Loan Facts
Limited payday-lending regulation bills passed by Texas Senate
Monday, the Texas Senate passed two bills regulating the payday loan industry. Critics, however, say the legislation does not go far enough.
Tuesday, May 24th, 2011 by By Ron Ford
Jumbo mortgage loans becoming harder to borrow
Jumbo loans, or mortgages for very high amounts, are becoming rarer as mortgage credit is tightening due to Freddie and Fannie requirements.
Friday, April 22nd, 2011 by By Peter Stone
Six payday loan companies charged with financial fraud
The FTC has filed suit against several payday loan companies run by Michael Bruce Moneymaker and others, saying fraud cost customers millions.
Wednesday, April 20th, 2011 by By Mary Rice
Where Is The Best Place To Get Payday Loans Online and Why?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
Students optimistic about the future, despite expecting less cash
People ages 18 to 24 are optimistic about their futures, despite the fact that many of them think they won't be as wealthy as their parents.
Monday, April 18th, 2011 by By Peter Stone
Lansing says no to payday lending as Michigan economy flails
Lansing, Mich., legislators want to zone payday lenders out. This wisdom is questionable, in light of HB 4214 and Michigan's financial woes.
Monday, April 18th, 2011 by By Steve Tarlow
NFL lockout loans: More money, more problems
The 2011 NFL lockout has spawned a controversial product called the lockout loan. Large-dollar same day loans to players can spell trouble.
Wednesday, April 13th, 2011 by By Steve Tarlow
Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Killing payday lending does not fight poverty
The Anti-Poverty Coalition of Greater Dallas has attacked payday lending and ignored the financial effect eliminating short term credit.
Tuesday, April 12th, 2011 by By Steve Tarlow
Student loan debt expected to hit more than $1 trillion in 2011
Student loan debt is expected to rise even faster as tuition increases and federal financial aid options dwindle.
Tuesday, April 12th, 2011 by By Thomas Hart
Right for consumers to choose preserved in Kentucky
Kentucky House Bill 182 fell in defeat, keeping the freedom of financial choice in the hands of consumers, according to Kevin Borland.
Monday, April 11th, 2011 by By Steve Tarlow
How To Use Short Term Loans To Save Your Budget
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
How to remove a co-signer from a student loan
If you've co-signed on a student loan but want out, there are a few things you can try to have your name removed from the paperwork.
Thursday, April 7th, 2011 by By Steve Tarlow
Racial discrimination evident in continued bank redlining
Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
Tuesday, April 5th, 2011 by By Steve Tarlow
Avoid payday loan default with an extended payment plan
CFSA-member payday lenders offer consumers the option of an extended payment plan on payday loans when borrower default is a possibility.
Monday, April 4th, 2011 by By Steve Tarlow
Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Rhode Island payday loan bill seeks strict interest rate cap
Rhode Island legislators have introduced 2011 H 5562, a bill to cap payday loan rates at an untenable 36 percent APR. Here we go again...
Thursday, March 31st, 2011 by By Steve Tarlow
Demand for same day loans is tremendous, FDIC says
Personal loans and same day loans are popular, but banks have proven too top-heavy to offer them effectively, according to the GAO.
Wednesday, March 30th, 2011 by By Steve Tarlow
Colorado installment loans bill HB 11-1290 up for debate
Colorado House Bill 11-1290 would require that consumers pay the entire installment loans origination fee, rather than a pro-rated version.
Monday, March 28th, 2011 by By Steve Tarlow
Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Maryland challenges sovereign immunity in tribal lending case
Maryland is taking personal loans portal Western Sky Financial to court over personal loan rates. The company claims sovereign immunity.
Tuesday, March 22nd, 2011 by By Steve Tarlow
Illinois payday lender sues, calling reforms unconstitutional
Illinois Lending Corp. is suing so that a provision within the Illinois Payday Loan Reform Act can be blocked. It's a Constitution argument.
Wednesday, March 16th, 2011 by By Steve Tarlow
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