Articles by Mary Rice

Description: Mary is a longtime news junkie with passions for electronics, financial news, and prime-time TV, with a few cooking shows on the side. She spends most of her free time keeping up with her two chocolate labs.

CFTC taking action against precious metal investment businesses

The Commodity Futures Trading Commission has filed suit against American Precious Metals, a company that offered fraudulent investments.
Gold and Silver

OnDeck platform provides a credit rating to small businesses

Small businesses have a new resource, OnDeck, for aggregating financial information and gaining an independent credit rating.
Open sign

7 easy ways to qualify for 2011 Energy Tax Credits

The 2011 Energy Tax Credits program has dropped back down to $500 per project, but every bit helps with energy-saving home updates.
Air conditioners in a line

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Three congressional bills trying to weaken the CFPB

Despite the fact it is not yet operational, the Consumer Financial Protection Bureau already is facing challenges from Congress.
Department of the Treasury

Wisconsin Republicans attempting to re-legalize auto title loans

The Joint Finance Committee in the Wisconsin State Senate has suggested re-legalizing auto title loans in the state.
Title Lender

Texas legislature passing new payday lending regulation

The Texas legislature is slowly changing regulations on payday lending with three separate bills under consideration.
Texas statehouse

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Payday loan amendment threatens to gridlock Colorado legislature

An amendment tacked on the end of the Rules Bill in the Colorado legislature could end up costing taxpayers hundreds of thousands of dollars.
Payday Loans

Consumers paying more to access their own money

While the Consumer Financial Protection Bureau is waiting for a director, banks are making even more off of undisclosed or unclear fees.
Cash

Overseas education becoming a money saving move for US students

In order to save money, more students from the United States are choosing to attend a college or university overseas.
Cambridge

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

Plunging commodity prices leaving investors jittery

Prices of gold, silver, coffee, oil, gasoline, copper and other "safe haven" investments have dropped precipitously in the last few days.
Silver coins

The basics of a credit score

A credit score is a number used for many reasons, but taking control starts with understanding what is behind it.
FICO Score

Home prices double dipping; rents climbing up

Buying a home is getting more expensive on the front end, even as prices are dropping, and renting is becoming a more expensive option.
Home for sale

Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

Seasonal employment market more challenging for teens

For those ages 16 to 24 who are seeking summer jobs, the outlook for seasonal employment shows a tough market but opportunities for creativity.
Summer jobs announcement

Kiva expands P2P loans to green ideas and student loans

Microlending nonprofit Kiva is working on expanding its business to lending for environmental changes and students in third-world countries.
Solar Panels

Startup America Partnership helps small businesses grow

A program started by the White House and privately managed, the Startup America Partnership provides billions in discounts to businesses.
Open sign

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Six payday loan companies charged with financial fraud

The FTC has filed suit against several payday loan companies run by Michael Bruce Moneymaker and others, saying fraud cost customers millions.
FTC Building

Gold prices touch $1,500 as some question inflationary pressures

Because of several factors, the spot price of gold hit a record high today -- $1,500 per ounce. Does this mark an opportunity or a bubble?
Pure gold in vials