Articles by Kim Patterson

Description: Kim Patterson is a freelance writer and stay-at-home mom of a busy toddler.

Striking a Bargain May Be Easier than You Think

You may think that with times so tough retailers wouldl be unwilling to negotiate about prices. In truth, many will discount prices if you ask...

How Our Spending Habits Have Changed

In the time since the recession began, consumers have changed the way they spend their money. Some have created lasting, positive habits.

Put an End to the Worry with No Credit Check Payday Loans

When you are low on cash it may seem that there is nowhere to turn. No credit check payday loans are available through reputable sites to get you through.

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

More Invasive Credit Card Applications on the Way

Apprehensive after the recession, credit card companies will soon be digging quite deep into applicants' financial information before granting cards.

Pay Day Loans can Help when Your Job is Among those Lost Forever

It is a sad truth, but many jobs that were cut during the recession will likely not be brought back at all. If you are in this situation pay day loans may help.

Taking on the IRS and Winning

A Maryland woman has recently been victorious in her battle with the IRS to claim a large tuition deduction. Are you prepared for the approaching tax season?

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

The Accidental Powerball Winners

On Christmas weekend a Kentucky couple hit the largest lottery jackpot ever for the state, but they did not even intend to buy a ticket.
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Target Offers a Chance to Stock Up and Save

Retailer Target is now selling warehouse club packs and special items, but only for a limited time. Discover what they are offering and for how long.
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How Much does it Take to Be Rich these Days?

Many of us have long thought that having a million dollars would solve all our financial worries and count us among the elite, but is that true nowadays?
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Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Dubai’s New Tower Rises as Finances Sink

Dubai has just introduced its new tower, which is now the world's tallest, but will this extreme undertaking be able to revive the emirate?
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Bleak Outlook for those who are Unemployed

Despite the recession coming to an end, unemployment rates are expected to remain high. Learn what the statistics look like and how you can beat them.
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Dip in Minimum Wage Brings Down Income and Morale

At a time when it is already difficult to make ends meet, one state is lowering its minimum wage.
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How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Three Tips to Making Fast Cash with Online Writing

Are you currently searching for a way to make some fast cash? Discover the skills you need to land freelance writing jobs and make a steady income.
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When You Need Money Now a Great Resume can Help

If you need to earn more money now and have been out of the job market for a while, a resume rewrite or some polishing can go a long way.
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No Job? Need Money Now? Recession Relief Expected to be Slow

It is tough news for those who have already been hit hard by the recession and are looking for a way to earn more money now. Jobs won't be back for a while.
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Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Meet your Fitness Resolutions even with No Cash Now

Do you want to make a fitness resolution, but are afraid it will cost too much money? Find exercise ideas for anyone, even for those with little cash now.
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How Do I Apply for a Pay Day Loan?

If you are in need of some quick cash, but are not sure where to turn a pay day loan may help you out. Learn the facts to see if it is right for you.
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