Articles by Thomas Hart
Description: Thomas Hart is a journalist, copywriter and content specialist based in the Pacific Northwest. He's dedicated to providing his audience with a simple, clear, and often entertaining analysis of the most important issues and events of the moment.
Banks used free Fed money in financial crisis to profit, not lend
Free money from the Fed intended to boost lending was used to pad bank profits with sweetheart bond deals instead ...
Wednesday, April 27th, 2011 by By Thomas Hart
Antique tax breaks for oil and gas industry fall out of fashion
Record profits, high gas prices and the current budget cutting craze could spell the end for billions in oil and gas subsidies.
Wednesday, April 27th, 2011 by By Thomas Hart
Dollar continues slide, but rally in near future not far-fetched
The U.S. Dollar Index is approaching its all-time low, but a number of factors may signal a rebound for the greenback ...
Tuesday, April 26th, 2011 by By Thomas Hart
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Mortgage acceleration: No risk, high yield, long term investment
Increasing a mortgage payment by just $100 per month will save several thousand dollars and a few years over the life of a home loan.
Monday, April 25th, 2011 by By Thomas Hart
AIG returns to spotlight with collateralized death obligations
AIG's attempts to securitize bets on death have been criticized by the life insurance industry as a potential avenue for fraud and abuse.
Monday, April 25th, 2011 by By Thomas Hart
Defend online accounts against hackers with password crackers
Your password can be the easiest way to protect your accounts from cybercriminals or the easiest way for them to steal your money ...
Thursday, April 21st, 2011 by By Thomas Hart
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Debt collection agency barred from social media harassment
Complaints about abusive debt collection agencies have been increasing, and Facebook has become a vehicle debt collectors use to harass.
Thursday, April 21st, 2011 by By Thomas Hart
Investors driving home sales as Americans re-think home ownership
Investors are capitalizing on historically low home prices and interest rates while many Americans question the safety of home ownership.
Wednesday, April 20th, 2011 by By Thomas Hart
Fraudulent lawyers tie up payment of BP oil spill claims
The $20 billion BP oil spill fund, bogged down by questionable claims and unscrupulous lawyers, has paid out a small fraction of the money.
Tuesday, April 19th, 2011 by By Thomas Hart
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
China struggles to curb inflation that threatens global growth
China's central bank has raised interest rates and the deposit reserve ratio in an effort to cool the nation's overheating economy.
Monday, April 18th, 2011 by By Thomas Hart
S&P enters budget debate by lowering U.S. credit rating outlook
Stocks fell when Standard & Poor's announced that partisan budget bickering has led the agency to downgrade the U.S. credit rating outlook.
Monday, April 18th, 2011 by By Thomas Hart
Senate report on financial crisis points finger at Goldman Sachs
A Senate report investigating the cause of the financial crisis accuses Goldman Sachs of misleading both its clients and Congress ...
Thursday, April 14th, 2011 by By Thomas Hart
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Mortgages face tough competition from home buyers paying cash
Plummeting home values are attracting cash buyers who outcompete mortgages with lower offers ...
Thursday, April 14th, 2011 by By Thomas Hart
Child identity theft victims often targeted by loved ones
No child is too young for identity theft; it happens to children 51 times more often than adults. More than 10 percent in a study had stolen IDs.
Wednesday, April 13th, 2011 by By Thomas Hart
Will Goldman-triggered commodity rout lower US gas prices?
Goldman Sachs cashed in on crude oil, warning that high prices are creating demand destruction that will end the rally.
Wednesday, April 13th, 2011 by By Thomas Hart
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Pimco moves market with short position on U.S. government debt
The world's biggest bond trader has gone short on U.S. Treasury bonds and warns investors not to trust Congress to solve the debt problem.
Tuesday, April 12th, 2011 by By Thomas Hart
Student loan debt expected to hit more than $1 trillion in 2011
Student loan debt is expected to rise even faster as tuition increases and federal financial aid options dwindle.
Tuesday, April 12th, 2011 by By Thomas Hart
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