Credit Cards

How to find the best credit card

If you're choosing a credit card, understand what's important. Learn how to find the best credit card for your financial situation.
Close-up of the logo on a VISA credit card.

How to break your credit card dependency

Learn how to break credit card dependency, avoid further debt and stay that way in just a few important steps.
A stack of credit cards on a polished black tabletop.

Controversial robo-signing practice could extend to credit cards

JPMorgan Chase has been withdrawing credit card suits without explanation, and some believe robo-signing credit card suits is the culprit.
Chase logo

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

American express to issue a new prepaid debit card

American Express is unveiling a prepaid debit card on June 21. It requires no bank and is seen as a new trend in the credit card industry.
American Express

Little things that can mar a credit report

Watch out for the little things that can gang up on your credit report and bring down your FICO score.
Cartoon of an angel and devil standing side-by-side. The angel is offering angel's food cake on a plate, while the devil is offering devil's food cake.

Are you using Credit Card Act resources like you should?

The National Foundation for Credit Counseling says too few people use the free resources provided by the Credit Card Act.
A young man views his credit card statement with a tinge of horror in his eye.

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Visa Digital Wallet quickens mobile payment race

Visa Digital Wallet is set to debut in the fall, and banks are lining up to partner with Visa on this sure-to-be big POS money-making push.
Close-up of a Visa card logo.

Credit card hotline is latest issue in consumer bureau fight

The latest fight over the Consumer Financial Protection Bureau involves a credit card hotline that would compile complaints about card companies.
Visa credit card logo

Credit card companies still marketing to college students

College students are supposed to have greater barriers between them and credit card companies, but the laws still have loopholes.
Visa logo

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Prepaid benefit cards exploit the unemployed, says study

Prepaid benefit debit cards for the unemployed nickel and dime them to death with fees, according to a National Consumer Law Center report.
A Bank of America ATM machine.

30 percent interest for late payments at Bank of America

Watch out for default interest rates. Despite new rules, credit card issuers like Bank of America will still raise rates sky high.
Credit card

Credit card use declining as more people turn to cash

Credit card use continues to decline. Fewer and fewer people are turning to the plastic because more people are trying to shed debt.
Visa logo

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

CARD Act could strip stay-at-home partners of financial identity

The consumer-protection CARD Act is supposed to protect consumers, but some stay-at-home spouses hit snags because they can't prove income.
Credit Card Applications

Banks fighting to corner market for EMV chip credit cards

JPMorgan and Wells Fargo are launching EMV chip equipped smart cards for high-end credit card customers who travel overseas frequently.
Smart card

Consumers advised to avoid credit card protection plans

Credit card debt protection plans are great for credit card companies but end up being not very beneficial for people who enroll in them.
Credit Card

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Expensive alternatives to checking accounts becoming more popular

Prepaid debit cards are touted as a great alternative to checking accounts. The cards can be expensive but helpful for those without bank accounts.
Stack of credit cards

Recovery Watch: Credit card mail has increased dramatically

Credit card mail has increased considerably, a sign of credit easing. Know some of the major ploys card companies use to get you to sign up.
A stack of credit card mail offers, with diagrams that highlight the major card issuers and the three major credit bureaus.