Articles by Tito Ioane

Description: I have a B.S. in Technical Communication, and have recently completed my Master's degree in Liberal Studies. I have experience writing and editing content for a variety of publications, both in print and online.

The three worst credit cards to have

Even more credit card offenders are lurking in dark corners of the alley. Here is a list of three of the worst credit cards to have. READ ON
Credit card companies are going into survival mode, charging even good-paying customers high interest rates and cutting their limits.

Will reformation of credit cards truly help Americans?

Reformation of credit cards is a huge task the Obama administration took on. But are these new laws truly beneficial to consumers?
closeup of a credit card in a man's hand

The best time of day to find debt relief, without payday loans

Finding debt relief as well as ways to avoid the need for payday loans can be dependent on the time of day you shop. READ MORE ...
A man in a grocery store with a basket full of food.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

The Health Care Plan May Create Huge Deficits

Despite the huge, trillion-dollar cost, President Obama is pushing heavily for the new health care legislation.

Saving Emergency Money for Retirement Can be hurt by Job Hopping

Saving emergency money for retirement can be more difficult for the new generation of job hoppers.

Mortgage Loan Modifications: Definitions, Changes and Problems

People need to understand the modification process and its inherent problems.

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Finding the Best Banks Post-Recession

Competition among banks is robust these days and many of them are offering cash bonuses and other valuable enticements to new customers...

What Makes Americans Part with Cash Today

Cash today is difficult to part with and researchers are trying to figure out what motivates people to give to charities...

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

People Looking for Emergency Money Try Selling their Gold

One way to find emergency money is to sell gold, but doing it wisely is crucial to getting top-dollar.

Many businesses find the year’s end the best time to strategize

The end of the year is a great time for business owners to reassess their business model and make adjustments.

Borrowing Money and Government Aid Can’t Stop Foreclosures

Although consumers are using credit cards, borrowing money and asking for government aid, foreclosure numbers are still expected to rise.
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How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

To Get a Personal Loan or Mortgage Loan a Good Job is a Must

Anyone looking to get a personal loan finance a car or buy a house needs to have a good job.
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Saving Money By Taking Advantage Of Promotions

Combining rebates, sales, store incentive programs and coupons can result in amazing savings at many stores today...

How to Manage Payday Loans As Banking Changes

Payday loans are still proving effective ways of managing money...

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Selling Your Home – Going it Alone or Using an Agent?

Are you thinking about selling your home on your own? Read on to learn more about the differences between going it alone and working with a real estate agent...

Is it Wise to Fund College with Unsecured Personal Loans?

Parents are encouraged to use unsecured personal loans, children’s part-time income and cutbacks to put their teens through college...