Articles by Tito Ioane

Description: I have a B.S. in Technical Communication, and have recently completed my Master's degree in Liberal Studies. I have experience writing and editing content for a variety of publications, both in print and online.

The three worst credit cards to have

Even more credit card offenders are lurking in dark corners of the alley. Here is a list of three of the worst credit cards to have. READ ON
Credit card companies are going into survival mode, charging even good-paying customers high interest rates and cutting their limits.

Will reformation of credit cards truly help Americans?

Reformation of credit cards is a huge task the Obama administration took on. But are these new laws truly beneficial to consumers?
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The best time of day to find debt relief, without payday loans

Finding debt relief as well as ways to avoid the need for payday loans can be dependent on the time of day you shop. READ MORE ...
A man in a grocery store with a basket full of food.

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

The Health Care Plan May Create Huge Deficits

Despite the huge, trillion-dollar cost, President Obama is pushing heavily for the new health care legislation.

Saving Emergency Money for Retirement Can be hurt by Job Hopping

Saving emergency money for retirement can be more difficult for the new generation of job hoppers.

Mortgage Loan Modifications: Definitions, Changes and Problems

People need to understand the modification process and its inherent problems.

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Finding the Best Banks Post-Recession

Competition among banks is robust these days and many of them are offering cash bonuses and other valuable enticements to new customers...

What Makes Americans Part with Cash Today

Cash today is difficult to part with and researchers are trying to figure out what motivates people to give to charities...

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

People Looking for Emergency Money Try Selling their Gold

One way to find emergency money is to sell gold, but doing it wisely is crucial to getting top-dollar.

Many businesses find the year’s end the best time to strategize

The end of the year is a great time for business owners to reassess their business model and make adjustments.

Borrowing Money and Government Aid Can’t Stop Foreclosures

Although consumers are using credit cards, borrowing money and asking for government aid, foreclosure numbers are still expected to rise.
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Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

To Get a Personal Loan or Mortgage Loan a Good Job is a Must

Anyone looking to get a personal loan finance a car or buy a house needs to have a good job.
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Saving Money By Taking Advantage Of Promotions

Combining rebates, sales, store incentive programs and coupons can result in amazing savings at many stores today...

How to Manage Payday Loans As Banking Changes

Payday loans are still proving effective ways of managing money...

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Selling Your Home – Going it Alone or Using an Agent?

Are you thinking about selling your home on your own? Read on to learn more about the differences between going it alone and working with a real estate agent...

Is it Wise to Fund College with Unsecured Personal Loans?

Parents are encouraged to use unsecured personal loans, children’s part-time income and cutbacks to put their teens through college...