Articles by Isabel Velasquez

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Some odd indicators of debt relief and the economy

Here are some interesting, if not perplexing, signs of how the economy is faring and how close debt relief may truly be for many consumers.
Signs of how the economy is fairing may mean debt relief.

Home Sellers Should Use Small Personal Loans to Fund Shortfalls

The main post-recessionary reason people have shortfalls is due to the loss of value on their property. Home sellers are using small personal loans... READ MORE

Lenders Watching Credit Cards And How Consumers Use Them

Lenders are monitoring consumers' use of credit cards to estimate their risk.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Mortgage, Auto and Personal Loans Depend on Good Credit

Anyone looking for mortgage, auto or personal loans today needs to keep a sharp eye on their credit score.

Issues with Credit Cards and Credit Card Reform

The recent recession made the public and government aware of the dangers of an unregulated Credit Market, thus the new credit card reform was born. READ MORE >>

Last Call for Home-Buyer Tax Credits

There's still time for qualified buyers to use the federal home buyer tax credits to defray large costs…

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Newly hired consumers need to be wise with payday cash

Earning payday cash again is great news, but consumers need to be wise about what to spend it on.

Owning a Business Involves More than Collecting Fast Cash

Being an entrepreneur is more than just collecting fast cash and working without a boss. It involves planning, decision making and focus...

Unsecured Loans Can Be Eliminated with 529 Savings

Traditionally parents use savings, unsecured loans and credit to fund their child’s college cost. Today, there is the convenient 529 Savings plan to help.

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

New Year’s resolutions can help you find emergency money

New Year’s resolutions are a great way to find emergency money if you commit to your goals year-round.

Retailer’s Christmas Performance Post-Recession

The holiday season performance of retail stores will be a true indicator of how quickly the economy will return to normal.
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How to Select a Financial Planner

Choosing a financial planner is an important decision and it’s not one that should be taken lightly. Let’s look at how to select the right financial planner.
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How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Be Wise When Using A Personal Loan to Purchase a Car

In today’s economy most people have to use a personal loan to fund the purchase of a car.
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Marital Help, Short Term Loans Have Something in Common

Marital therapy is now looking at saving habits, short term loans and money management as a hot topic...

Legislation Set to Police Payday Loans and High-Cost Trades

The House just passed new financial regulations set to oversee transactions from everyday payday loans to high-end trades...
Capitol Building image from Flickr.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Three Peculiar, But Real, Ways To Make Some Extra Cash

For many Americans, times are tough and they are looking for creative ways to supplement their incomes. Here are three unusual ideas for making money ...

Problems with a Reactive Versus a Proactive Housing Market

The banking industry may be making another blunder in reacting to falling home values...