Articles by Thomas Hart

Description: Thomas Hart is a journalist, copywriter and content specialist based in the Pacific Northwest. He's dedicated to providing his audience with a simple, clear, and often entertaining analysis of the most important issues and events of the moment.

Banks used free Fed money in financial crisis to profit, not lend

Free money from the Fed intended to boost lending was used to pad bank profits with sweetheart bond deals instead ...
vault at a bank

Antique tax breaks for oil and gas industry fall out of fashion

Record profits, high gas prices and the current budget cutting craze could spell the end for billions in oil and gas subsidies.
exxon gas price sign

Dollar continues slide, but rally in near future not far-fetched

The U.S. Dollar Index is approaching its all-time low, but a number of factors may signal a rebound for the greenback ...
George Washington's portrait on a dollar bill

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Mortgage acceleration: No risk, high yield, long term investment

Increasing a mortgage payment by just $100 per month will save several thousand dollars and a few years over the life of a home loan.
house rendering

AIG returns to spotlight with collateralized death obligations

AIG's attempts to securitize bets on death have been criticized by the life insurance industry as a potential avenue for fraud and abuse.
a painting of the grim reaper

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Investors driving home sales as Americans re-think home ownership

Investors are capitalizing on historically low home prices and interest rates while many Americans question the safety of home ownership.
house made of legos

Fraudulent lawyers tie up payment of BP oil spill claims

The $20 billion BP oil spill fund, bogged down by questionable claims and unscrupulous lawyers, has paid out a small fraction of the money.
bp oil spill contaminates beach

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

China struggles to curb inflation that threatens global growth

China's central bank has raised interest rates and the deposit reserve ratio in an effort to cool the nation's overheating economy.
chinese economy

S&P enters budget debate by lowering U.S. credit rating outlook

Stocks fell when Standard & Poor's announced that partisan budget bickering has led the agency to downgrade the U.S. credit rating outlook.
New York Stock Exchange

Senate report on financial crisis points finger at Goldman Sachs

A Senate report investigating the cause of the financial crisis accuses Goldman Sachs of misleading both its clients and Congress ...
u.s. capitol building

Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

Mortgages face tough competition from home buyers paying cash

Plummeting home values are attracting cash buyers who outcompete mortgages with lower offers ...
home for sale

Child identity theft victims often targeted by loved ones

No child is too young for identity theft; it happens to children 51 times more often than adults. More than 10 percent in a study had stolen IDs.
toddler

Will Goldman-triggered commodity rout lower US gas prices?

Goldman Sachs cashed in on crude oil, warning that high prices are creating demand destruction that will end the rally.
sign at gas station displaying prices

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Pimco moves market with short position on U.S. government debt

The world's biggest bond trader has gone short on U.S. Treasury bonds and warns investors not to trust Congress to solve the debt problem.
source of U.S. government debt

Student loan debt expected to hit more than $1 trillion in 2011

Student loan debt is expected to rise even faster as tuition increases and federal financial aid options dwindle.
exterior of a building on a college campus