Articles by Payday Loan Advocate
Description: I am married with three kids. I like to draw and make things. I like everything tech. For my job I defend the payday loan industry against false, misleading and uninformed stereo types, which are typically paid for by Big Banks in an effort to squash the cheaper alternative to expensive overdraft fees. Payday loans are a great source of money when bills are tight or there is some other type of emergency when I need money to take care of my family. Although I promote payday loans I use them quite often myself. My only warning is when you pay it back make sure you do not forget to be appreciative for the tragedy you or your family avoided with that loan. Don't be grumpy when you pay what you owe and it won't be a bad experience for you.
How to protect yourself from unwanted spam
Too much spam is a nightmare! There are a couple of important things you can learn to arm yourself with the right tricks to combat spam.
Tuesday, March 1st, 2011 by By Payday Loan Advocate
Federal Reserve releases data on bailout installment loans
The Federal Reserve recently disclosed the installment loans it made to various institutions. The Fed lent more than $3 trillion in total.
Wednesday, December 1st, 2010 by By Payday Loan Advocate
A credit card cash advance can really cost you
Credit card cash advance fees are rising. The risk inherent in typical cash advances can actually be gotten around using a payday loan.
Friday, November 19th, 2010 by By Payday Loan Advocate
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Demand for consumer installment loans declines
Consumers are not seeking out large debt like installment loans and credit cards these days. More people are seeing debt as a bad thing...
Tuesday, November 16th, 2010 by By Payday Loan Advocate
Small loans for bad credit in higher demand than mortgage loans
The real estate market is at its most anemic in years. The only credit left for many are small loans like payday loans and cash advances.
Friday, November 12th, 2010 by By Payday Loan Advocate
Modern consumer debt levels make payday loan trap unlikely
Critics have contended that a payday loan is a debt trap. Current data on consumer debt makes payday loans look like dust in the wind...
Wednesday, November 10th, 2010 by By Payday Loan Advocate
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Gains for Dollar Financial prove demand for payday loans
Evidence, like recent corporate gains for financial service firm Dollar Financial, proves demand for services like payday loans is constant.
Monday, November 8th, 2010 by By Payday Loan Advocate
Short term loans do not cause bankruptcy
Some claim short term loans cause people to go bankrupt. Serious studies show more bankruptcy filings in areas where payday loans are banned.
Saturday, November 6th, 2010 by By Payday Loan Advocate
Payday advance industry does a lot of regulation itself
Critics of the payday advance industry claim it needs more regulation. As an industry, it actually does a lot of regulation on its own.
Friday, November 5th, 2010 by By Payday Loan Advocate
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Rate caps on cash advance lenders benefit no one
Legislative rate caps on cash advance lenders are common. However, they use unfair standards and bad math to assess what's fair to charge.
Thursday, November 4th, 2010 by By Payday Loan Advocate
Small loan lenders could hardly afford to buy elections
The small loan industry has been accused more than once of buying officials. The industry can't afford to match the largest contributors.
Tuesday, November 2nd, 2010 by By Payday Loan Advocate
Working Americans have bigger problems than payday loans
Of the many obstacles facing the middle class, some point to payday loans being among them. There is no research that supports this claim...
Thursday, October 28th, 2010 by By Payday Loan Advocate
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Majority of people who borrow payday loans are well informed
Wild claims that lenders of payday loans deceive borrowers have been found false. Customers usually know exactly what they are agreeing to.
Tuesday, October 26th, 2010 by By Payday Loan Advocate
Urban blight and cash advance loans have nothing in common
People have blamed a lot of things on cash advance loans, including urban blight. That's like blaming a flat tire on having a mustache...
Friday, October 22nd, 2010 by By Payday Loan Advocate
Getting a payday loan instead of an overdraft fee saves money
Believe it or not, the average American family actually saves money by getting a payday loan instead of an overdraft charge from the bank.
Thursday, October 21st, 2010 by By Payday Loan Advocate
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
There will always be subprime loan credit
Subprime loan credit, like payday loans, will always exist, and it is best to keep credit legal and available so demand can be met safely.
Tuesday, October 19th, 2010 by By Payday Loan Advocate
Are payday loan debt trap impossible to prove?
It is impossible to prove that payday loans are a debt trap. Payday loan borrowers are in large part misunderstood by most payday loan critics.
Thursday, October 14th, 2010 by By Payday Loan Advocate
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