I can’t get enough of these Lego creations; they are hilarious. There are even small movie remakes of some of today’s most popular box office hits, including the Matrix, Indiana Jones, The Dark Knight, Spider-Man and Star Wars. The list of entertainment goes on and on for the Lego Revolution. Once you start watching them you won’t be able to stop. I watched for nearly two and a half hours last night, and the only reason I stopped was I couldn’t breath from laughing so hard.

The Lego Revolution?

The revolution is a group of stop-motion animators who are taking the Internet by storm. The participants are as young as 14, and when it comes to making these mini masterpieces, they are using every Lego piece you dreamed about having when you were a kid.

The directors who put these stop-motion animation videos together are true artists, and they are gathering a strong following of viewers on youtube. My personal music video favorites include: Metallica in Lego, The Beatles-Help!, Thriller with Legos and Bohemian Rhapsody Lego. There are so many amazing videos, the possibilities for  entertainment are endless.

So, What Is Stop-Motion Animation?

Does anyone remember Gumby? It is  a form of stop-motion animation. The Wikipedia definition states: “Stop motion (or frame-by-frame) is an animation technique to make a physically manipulated object appear to move on its own. The object is moved by small amounts between individually photographed frames, creating the illusion of movement when the series of frames are played as a continuous sequence. Clay figures are often used in stop motion animations, known as claymation, for their ease of repositioning.”

Stop-motion animation is very time consuming and takes a lot of patience, just like trying to apply for a payday loan at a walk-in payday loan store instead of applying online.

Stop-Motion Is Not Just For Legos

You have probably seen a stop-motion animation film and may not have known it. Animators are using everything from Barbie dolls to PEZ dispensers for their films. Some popular stop-motion films you have probably heard of are: The Nightmare Before Christmas, James and the Giant Peach, Chicken Run and The Corpse Bride. There are also a great deal of indie animation film makers who have produced millions of stop-motion animation films.

Support the Lego Revolution!

I encourage everyone to watch these videos; you won’t be disappointed. For those of you who still have a box of Legos in your basement or garage, wipe the dust off of them and join the Revolution!

Your Payday Loan Source endorses responsible use of payday loans and money management. If you are in need of help call or Apply Online with us today.

No Cash Hurricanes In Your Sight?

At Personal Money Store’s Money Blog we also provide you with latest financial research and information for any kind of situation. You can learn how to repair your credit, keep those pesky overdraft fees at bay, how to plan a budget that meets your needs or even chat with other people just like you and share stories of being in or avoiding cash emergencies. Our community of money bloggers are real people who have been in all types of financial situations, and they can provide you with support or even give you solutions and answers to general money questions. You can always count on Personal Money Store and the Money Blog community to keep you afloat with sound advice and today’s top resources for economy and finance.

Have You Had A Bad Experience With A Houston Payday Loan Store?

Many consumers have had bad experiences with actual “brick and mortar” payday loan stores in Houston. Whether it was horrible customer service, embarrassment of having to be in the store, or having to provide them with a lot of your private personal information, (and no guarantee that it would be kept safe) Personal Money Store would like you to know that online payday loans are less of a hassle then your average payday loan store. We have friendly, well trained representatives that will help you with any questions or concerns you may have with the application and loan process. There’s no embarrassment with applying online at Personal Money Store, you can fill out an application from the privacy of your own home, so no one has to know. We, as well as the lenders, understand that your personal information is sensitive and private, and that is why we go to great lengths to make sure that our website is 100% secure and unobtainable from identity theft. Here at Personal Money Store we understand and care for our customer’s needs for a no fax payday loan, and it is our goal to provide you with the best the industry has to offer. Visit and explore our website today and learn about the advantages of applying for an online payday loan with PersonalMoneyStore.com.

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Payday Loans just might become more valuable than buying stock in precious metals like silver, platinum, palladium and even possibly gold in the year 2009. Recently these precious metals have been declining in value due to the major slowdown of the economy and the price of crude oil dropping significantly. Forecasters are predicting that these precious metals are only going to decline in value even more through the year of 2009. I know what you’re thinking: “Payday loans are not more valuable then gold,” but they can help those who are about to default on mortgage payments which in turn keeps foreclosures from going up.

What Other Stocks Are Seeing a Major Decline?

