Central Bankers Trapped in a Mess of Their Own Making

In conjunction with their respective governments, central banks have been manipulating economies for decades. Central bankers have sought to control interest rates, inflation and credit through their policies. Their efforts have impacted the stock market, job creation, home construction and many more aspects of the economy. However, in recent years, central bankers have manipulated themselves

Payday Cash Loan Regulations Move into CFPB Review Stage

Payday Cash Loan Regulations Move into CFPB Review Stage For the past few years, criticism of the payday cash loan industry has been mounting. Opponents of payday loans have included celebrities, elected representatives and various consumer groups. However, since June 2, the topic has been extensively covered by national and local media, leading many to

6 Ways to Spot an Overpriced Stock Market (Hint – We Have All Six)

In an article posted in August 2016 on MarketWatch.com, columnist Mark Hulbert asserts that the United States stock market is currently more overvalued than at virtually any other peak during the last 100 years. This one fact counters the argument that the current valuation is because the market is at one of its highest points

Life in States without Easy Payday Loan Availability

 A decade or two ago, state legislators typically paid little attention to the issue of payday loans. However, after the financial collapse that occurred in 2007, the federal government created the Consumer Financial Protection Bureau, and the CFPB began to research payday lending almost as soon as the agency was formed. The CFPB generated a

The Market Calm Before the Storm

Wall Street has been remarkably quiet in recent weeks, which is especially surprising considering the turbulence that occurred just a few months ago. CNN reported on August 10 that the VIX volatility index had recently dropped below 11.4, reaching its lowest level since 2014. The index, which has rarely reached single digits, was sitting at

7 Reasons Why America’s Businesses Aren’t Investing In America

After the Great Recession, it would seem that the U.S. economy is improving nicely. For instance, the country’s current unemployment rate is just half of what it was when it reached its lowest levels, personal wealth has grown by more than $20 trillion and the housing market is showing signs of life as is the

7 Reasons Why Brexit Didn’t Destroy the World After All

Forecasts of doom, financial collapse and political upheaval have been common since the unexpected British vote to leave the European Union, which is commonly called Brexit. However, the imminent collapse of Britain’s economy that was predicted now seems unlikely according to a Spectator.co.uk report. The analysis shows that there were fewer job losses than expected

Unemployment Crisis Grips Millennials Worldwide

The International Labour Organisation recently brought attention to a major global problem: unemployment among young people. According to a report at Economist.com, the global unemployment rate has risen among 15- to 24-year-olds in 2016 to 13.1 percent, which is near the peak that it reached in 2013. In Arab countries, the unemployment rate for this

A New Credit Bureau Is Born for Payday Loans

A New Credit Bureau Is Born for Payday Loans The Consumer Financial Protection Bureau, according to Blog.credit.com, has defined the rough outline of a proposed new credit bureau for short-term and payday loan borrowers and lenders. This proposal has stunned many payday loan critics because the proposal could be viewed as acknowledging the industry instead

Bank of Japan Prepares to Unleash Unprecedented Stimulus

Japan’s economy, which is reeling from decades of poor production, high national debt and Chinese competition, has developed severe weakness recently that put the nation’s central bank and its citizens in severe jeopardy according to a Bloomberg.com article. Prime Minister Shinzo Abe, who has considered stimulus packages, helicopter money, new technologies and other economic fixes,

Is the Stock Market About to Wipe Out (Again)?

Is the Stock Market About to Wipe Out (Again)? Despite weak economic indicators, stocks have continued to appreciate in the current bull market for the past seven years, which leads many analysts to conclude that stocks are now overvalued and likely to crash according to a 247wallst.com report. The analysis points out these persuasive arguments:

Payday Loans and Their Not-So-Friendly Replacement

Proposed regulatory action at the federal level has payday loan lenders making drastic changes to their product lines. Many lenders are now offering installment loan products as well. The not-so-friendly replacement to payday cash loans extends a borrower’s repayment terms, which has the after-effect of keeping people in debt longer. While these new loans are

Should Payday Loans Online Be More Strictly Regulated?

For years, consumer financial protection groups and regulators have warned the public about the dangers of borrowing funds from traditional storefront payday lenders. However, there’s less advice about payday loans online from a company that operates on the internet. Most states have regulations in place for payday loan lenders, but they seem to have more

Bubble, Bonds, Boils and Troubles

The world’s central banks face increasing problems when it comes to planning fiscal policies in today’s climate of financial uncertainties, lower gross domestic production levels, or GDPs, and artificially high bubbles that seem to be artificially upholding inflated stock values. Bubble Finance has Gone to New Extremes Davidstockmanscontracorner.com recently published a report that examines these

Delaware Payday Cash Loan Lenders Find Creative Ways to Skirt Regulations

In an attempt to clamp down on predatory lending practices, Delaware’s legislators passed regulations in 2012 that limited the number of payday loans that a borrower could take out in one year. However, Delaware payday cash loan lenders found creative ways to skirt regulations, and it was business as usual. Delaware Payday Lenders Use Their

There’s Just No Stopping the Chinese Debt Juggernaut

In the financial world, several notable investors have recently expressed concern about China’s growing debt. Famous investor George Soros reported that the country’s situation bears an uncanny resemblance to the conditions that were present in the United States prior to the 2008 financial crisis. He said, “It’s similarly fueled by credit growth and an eventually