Articles by Isabel Velasquez

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Some odd indicators of debt relief and the economy

Here are some interesting, if not perplexing, signs of how the economy is faring and how close debt relief may truly be for many consumers.
Signs of how the economy is fairing may mean debt relief.

Home Sellers Should Use Small Personal Loans to Fund Shortfalls

The main post-recessionary reason people have shortfalls is due to the loss of value on their property. Home sellers are using small personal loans... READ MORE

Lenders Watching Credit Cards And How Consumers Use Them

Lenders are monitoring consumers' use of credit cards to estimate their risk.

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Mortgage, Auto and Personal Loans Depend on Good Credit

Anyone looking for mortgage, auto or personal loans today needs to keep a sharp eye on their credit score.

Issues with Credit Cards and Credit Card Reform

The recent recession made the public and government aware of the dangers of an unregulated Credit Market, thus the new credit card reform was born. READ MORE >>

Last Call for Home-Buyer Tax Credits

There's still time for qualified buyers to use the federal home buyer tax credits to defray large costs…

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Newly hired consumers need to be wise with payday cash

Earning payday cash again is great news, but consumers need to be wise about what to spend it on.

Owning a Business Involves More than Collecting Fast Cash

Being an entrepreneur is more than just collecting fast cash and working without a boss. It involves planning, decision making and focus...

Unsecured Loans Can Be Eliminated with 529 Savings

Traditionally parents use savings, unsecured loans and credit to fund their child’s college cost. Today, there is the convenient 529 Savings plan to help.

How To Use Short Term Loans To Save Your Budget

There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.
There are plenty of things eating your budget and late fees on the bills is typically the biggest waste and easiest to fix with short term loans.

New Year’s resolutions can help you find emergency money

New Year’s resolutions are a great way to find emergency money if you commit to your goals year-round.

Retailer’s Christmas Performance Post-Recession

The holiday season performance of retail stores will be a true indicator of how quickly the economy will return to normal.
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How to Select a Financial Planner

Choosing a financial planner is an important decision and it’s not one that should be taken lightly. Let’s look at how to select the right financial planner.
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Personal Loans Online Do Not Requre Credit Checks Or Collateral Deposits

Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.
Credit checks cause damage to your credit score. These are the factors that you will appreciate knowing so you can get a personal loan without ruining your credit or putting up collateral.

Be Wise When Using A Personal Loan to Purchase a Car

In today’s economy most people have to use a personal loan to fund the purchase of a car.
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Marital Help, Short Term Loans Have Something in Common

Marital therapy is now looking at saving habits, short term loans and money management as a hot topic...

Legislation Set to Police Payday Loans and High-Cost Trades

The House just passed new financial regulations set to oversee transactions from everyday payday loans to high-end trades...
Capitol Building image from Flickr.

Why Using a Cash Advance For a Spending Spree Is a Very Bad Idea!

Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.
Cash advances, although a modern convenience, are not to be used for for irresponsible spending. Use them wisely and you will improve your financial situation.

Three Peculiar, But Real, Ways To Make Some Extra Cash

For many Americans, times are tough and they are looking for creative ways to supplement their incomes. Here are three unusual ideas for making money ...

Problems with a Reactive Versus a Proactive Housing Market

The banking industry may be making another blunder in reacting to falling home values...