Some of the world’s largest mining companies are struggling on the market as well. These companies are being asked to cancel some deliveries and reduce production levels of things like iron and coking coal. The largest decline on the market this week goes out to the retail industry, who is suffering major hits due to the recession and future financial fears of the general public.

Retail took a massive impact on the Monday after Black Friday, as stockholders of major retailers like Wal-Mart, Macy’s, Target, and JCPenney saw considerable losses in the value of their stock. With shoppers focusing on saving money and spending less this holiday season, the retail market is sure to see some more sizable losses before the shopping season is over. (Consumers remember to be responsible this holiday season and not use faxless payday loans to purchase gifts for loved ones or yourselves.)

Grim Days for Wall Street

Last Monday, December 1, 2008 marked a harsh reality of recession for Wall Street as the previous week’s stock gains were wiped nearly in half. The DOW dropped 679.95 points, Standard & Poor’s 500-Index stock lost nearly 9%; manufacturing dropped to its lowest since 1982; and for every one stock that rose on the New York Stock Exchange, several more fell. Not to mention that the US Dollar went down again and the price of crude oil and gold dropped as well. With the way that the economy is right now, it looks as though Wall Street is in for a very bumpy ride in 2009.

Unfortunately the news for the stock market will most likely not be favorable for the months ahead as unemployment, retail sales and home sales continue to dwindle. With financial worries of the recession on everyone’s thoughts and the lack of consumer spending, the market is bound to see more downturn, further affecting the economy.

There Is Hope

President Elect Barack Obama is installing hope back into investors with making the economy his primary focus and the aggressive actions that he his taking to get the nation back on its feet. He has put together an impressive economic team and says he will have an economic plan ready to go for when he steps into office. All Wall Street can do now is ride out the recession wave and look forward to strong economic plans to be put into action to get the market back on track.

And remember Money Bloggers, if you need help with financial crunches, payday loans are available to you.

Ever needed a payday loan to cover overdraft fees or ATM fees that your bank has charged you? If you haven’t, you just might be looking for one sooner than you think. Because of economic turmoil, banks are forecasting that overdraft fees and ATM fees will continue to rise above the average of $34.65 and $1.98, to try and cover losses over bad mortgage loans and poor investments. So what does this mean for you? Hopefully better budgeting and planning.

Paying Interest to Access Your Money

As convenient as an ATM machine is, you should really pick and choose which ones you use. Most banks charge a fee for using competitors’ ATM machines and sometimes that fee can be up to $2.50. If you only take out $20, you’re paying 12.5% interest on your own money. It’s kind of ridiculous, huh?  A payday loan that is paid back on the very next payday has less interest then that. The best way to avoid these fees is to use your bank’s ATM machine or find out which ATM machines are in your bank’s network. Planning ahead can make a world of difference on your bank statement.

Pesky Overdraft Fees

We have all over drafted our accounts for extra money for something at one point or another; it happens. My personal favorite though is when I purchase something at the grocery store after my paycheck has been deposited into my account and because deposits get posted after debits for the day, I get charged an overdraft fee even though the money was in my account before I made the purchase. Banks look for any way possible to charge you a fee to help boost their bottom dollar. What’s even worse is some banks charge an overdraft fee for every purchase over your limit, no matter how small, and then charge you for every day that your account is in the negative.

Where Does It End?

It doesn’t end, plain and simple. Banks will keep raising fees no matter what. The real question is, how much will they rise? Even if your bank is not raising its overdraft fees, you should really look into what fees they are raising. Banks are tacking on fees to savings accounts for too much activity in the account or if you keep a balance over a certain amount. It kind of defeats the purpose of saving emergency funds if you’re going to get charged to do so. Other fees rising include service fees, overdraft protection fees, and bounced check fees for those accounts that do not have overdraft protection. The best thing you can do is get a list of all the fees your bank charges and then ask how each of the fees applies to your account.

Knowing Is Half the Battle

Being responsible about your checking and savings account is the best advice I can give you. Make a budget and pay attention to accounts by balancing your checkbook and watching activity online. Knowing what’s going on with your money at all times is half of the battle with bank fees. Times do get rough though and accidents are bound to happen. If you find yourself in a crunch with the bank, there is always a payday loan around to bail you out.

