The 14th of February can be the most romantic — and for some, the most expensive — day of the year. If you really want to show the woman you love how much you care, you pop the question with ring in hand on Valentine’s Day. That costs money — a lot of money — and  I hate to see you over-spend.  So forget short term loans or same day loans for Valentine’s day and consider some less expensive options.  Here are some Valentine’s Day gift ideas that will cost you little or nothing, and your Valentine will love you for them!

Ten no-cost Valentine’s Day gift ideas

1. A private picnic. Instead of going out to an expensive restaurant have an indoor picnic right on the living room floor. Light candles, spread out a blanket, and open the picnic basket.
2. A special dessert. If you feel you must go out, eat dinner at home then go to a restaurant for dessert. I can tell you from past experience, going out on Valentine’s Day is not always fun; but if you must go, be sure to make reservations even if it’s just for dessert, because the lines are bound to be long.
3. Make homemade chocolates. Collaborate on this one: You’ll enjoy making them together. How about dipping fresh, ripe strawberries in warm, melted chocolate?
4. Pick a bouquet. If it’s warm where you live, go outside and pick some flowers. Your significant other will love them and you.
5. Spend time together. Look for free activities in your area like festivals or art shows, or get out for a hike or bike ride.
6. Treat your feet. Fill the tub with warm, rose-scented water — toss in a few fresh petals! — soak your feet together and then give each other foot massages.
7. Make your significant other a CD. Choose his or her favorite tunes or go strictly romantic.
8. Clean the house. Really! Any man or woman would love to walk in to a sparkling, clean-smelling home on Valentine’s Day (or any day).
9. Make a Valentine’s card. Pull out the construction paper and make plain old homemade Valentine’s cards. Or cut out little paper hearts and sprinkle them all over the bed.
10. Bake a Valentine’s speciality. There are so many fun cookie cutters, cake pans, pink frostings, and sprinkles for Valentine’s Day — don’t miss out on the fun!

Ideas beget more ideas. If you have some, add your comments below

I’m not suggesting that everyone should get same day loans on Valentine’s Day just to buy Valentine’s gifts;  BUT! If you’ve already spent all your money on Valentine’s gifts and now find yourself in a financial mess, your heart was in the right place.  You can get your bank balance in the right place, too, with a quick Valentine’s loan.

Apply here for your Valentine’s Loan!

Why wait? If you have an emergency, the last thing you want is to wait for the money that you need. Even if you have bad credit, there really are such things as same day loans. And same day loans are easy to get and easy to pay back. There are no faxes and no credit checks. You do everything online and it’s fast. The application takes less than 3 minutes. The funds are deposited directly to your bank account, sometimes within 2 hours. What are you waiting for? Press the apply button below or to the left. In the time it is taking you to read this article, you could have applied for the loan. That’s how fast it is!

Do you need to know more about same day loans?

• Completely online application, nothing to fax
• Funds deposited in your account in as little as two hours
• There are no credit checks which means you could have bad credit, no credit or even a bankruptcy
• There are loans for the Military

Are you thinking you might not qualify?

What does it take to qualify for same day loans?

• Are you 18 years or older?
• Do you have a job?
• Do you have a checking account?

Then apply – there’s nothing to lose by applying. There are no application fees and it only takes minutes to apply.

Why get same day loans?

Hard working people find themselves in financial dilemmas all the time. In this economy, all kinds of people have had to turn to same day loans. There are all kinds of reasons to get same day loans. If you have a sick child, or a looming late fee, or a power shut-off notice, or a broken washing machine, or you need to get in to the doctor, you may need same day loans. You know your circumstances and what is needed. If a same day loan will help you to get through the storm, then apply.

What are the repayment options on same day loans?

Same day loans are typically paid back on your next payday, but payments can also be arranged. If it is easier for you to fit smaller payments into your budget, there is the possibility that payments can be arranged. Same day loans are meant to help you in the way that is best for you.

If same day loans would help you, apply HERE!

Image by flickr

I have watched Lost since it premiered September 22, 2004. And really-who hasn’t? Want to make small talk in line at the grocery store, on the bus or on the plane? Talk Lost. Everyone watches Lost and everyone is waiting on pins and needles for the beginning of the end. The last season is this year, as you know, if you are reading this post, and it all starts to end this Tuesday. So, here are 10 tidbits of trivia with Lost. Did you know all of this?

10 things to know about Lost

1. What is one of the most expensive shows ever made on television? Yes, you got it. Lost. Because it has a huge cast and because it is filmed on location in beautiful Hawaii, it is very expensive. But, as much as it costs to make, the stars and all the others involved in Lost are sure making money; no personal installment loan or paydayloans for any of them.
2. How many season will Lost have been on the air when this season concludes? When Lost ends in May of this year, it will have been on 6 seasons, with 121 episodes.
3. Will there be a Lost spinoff? At this point, ABC has decided that the answer is no.
4. What is the name of the flight that crashed? Oceanic Flight 815.
5. Are the characters on the island actually dead? According to J.J. Abrams, no. He has also said there are no aliens, spaceships, etc.
6. Was Jack supposed to die in the first season? Yes, and they hoped to cast Michael Keaton as Jack. But when they couldn’t get Keaton, they got Matthew Fox and decided they liked him enough to keep him.
7. Did Dominic Monaghan actually audition for the part of Sawyer? Yes, and Sawyer was supposed to be wearing a suit but still the con man. However, the producers decided to cast Dominic as Charlie, a better fit they thought, and so do I.
8. Did Josh Holloway forget his lines at his original audition? Yes, and he got angry and kicked a chair. They liked the edginess he would be bringing to Sawyer and gave him the role.
9. Was Ben (Michael Emerson) supposed to be a regular? No, Ben was only supposed to be in 3 episodes.
10. How many people were on Oceanic Flight 815 and how many survived? 324 on the flight, 71 survived (and one dog).

