Hi. My name is Amy, and I live in Santa Clarita, California. I am a single mom with a 16-year-old son, James, who goes to Valencia High School. Even though I have a nice administrative office job at The Master’s College, sometimes we have to be very careful with our budget. Particularly since I’ve been trying to repair credit fast. My ex has generally been pretty good about making child support, but, well, there’s a reason that he’s my ex: reliability was never one of his strong suits.

But here’s the deal… I needed unsecured loans

So it was August, and the first summer semester was going to begin for James in just a few days. He’s a proud Valencia Viking, and it’s important to him that he fits in. I don’t have the budget for all the newest fashion trends, but I indulge him when I can. However, here’s something that came to me completely out of left field – and at a completely inappropriate time. James comes up to me and says, “Hey, mom. I need some collared shirts. It’s a new school rule or something.”

A new school rule?

Or something? Wonderful! I’d just spent all the money I’d set aside in our budget for school clothes, I wasn’t due to be paid until the following week and my ex was in between jobs. Normally I’d use my credit card in such a situation, but since I was shooting for a clean credit report after having trouble a year ago (and the card was nearly maxed), I didn’t want to push it.

At least he didn’t have to pop his collar

I understand Valencia wanting their students to look professional; once they reach the business world, it’s something they’ll have to get used to quick. But COME ON… did Vikings have to wear collared shirts went they sailed the seas, discovered new lands and sacked villages? I would think the button-ups would be an occupational hazard. God willing, I needed to come up with some extra cash before my son became a target for both school administrators and the mean kids who want to knock him down a peg. My credit report history didn’t need any more dings, so I had to figure something out fast.

Small installments-Perfect!

I’d used an unsecured loan in the past, so I contacted the company I’d gone through before for more information. Guess what? Not only are small installments right up my alley, but the loan would not register on my credit check! I applied and received approval in what seemed like just a few minutes, and then the money hit my account before the end of the day! I had a few nice collared shirts for James to wear to school the following day. To the representative whose help and kind words made a tough situation that much easier, I’d like to say “Thank you” and “God bless.” I feel like I can breathe again, and the payments are going to fit into our budget without difficulty. I can continue to repair credit fast by putting my credit card back in the drawer. Out little crisis is a thing of the past, thanks to unsecured loans!

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