Home Loans

Displaced Princess | Victoria Gotti Faces Foreclosure

When castle gates slam in your face
We’re calling all bed-wetters and ambulance chasers.
Poor pick-pockets, bring ‘em in.
Come join the Youth and Beauty Brigade.
- From “Youth and Beauty Brigade” by The Decemberists
We’re all ambulance chasers, aren’t we? When the train wrecks, we can’t help but look. And when we do, we [...]

Victoria Gotti Book

You Walk Away | Goodbye, Mortgage?

A bad mortgage will not destroy you
Many people are looking to online payday loans and mortgage loan modification to break the frozen finances deadlock. Sometimes it isn’t enough, however. People find they cannot shoulder the burden of tremendous mortgages, particularly for homes that have lost much of their value.
If you [...]

What happens if you walk away from your mortgage?

Foreclosure Filings Not Easing Up

More homes seized in February
It appears President Barack Obama’s foreclosure prevention plan came too late for some. Foreclosures in February this year were 30 percent higher than last year. A total of 290,631  homes received a default or auction notice, and that includes 161,976 households that were notified for the first time, [...]

foreclosure

Unhappy with your mortgage terms? Change them!

The free world
We live in a free world, with a lot of choices we can make, whether it is a matter of food choice or what company to go to for your mortgage loan. Especially in the current market situation, you have loads of options if you are not happy [...]

The Free World

Choose carefully: refinancing, buying a home, using a payday loan

The silver lining

The Silver Lining

Choose carefully, if you are taking advantage of the silver lining of the bad economy, whether refinancing or buying a home, or even when using Payday Loans.
When times were plentiful, we built.
The businesses and edifices that we built in the times of plenty were wonderful and [...]

Fountain of Light

Payday Loans and Post Layoff Emergency Preparedness

Post Layoff Emergency Preparedness
Sadly for many Americans this year and many more come 2009, pink slips have, and will continue to be given in record numbers.
Between layoffs and salary cuts, payday loans and other sources of payday loans are what consumers are turning to for the extra cash they need.
If [...]

What would you do if you were laid off tomorrow?

Low Mortgage Rates, Payday Loans Help Repair Credit

From Mortgages to Payday Loans
Low mortgage rates and payday loans help those who dream of owning a home and those who need a temporary shield against small-scale financial surprises and can help repair credit. Since mortgage rates have received welcome decreases from the Federal Reserve – making them low enough [...]

New Home Construction

Debt Consolidation Options | Payday Loans, Home Equity Loans etc.

Considering Your Debt Payment Options
When struggling with personal debt, you may be tempted to apply for a personal loan, payday loans or try to borrow money from other sources from time to time simply to relieve the financial pressure you may feel weighing in upon you.
In this article we will [...]

Does debt have you bound up like a police officer bound up, not able to reach the donuts? (image from flickr)

Fannie Mae Lets Foreclosed Tenants Stay-No Payday Loans Needed

People losing their homes to foreclosure won’t need payday loans to stay in their homes through the holidays. According to Sunday’s Wall Street Journal, Fannie Mae announced that it will allow tenants low on extra cash to remain in their residences should the building’s landlord go into foreclosure, and that [...]

oie_freddie_mac_fannie_mae

Will Payday Loans Help you Re-Negotiate a Troubled Mortgage?

Can payday loans help you stave off foreclosure? Home foreclosures are finally gaining some much needed attention. On Wednesday, Rep. John Conyers Jr. (D-Mich.) introduced a new version of the bankruptcy expansion proposal in the House of Representatives. This proposal would empower bankruptcy judges with the discretion to reduce payments [...]

Understanding Different Types of Home Loans and Payday Loans

Purchasing a home?

We’ll get to payday loans but let’s start with home loans. The key to purchasing a home is first understanding the different types of loans, and then deciding what loan best fits your needs.
There are many types of mortgages
For example, if you intend to keep your home for [...]

Payday Loans News Break: FDIC Bails Them Out | Credit Repair for Mortgage Lenders

The Paulson Plan has provided relief for floundering banks in America, but the help mortgage lenders have sought for their own credit repair hasn’t been forthcoming. Until now.
The FDIC has announced its home loan modification program
With this new plan, the Federal Deposit Insurance Corp will seek to prevent about 1.5 [...]

Payday Cash Advance Loans Blog: Silverboat.com Introduces Responsible Lending

Reverse mortgage loans have increased 10-fold since the year 2000 as seniors experience double-digit losses in their retirement accounts, declines in home value, and increased food, health and energy costs.
Your Payday Cash Advance Loans News Source Quoted With Edits From: Silverboat.com Introduces Socially Responsible Lending for Seniors at Risk in [...]

Payday Loans News Break: AARMR Joins Growing Community of Regulators

Compliance Ease ®, the nation’s leading provider of mortgage risk management solutions, announced today at the Mortgage Bankers Association’s 95th Annual Convention and Expo that the Board of Directors of the American Association of Residential Mortgage Regulators (AARMR) has approved the adoption of examination automation solutions for its members, selecting [...]

Mortgage crisis stops down-payment help, Quick Payday Loans Anyone?

The state agency that provides mortgages to moderate-income families in Ohio will slash its home-loan volume by as much as 75 percent after $150 million in bonds failed to sell on Wall Street this week, the latest domino to fall in the mortgage meltdown.
Your Quick Payday Loans News Source Quoted [...]

Our economy isn't so bad. Yet!

Online Cash Advance News Break: Mortgage system crumbled; regulators jousted

Federal bank regulators fought over turf with state agencies while America’s mortgage lending system grew increasingly unstable and then fell apart.
Your Online Cash Advance Source Quoted With Edits From: Mortgage system crumbled while regulators jousted (Seattle Post-Intelligencer)
The Mortgage Crisis. Who’s To Blame?
Everyone is up in arms and pointing fingers [...]

Is regulation necessary to protect American families?

Payday Loans News Break: Bank of America to spend up to 8.4 billion on Countrywide

Bank of America said Monday it was ready to spend up to 8.4 billion dollars to restructure the loan portfolio of mortgage giant Countrywide following settlement of a lawsuit targeting the firm’s “predatory” lending practices.
Quoted With Edits From: Bank of America to spend up to 8.4 billion on Countrywide (AFP [...]

Bank of America. A Diamond in the Rough

Payday Loan News Break: Lender settles mortgage lawsuit

Countrywide Financial has agreed to the largest program ever to modify home loans as part of a settlement with officials in 11 states, including California. Countrywide, the nation’s largest lender and loan servicer that was recently acquired by Bank of America, had been sued by the states over what they [...]

Countrywide Financial Corp. King of Predatory Lenders

Payday Loans News Break: Mortgage pact may be worth $3.5 billion to California

Bank of America Corp. agrees to nation’s largest mortgage-workout program to settle charges of lending abuse. An estimated 125,000 Californians who are struggling with risky mortgages from Countrywide Financial Corp. may get their loans modified and payments reduced under a program to be announced today.
Quoted With Edits From: Countrywide mortgage [...]