Okay one more:

11. What was the name of the character who was written out after getting a DUI in real life? Ana Lucia

If you have more trivia to add to this list, please post it. I would love more!

Paydayloans can help you buy that paddle!

When it comes to your finances, do you ever feel like you’re up a creek without a paddle? You budget and skimp and save and then something happens, something you just didn’t plan on and even if you had planned on it, you couldn’t have come up with the money anyway. It was just beyond your resources. You get laid off and it is a couple weeks without income until you start a new job, the car breaks, the water heater goes out in your home, your child needs stitches, the dog gets sick. There are all kinds of real, legitimate reasons for you to turn to paydayloans.

What are paydayloans?

They are loans to help you get through the emergency you are facing. They can save you money in some instances, depending on the emergency. If getting a paydayloan helps you to avoid an overdraft fee, a shut-off fee then a reconnect fee, a late fee, it can save you money. Paydayloans can save you headaches and time. Sometimes they are just necessary. Typically you pay back the loan amount and a fee on your next paycheck. But there are also personal installment loans available if you would rather make payments. And here’s some good info about paydayloans or personal installment loans which are both available through Personal Money Store.

• A short, quick application
• Bad credit and even bankruptcy are allowed
• No faxing
• No credit checks
• Money is deposited into your account, sometimes in 2 hours or less

What’s required for paydayloans?

The requirements for paydayloans are simple. Here are the things you have to have:

• A job
• A checking account
• 18 years of age or older

So, next time you find yourself up that creek without a paddle, turn to paydayloans. They can help you buy a new paddle and before you know it you will be able to

Row, row, row your boat
Gently down the stream,
Merrily, merrily, merrily, merrily.
Life is but a dream.

Start your application for Paydayloans HERE!

Teaching my children about finances was very important to me. I started teaching them at a very young age. As soon as they could count, I would give them pennies to count. I wanted to make sure they always had a handle on their finances. I taught them about budgeting young, you make a certain amount of money, you plan exactly what you have to pay and you are frugal with your expenses. I had a list of don’ts for them: don’t spend more than you have, don’t overdraw your checking account, don’t borrow money.

Life happens

Then something happened in my life and that was, “Life Happened.” Job layoffs, broken washing machines, broken cars, being just a few hundred dollars short for this month’s rent. And I learned something. Sometimes I need just a couple hundred dollars to avoid that huge late fee or overdraft fee or shut-off fee. I learned that at a time like that, it is okay to borrow money. Not only is it okay, it’s the best thing I can do.

Is the car broken?

If my car is broken so I can’t get to work to earn the money I need to support my family, I need to think. First, can I take the bus or catch a ride. If not, if the only option is to get the car fixed, then it is better to get paydayloans and get the car fixed so I can get to work. If the washing machine is broken and there are children’s diapers that need washing, it is better to get paydayloans to fix the washer than to buy expensive disposable diapers. If the electric company is threatening to shut off my power, it is better to take out paydayloans and pay the bill than it is to pay late fees, shut-off fees and reconnect fees.

So I changed what I teach my children and I share this with my friends. I teach them the same do’s– to budget and be frugal. But I also taught say it is okay to take out paydayloans when absolutely necessary. Be careful not to abuse these loans and don’t take out more than you can pay back. paydayloans can be our friends. Knowledge of paydayloans and how they work is important. This knowledge can help us to be financially prepared.

What are the requirements for paydayloans?

• You must be at least 18 years old
• You must have a job
• You must have a checking account

Besides saving money in emergency situations, what else is good about paydayloans?

It’s easy to apply-just a simple, quick application that anyone can do
No credit checks are done so it doesn’t matter if you have bad credit, even a bankruptcy
No faxing or mailing of documents, everything is online
Your information is safe and secure with Personal Money Store
The money is put in your checking account fast–in as little as 2 hours
If you in an emergency situation and need paydayloans, you have come to the right place. You are in good hands here.

If you need paydayloans, apply here!

Would a personal installment loan raining down on you, help?

Times are tough and money is short.  Are you struggling with less money than you need to get by?  Have you had an emergency and just need a little help?  Would a Personal Installment Loan help you get through?  Do you have concerns about getting paydayloans?  Do you have credit problems, or even a bankruptcy?

Here are 5 things you should know about  Installment Loans:

1. Installment Loans are FAST! It takes just minutes to apply for these loans, and then you get an approval within a few more minutes.  These loans are deposited quickly into your checking account, usually within a day and sometimes within 2 hours.  If time is of the essence, an Installment Loan is the thing for you.
2. NO CREDIT CHECKS! Do you have bad credit or even a bankruptcy?  Are you trying to improve your credit so you don’t want anyone checking your credit as that can take precious points away from your total score?  If you need a bad credit installment loan, and want to keep your credit private, this is the loan for you.
3. NO FAXING, ALL ONLINE! Would you like to stay in your home and apply for a loan?  Would you like to have the loan money deposited directly into your checking account, without ever leaving your computer?  Then an installment loan is what you need and you can get one right here!
4. Would you like to MAKE PAYMENTS on your loan, rather than paying back the entire loan amount on your next payday?  Apply here for Installment Loans.
5. Do you need a loan of BETWEEN $100 AND $1,500? Then apply here.

There’s not a lot more you need to know.

Apply here for a Personal Installment Loan