Articles by Steve Tarlow

Description: CashAdvanceMojo is a hard-working, creative dad who knows from experience that it is sometimes difficult to make ends meet each month. He is passionate about many things, including baseball, basketball, jazz, film history, writing, computers, sociology, mythology, literature, Americana, psychology, biology, astronomy and atheism. In his spare time, he rests.

Credit Counseling – Debt Management Plans and Consumer Psychology

Credit counseling for consumers depends greatly upon on consumer attitude and intent. Xiao and Wu's study looks at the connection. START HERE.
Credit counseling and a debt management plan can lead to greater peace of mind for consumers in a bind, but proper education is needed first. (Photo: picasaweb.google.com)

Grocery Store Madness Requires a Plan to Save

Everybody has to go to the grocery store once in a while, but not everyone approaches them with strategies for saving money. Here are a few of the things I...

U.S. Postal Service lost $8.5 billion in 2009

The U.S. Postal Service is suffering in the recession. The organization lost a whopping $8.5 billion in 2009. First-Class mail has dropped.
A weathered U.S. Postal Service sticker. The image and the words have nearly faded away.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Experts predict gas prices will fall during summer

Gas prices have approached $4 per gallon in the United States, despite a decrease in crude oil prices. Yet summer relief may be on the way.
Close-up of a hand holding the gas pump nozzle that's inserted into a car's gasoline tank.

Learn how to find the unclaimed money waiting for you

If it worked for "Good Morning America," it can work for you. Here are some ideas for finding unclaimed money that rightfully belongs to you.
A man and a woman caress a pile of money.

Census Worker Hanged, Southern Chestnuts Roasting

A census worked hanged, a right-wing fringe on fire with talk of rebellion against a black man in the White House and talk of a Southern uprising. It's crazy…
Bill Sparkman was the census worker hanged in the Daniel Boone National Forest. (Photo: Wikipedia.org)

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Southwest Airlines brings lower fares to South Carolina

The “Southwest Effect” is on in South Carolina now, says USA Today. Upon its arrival, competing airlines adopted lower airfare to compete...
A photo of a Southwestern Airlines passenger jet at Los Angeles International Airport.

Payday Loans: Going Where the Need is Greatest

In a recent Federal Reserve study, Robin Prager discovered that the connection between credit-challenged areas and payday loan stores is very real.
Payday Loans have the green light when it comes to going where the financial need is greatest. Access to conventional credit plays a large role. (Photo: flickr.com)

Jared Loughner shooting puts Arizona gun laws in the crosshairs

The Tucson, Arizona, shooting of Rep. Garbrielle Giffords and several others by Jared Lee Loughner shined a spotlight on Arizona's gun laws.
Man displaying a holstered, concealed weapon in Gold Point, Nevada.

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

John McAfee of McAfee Antivirus | Rich Become Poor?

John McAfee, founder of McAfree Antivirus, has lost 96 percent of his fortune thanks to this recession. How far gone do we have to be before we realize that…
(Photo:fr.wikipedia.org)

Tucson angels to shield mourners from Westboro Baptists

In response to Westboro Baptist Church's promise to protest funerals of the Tuscon shooting victims, the city will join in “angel action.”
Close-up of the hands of two people, joined in unity.

Light Bulb Ban in EU | U.S., Canada Slow to Keep Up

The EU has put a light bulb ban on incandescent into effect. But is the CFL (fluorescent) option – with all that mercury – safe? LEDs are still expensive…
That's no message in a bottle. There's a light bulb ban on, and that's an enemy of green living. Destroy! (Photo: flickr.com)

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

A Gallon of Scorpion Venom Will Kill Your Budget

Everything is expensive these days. Focusing on debt relief is tough when so many liquids we use are budget-busting by the gallon.
"Yessss! Thissss will cost them!"

Top TARP auditor Barofsky resigns as banks struggle to repay

Head TARP auditor Neil Barofsky has resigned. There are currently more than 150 TARP banks in default on their government installment loans.
File photo of TARP Inspector General Neil Barofsky.

Racial discrimination evident in continued bank redlining

Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
A white piggy bank, shaped like a grenade.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Avoid the top 10 budget mistakes

When it comes to making a budget, you can't afford not to do it. These top 10 budget mistakes are easily avoidable, so listen up.

Will Fireworks Shows Survive the Recession?

If you love to celebrate the Fourth of July with fireworks shows, be sure to find out if they're even happening in your community. The recession has made it...