Articles by Gary Zortman

Description: Gary is a personal finance blogger and entrepreneur who enjoys helping people secure their financial future. Earning money is not about how hard you work, but by taking advantage of opportunities that present themselves.

Using short term loans to assure a good home buy

Be sure to look into pre-approval, short term loans and mortgage basics before you start negotiating to buy a new home. More information >>>

Look into the basics of short term loans and mortgages before you start negotiating to buy a new home.

Tuesday, March 23rd, 2010 by

By Gary Zortman

Litigation Fees Can Eat Away at Emergency Money

Emergency money can be quickly used with litigation fees. More clients and lawyers are working together to create alternative billing methods.

Friday, March 5th, 2010 by

By Gary Zortman

Talking to Your Partner about Money

No one likes to talk about money, but it will come up in your relationship sooner or later. Here's how to handle talking to your partner about money.

Tuesday, March 2nd, 2010 by

By Gary Zortman

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Installment Loans can Help Save Credit Scores

In today's market, credit scores are important. To help save them, be sure to use either savings or installment loans to keep debt down.

Sunday, February 21st, 2010 by

By Gary Zortman

Managing Retirement Cash Now that You’ve Been Laid Off

Managing retirement cash now that a lay-off has happened can be difficult, but not impossible.

Tuesday, February 16th, 2010 by

By Gary Zortman

Cash Now Looking to PIN System for Protection

Managing cash now means heightened security to avoid fraud and theft. But will the new "chip and PIN" system for credit cards help?

Tuesday, February 16th, 2010 by

By Gary Zortman

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

You can save payday cash by looking for new auto insurance

Examining monthly bills, like auto insurance, can uncover a lot of extra payday cash.

Sunday, February 14th, 2010 by

By Gary Zortman

Workers try to find payday cash with a good boss to match

Workers looking for payday cash also have to look for good bosses to guide them.

Thursday, February 4th, 2010 by

By Gary Zortman

Financial procrastination can come with a high price

Financial procrastination may be tempting in a bad economy, but the overall loss is too high a price to pay.

Thursday, January 28th, 2010 by

By Gary Zortman

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

To Avoid Having to Borrow Money, Homeowners Need to Be Smart

New homeowners need to be cautious about having to borrow money, max-out credit or dip into savings to when it comes to setting up house.

Friday, January 22nd, 2010 by

By Gary Zortman

Guard Your Home Equity Carefully

Homeowners with equity in their houses should think twice about cashing it out...

Wednesday, December 30th, 2009 by

By Gary Zortman

Health Care Bill May Reduce Need for Personal Loans

Consumers have used personal loans to fund health care for many years, but under the new health care legislation other solutions may soon be available...

Tuesday, December 29th, 2009 by

By Gary Zortman

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Credit is Key to Managing Mortgage, Car and Installment Loans

Consumers are getting better about managing their credit by using installment loans, credit cards and investments wisely...

Friday, December 25th, 2009 by

By Gary Zortman

Simple Home Repairs Save Water and Money

Money doesn’t always make a dramatic entrance. Sometimes it's part of the background. Simple fixes around the home can make a big difference in your budget...