Articles by Peter Stone
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Ways for bookworms to save money on summer reading
Its the summer reading season, but that doesn't mean bookworms have to dish out a lot of cash to keep themselves in books.
Monday, July 11th, 2011 by By Peter Stone
USDA announces cost of raising a child is growing up
The USDA has just released its annual report on the cost of raising children, and they are getting more expensive every year.
Friday, July 8th, 2011 by By Peter Stone
Automatic 401(k) enrollment plans less effective than opt-in
Automatic enrollment of employees into 401(k) plans don't, as it turns out, guarantee that they will contribute as much as they could.
Thursday, July 7th, 2011 by By Peter Stone
Where Is The Best Place To Get Payday Loans Online and Why?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
Selling credit reports to payday lenders gets Teletrack fined
Subprime credit reporting agency Teletrack was fined nearly $2 million by the Federal Trade Commission for illegally selling information.
Wednesday, July 6th, 2011 by By Peter Stone
Social Security and Medicare at risk if debt ceiling not raised
If Congress cannot raise the debt ceiling, programs such as Social Security, Medicare and Medicaid could be at risk for default.
Thursday, June 30th, 2011 by By Peter Stone
Federal Reserve sets swipe fee cap, delays implementation
The Federal Reserve has announced the swipe fee cap will be set at 21 cents per transaction, but won't take effect until October.
Wednesday, June 29th, 2011 by By Peter Stone
Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Swipe fee cap by Federal Reserve may be higher than planned
The Federal Reserve will announce what it is setting the swipe fee cap at, but it could be higher than 12 cents per transaction.
Tuesday, June 28th, 2011 by By Peter Stone
Pawn lenders continuing to become more high-class
Years ago, pawn lenders were seen as almost seedy. Pawn lenders have become more high-class over the past few years, however.
Monday, June 27th, 2011 by By Peter Stone
Controversial robo-signing practice could extend to credit cards
JPMorgan Chase has been withdrawing credit card suits without explanation, and some believe robo-signing credit card suits is the culprit.
Friday, June 24th, 2011 by By Peter Stone
How To Use Short Term Loans To Save Your Budget
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
Better Business Bureau ratings plagued by alleged corruption
Though it is a trusted institution by the public, the Better Business Bureau ratings system has been repeatedly accused of corruption.
Thursday, June 23rd, 2011 by By Peter Stone
Consumers should watch for payday loan collection scams
Many debt collections are legal, but there are some fraudulent debt collection scams out there, including phony payday loan collection scams.
Wednesday, June 22nd, 2011 by By Peter Stone
Cost of vacations rising as theme park and flight costs are up
Americans are likely to feel the rising cost of vacations this summer, as plane tickets and amusement parks are getting more expensive.
Monday, June 20th, 2011 by By Peter Stone
Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Reduced Social Security benefits begrudgingly accepted by AARP
The AARP, the largest lobby group for senior citizens, recently announced it would accept small reductions to Social Security benefits.
Friday, June 17th, 2011 by By Peter Stone
Installment loan lenders thrive where payday lenders used to
Many states have tried to eliminate payday loan lenders, but it hasn’t eliminated the need for credit from non-bank sources. Some states have new installment loans stores where payday loan stores once existed as other forms of short term credit fill the void.
Virginians frequenting pawn shops and title lenders more
Many states have passed laws intended to closely regulate, if not outright eliminate, payday loan lending. However, such laws don’t eliminate the need or demand for a short term credit product. The state of Virginia passed laws several years ago capping the interest rate on payday loans, which has reduced [...]
Thursday, June 16th, 2011 by By Peter Stone
Merchants moving away from debit and credit cards
Merchants are starting to move away from credit and debit cards, as interchange fees charged by banks are making them unpopular.
Wednesday, June 15th, 2011 by By Peter Stone
Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Tighter regulation urged by Congress for business credit cards
Members of Congress are lobbying the Federal Reserve to regulate business credit cards more like personal credit cards.
Tuesday, June 14th, 2011 by By Peter Stone
Debt collectors trying to polish image in media
Debt collectors are starting to get into the media, but this time they're trying to rehabilitate their image in the press.
Monday, June 13th, 2011 by By Peter Stone
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