loans Offer Great Options for Those Who Qualify

The short term loan Short term loans are still a viable option for funding. Consumers with bad credit are definitely not alone. In today’s recession, even people with excellent credit have suffered at the hands of credit card companies. Others have made mistakes with credit, such as charging over limits or not paying their bills
Get started today for simple credit check loans and get the help you need in no time.

Fast Credit Check Loans | Help for people with bad credit

Fast credit check loans provide many benefits to borrowers. It doesn’t matter what your credit score is; companies that work with bad credit loa forms do fast background checks on your credit history. Benefits of fast credit check loans: Generally fast credit checks. Money in your personal account, sometimes within a day or so of
College students graduating

Students optimistic about the future, despite expecting less cash

People of college student age are expecting to be less wealthy than their parents but more satisfied with life, according to a recent survey. An Associated Press survey of people ages 18 to 24 revealed that younger people, especially those saddled with higher amounts of student debt, expect a lower quality of life than their
David Johnston

Change Your Personality By Controlling Self-Talk

Be who you “want” to be and not who you “think” you are! I have one daughter, two step sons and a beautiful wife. I do my best to live life with an open mind and a positive attitude. Reality is perception, some say, and I tend to agree. In the past I have had

Installment Loans can Help Save Credit Scores

Where credit has taken consumers Installment loans can help save credit scores. In the market today, there are many changes in the world of credit. It used to be that credit cards were reliable options when consumers were faced with emergencies. Many people had that one credit card they kept in the kitchen drawer. It
Aerial photo of the Chicago skyline, taken during daytime hours.

Acción promotes success for Chicago microentrepreneurs

When individuals in the Chicago area need fast cash to cover for an accidental budget shortfall, they can request Chicago installment loans and Chicago short term loans. However, if a small business needs money to get off the ground or perform the renovations needed to expand, consumer short term loans and installment loans aren’t the

Retirees Forced to Use Unsecured Loans to Cover Health Care

How Medicare works Many older Americans are finding unsecured loans more helpful in handling health care costs than Medicare. Medicare rules these days are difficult to understand. Most people in today’s world are not retiring at 65. That opens the door for a lot of confusion regarding the rules of how Medicare pays out. Senior

Education Costs Are Leading to Installment Loans

Education Costs Are Leading to Installment Loans the first to be hit by easy credit available to students as a way to meet the soaring costs of education. Americans relied on the financial products of the Wall Street boom to pay for higher education, but all of these shrank without a trace in the tsunami

Why Are HELOCs Such a Popular Loan Option?

What exactly is a HELOC? HELOC stands for Home Equity Line of Credit. It’s a credit line offered by a bank with the borrower’s property equity serving as collateral for the loan. The equity is the difference between the market value of the property and the amount still owed on mortgages or other encumbrances. For