Articles by Steve Tarlow

Description: CashAdvanceMojo is a hard-working, creative dad who knows from experience that it is sometimes difficult to make ends meet each month. He is passionate about many things, including baseball, basketball, jazz, film history, writing, computers, sociology, mythology, literature, Americana, psychology, biology, astronomy and atheism. In his spare time, he rests.

Paying kids for grades | Capitalism in action

Should parents pay kids for getting good grades? If accompanied by lessons on the value of money, it can help produce a shrewd capitalist.
A young boy is filled with boundless happiness because someone has given him a $20 bill.

Consumers opting to pay credit cards over mortgages

Underwater mortgages have encouraged consumers to pay credit cards instead, according to a recent study by the TransUnion credit bureau.
A man poring over his bills contemplates a Post-It note that reads “Pay off credit cards!”

How to remove a co-signer from a student loan

If you've co-signed on a student loan but want out, there are a few things you can try to have your name removed from the paperwork.
A graduate mortarboard cap and diploma, as well as a male hand that is handcuffed to a stack of money, are visible.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

City of San Francisco grants Twitter a payroll tax break

The San Francisco Board of Supervisors has voted in favor of granting Twitter and other technology companies a sizable payroll tax holiday.
The “dead Twitter” graphic, complete with dead whale and lots of Twitter birds covering the carcass.

Bizarre tax deductions to brighten your tax day

Here are some of the more bizarre tax deductions ever attempted in the United States. File under “Don't try this at home.”
An infant dressed in a white onesie. Text on the chest reads “tax deduction.”

Racial discrimination evident in continued bank redlining

Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
A white piggy bank, shaped like a grenade.

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Parents can help college grads secure internships

Parents can help their kids obtain internships for college grads in just a few easy steps. If they don't do it, who will?
A male college graduate hard at work at his internship position.

Avoid payday loan default with an extended payment plan

CFSA-member payday lenders offer consumers the option of an extended payment plan on payday loans when borrower default is a possibility.
A black-and-white photo of a key in a door lock.

McDonald’s hiring spree will produce 50,000 jobs on April 19

A McDonald's hiring spree – aka McDonald's Hiring Day – will produce 50,000 jobs on April 19. That's more than $518 million in added wages.
Outside a McDonald's location in Adelaide, Australia. The Golden Arches symbol is clearly visible atop the advertising sign.

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Rhode Island payday loan bill seeks strict interest rate cap

Rhode Island legislators have introduced 2011 H 5562, a bill to cap payday loan rates at an untenable 36 percent APR. Here we go again...
Shot of the Rhode Island capitol building, taken from a distance, down a tree-lined walkway.

Avoid the debt settlement agreement benefit on your credit card

The Government Accountability Office urges consumers to think carefully before opting for a debt settlement agreement on their credit card.
A credit card secured by chains and locks.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Demand for same day loans is tremendous, FDIC says

Personal loans and same day loans are popular, but banks have proven too top-heavy to offer them effectively, according to the GAO.
The logo of the United States Government Accountability Office.

Dodd-Frank will cost nearly $3 billion, says GAO

The Consumer Financial Protection Bureau and all other agencies under Dodd-Frank will cost $2.9 billion to operate, reports indicate.
Close-up of a creased U.S. dollar bill.

Work-from-home job ideas you can use

Sluggish job market got you down? Work from home successfully and avoid getting sucked into a scam by following some of these ideas.
A young woman drinking coffee at her home office desk.

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Colorado installment loans bill HB 11-1290 up for debate

Colorado House Bill 11-1290 would require that consumers pay the entire installment loans origination fee, rather than a pro-rated version.
The Colorado State Capitol building.

Choosing the certificate of deposit that is right for you

A certificate of deposit is a safe way to earn interest on your money. Read here for advice on choosing the right type of CD for you.
Clip Art image of a bank building with a dollar sign superimposed in the top-right corner of the frame.