Articles by Michael Eckenrod

Description: Michael Eckenrod is a published credit restoration expert that has helped hundreds of people fix their credit. In addition to helping people increase their credit score, he enjoys discussing personal finance matters in general.

Market signs force people to watch mortgage and personal loans

An economic downturn is forcing consumers to watch their personal loans, mortgage loans and credit card accounts vigilantly. READ MORE >>>>>
Businesses are watching market signs closely, making strict decisions on mortgages and personal loans.

Engaged couples look for installment loans for wedding planners

Many couples today are looking to installment loans to help pay for the services of a wedding planner. What really qualifies them? READ ON...
Couples looking to installment loans to help pay for their wedding should find ways to benefit from a qualified, committed wedding planner like the one pictured here, standing in front of the bride.

Americans using installment loans to pay for aging parents

Americans are using installment loans, savings and dipping into retirement savings to handle parents' medical care...

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Working for money now isn’t as fulfilling as it once was

The Conference Board survey is showing that earning money now isn't as fulfilling as it used to be, as decline in job satisfaction increases.

Health Care Costs Predicted to do Little for Debt Relief

Growing health care costs predicted to do little to help consumers' debt relief, even with efforts of the proposed health care reform.

Understanding the Home Buying Process

Buying a home is a journey, and it's important to understand what you'll be facing before you get started. Read on to learn more about the home buying process.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

How to Handle Debt Leftover from the Recession

The recession was difficult for everyone and consumers still have to maneuver through its aftermath. Here are tips to handle debt wisely.

There Are Ways To Fund College Beyond Credit Cards

Parents looking to fund college have more options than just credit cards.

How to Manage Tax Deductions

It can be difficult to manage tax deductions and every taxpayer should seek out professional advice for complex issues…

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Payday Loans and Banks are Targeted by the CRL

The CRL is targeting banks and payday loans to stop bad lending and protect consumers in need of funding.

A tax refund should not be thought of as fast cash

Tax refunds should not be thought of as fast cash to be used frivolously. Rather, consumers need to use it in the wisest way possible.

More consumers are looking to freelancing for quick cash

Consumers in need of quick cash are looking to freelancing as the answer.

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Dairy farmers look to borrow money to make it in this economy

Dairy farmers are in trouble and looking for ways to borrow money, make payments and stay afloat as the industry falters.

Colorado First State to Decrease Minimum Wage

For the first time in decades a US state is lowering its minimum wage rate.
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Monitoring Your Credit Report

Do you know what’s on your credit report? You should – monitoring the information contained on these reports is an essential part of your financial health!
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Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Charities Suffer in the Recession

The recession wreaked havoc on many businesses, but it also caused charitable organizations to suffer financial disarray...

Using Credit Cards Instead of Small Loans to Pay Bills

Consumers are starting to rely on credit cards rather than small loans when it comes to tackling monthly bills...