I have heard talks of people saying they got  no fax payday loans to cover the cost of advice or services from a credit repair company, and the advice they got from the supposed credit repair company was information they could have gotten off of the internet for free. The truth is the majority of these credit repair companies are scams. They offer consumers false hope by telling them that they can remove negative marks from their credit report to help them finance a car or get a mortgage for a home, but the truth is that no one can remove negative information from your credit report; it’s against the law.

Your Dollars Spent For No Reason

Due to the current economic crisis our nation is suffering, these credit repair companies are using the financial worries of consumers to prey upon them and sometimes even make their debt worse than it was before. In researching this topic, I have found that consumers are paying these companies thousands of dollars for their so called “repair counseling or repair services” and they are not seeing any improvement on their credit scores. That’s money that could have been put towards paying off debt not lining someone else’s pocketbook. In fact most of the credit repair companies are encouraging you to stop making payments until you have validation or proof of your debt from the creditor. This is probably the worst thing you can do to your credit; not only will it put more negative marks on your score, but it can also lead to the creditor “charging off” your account which will in turn put your debt in the hands of collection agencies, again adding even more negative marks to your credit score.

How to Spot a Scam

The first thing you should look for is if the company is asking for fees up front before they provide any information or services. This is a giant red flag. Under the Credit Repair Organizations Act, credit repair companies cannot ask for payment up front and they must complete the promised services before a payment is issued to you. Second, does the company ask you to stop making payments to your creditors? Again, I stress to you that this is the worst thing you can do to your credit; even if you need no fax payday loans to make payments on time, you should always try to pay your creditors on time. The next thing you should watch for is if the company will provide your rights without paying a fee first. The last major thing you should look for is if the company advises you to acquire an Employer Identification Number to use instead of your Social Security Number to obtain a new credit identity and credit report. This is probably my favorite of all, because this does absolutely nothing to change your current credit report and it sounds like they could possibly be involved in some sort of fraud.

Credit Isn’t Repaired Overnight, It Takes Time

The only person who can truly make a difference to your credit report is you and you alone. Repairing your credit will take a vast amount of time. “I Dream of Jeannie” is not going to show up on your door step and make your credit disappear with a twitch of the nose. If you are about to fall behind on payments for loans or credit cards, no fax payday loans can help you keep negative marks off of your credit report. You can also find more useful information on how to repair your credit and no fax payday loans at personalmoneystore.com.

No fax payday loans are probably the last thing on most consumer’s holiday travel lists right now, but for those who are on a tight budget, it’s an option to keep in mind. There’s nothing worse then having to spend the holidays alone because you can’t afford to travel home, but with the way our economy is right now, a lot of consumers are choosing to do just that. Even though gas prices have dropped to almost half of what they were in July of 2008, people still can’t afford the extra cash to be at home with loved ones. Not to mention that airline tickets are up 8% and car rental prices are up 4% from 2007, making it an even harder choice for consumers to choose between family and making ends meet.

Soaring Airfare Effects College Students

Even college students are suffering the effects of the economy on holiday travel and need money or no fax payday loans to make it home for the holidays. Many students this year optioned not to go home for Thanksgiving in hopes of having enough funds to make it home for Christmas, but for most of them, it’s still not going to be a possibility. Most students are at least 3 or more states away from home and holiday airfare prices for those students are averaging over $500. Train and bus fares are up as well making it even harder for students to make it home.

Traveling vs. Shipping

For those of you who are tinkering with the notion of not spending the holidays at home and just shipping gifts to family members, think of this. How many gifts will you be shipping? If you are like me and have brothers, sisters, cousins, uncles, aunts, nieces and nephews you buy presents for each year, that is a whole lot of money spent on shipping those gifts to your family. Wouldn’t you rather give those gifts in person? Last year I spent over $200 just on shipping gifts to family, and even with last year’s gas prices, I could have driven home for that price. Plus, when you ship you have the added worry of whether or not the gifts will even make it to your family on time for the holiday or at all.

Make Memories Not More Debt

Now I’m not endorsing no fax payday loans for those of you who blew your paychecks on countless gifts, ridiculous holiday sweaters, and ties with the Santa Clauses on them. But, if you are paid up on bills and still find yourself coming up a little short to make it home for the holidays, no fax  payday loans can be a valuable resource to get you where you need to go. Like I said, there’s nothing worse than being alone on the holidays. Be responsible this holiday season and make memories with your family you won’t forget.