A mentally imbalanced homeless woman outside a hotel in Waikiki.

The Hawaiian Islands homeless problem that won’t go away

Aside from the economic importance of military jobs in the Hawaiian Islands, tourism is a vital system. NPR reports that tourists spend an average of $200 per day for hotel, meal and entertainment. But the homeless population of the Hawaiian Islands has room and board, full health coverage and more for only $3 per day
A 401k fund

Automatic 401(k) enrollment plans less effective than opt-in

A survey recently found that laws allowing employers to automatically enroll employees in 401(k) plans don’t work as well as was hoped. When workers automatically contribute to a retirement plan unless they opt out, they will often put in less than they would if they chose to start a plan. Automatic contributions fall short of

Inexpensive Weekend Activities for the Entire Family

Weekends Were Made for Family Fun In a struggling economy, families find it especially hard to find satisfying, yet inexpensive weekend activities. This doesn’t mean that a good time cannot be had on a budget; it simply means that adults have to find creative ways of planning family activities that will not break the bank
Man on the phone smiling, applying for no faxing payday loans online.

Save time and money with no faxing payday loans online

No faxing payday loans online are great for people in need of emergency money. Everything is done online, so you don’t have to waste fuel driving around town looking for the right payday loan store that’s right for you. Personal Money Market’s wide network of payday loan lenders makes the process fast and easy, just

Reno’s mishandling of short term loans going uninvestigated

The city of Reno, Nevada, has found itself in a tough position. The city mishandled short-term loans that were supposed to be paid back in one year. The city’s failure to understand the terms, however, means these loans will be stretched out over 10 years. Reno’s short-term loans The state of Nevada provided more than

Five Steps to Consolidating Your Credit-Card Debts

Get out of debt faster by combining your credit-card balances Millions of people are struggling to pay off their credit card balances right now. In the current economy, with many people facing unemployment and others losing their homes to foreclosure, it’s important to keep your expenses under control. If you owe money on credit cards,
#touchedbyTSA will further slow down pre flight screening

#touchedbyTSA tweet could win free iPod Touch after body search

Thanksgiving air travelers can win an iPod Touch in the “#touchedbyTSA” promotion sponsored by the social-mapping app Loopt. To win, people flying on Nov. 23 who are searched by Transportation Security Administration employees must share their experience on Twitter using the hashtag #touchedbyTSA. While Loopt makes light of controversial airport security policies, the TSA is

Things you ought to know about Cash Advances

Let’s start from the beginning Similar to almost any loan, there are particular issues a customer ought to realize prior to starting the process of taking any kind of cash advance. Therefore, we should start out in the beginning. Precisely what is a Cash advance? A cash advance is usually a short-term loan which is
Puerto Rico

Puerto Rico Statehood|HR 2499 calls for a Puerto Rico vote UPDATE

UPDATE – April 28 – The U.S. House of Representatives has passed HR 2499, the bill calling for a vote on Puerto Rico statehood. HR 2499 passed 223-169 and now moves on to be considered by the Senate. The U.S. Natural Resources Committee has moved to bring HR 2499, a bill regarding Puerto Rico statehood,
Payday Loans have the green light when it comes to going where the financial need is greatest. Access to conventional credit plays a large role. (Photo: flickr.com)

Payday Loans: Going Where the Need is Greatest

Fed Study Shows Payday Loan and Related Outlets Cluster Payday loans are an inescapable landmark in America’s modern economic landscape. The popularity of the short term loan product has grown significantly since the early 1990s, and it’s no wonder. Giving consumers the ability to absorb financial shocks in the short term – enabling them to

Columbia University drug bust: five students arrested

Five students were arrested Tuesday as part of the massive Columbia University drug bust. The young suspects said nothing as they were handcuffed and taken into custody early that morning. They are being charged for selling thousands of dollars worth of drugs out of dorm rooms and fraternity houses. Suspects in the Columbia University drug
Rocket Launch

Two Federal Reserve banks want higher rates on emergency loans

Throughout the recession, the Federal Reserve has kept overall interest rates hovering near zero, in order to keep deflation or further inflation from taking place. The 12 regional Federal Reserve Bank directors recently met, and one of the items for discussion was concerning the discount rate on emergency loans. A discount rate is basically the
If you need credit repair help, make sure you know who you are working with.

Credit Repair Scams are on the Rise

Credit Repair History Credit repair services started out with an honorable mission: to help people get out of debt and live the American Dream. They were originally designed to help people get back on track financially, while repairing the damage done due to a variety of circumstances that ruined their credit in the first place.

Paul Shirley on Haiti: “I won’t give them a cent”

Free speech is a double-edged sword One of the great things about living in America is that we have the right to free speech. Everyone – including athletes – can blog about their political opinions without having to fear a masked hit squad coming to their door in the middle of the night. Such is
laptop users risk toasted skin syndrome

Heavy laptop users risk toasted skin syndrome from intense heat

“Toasted skin syndrome” is the latest hazard to be revealed for video game addicts and assorted computer geeks. Toasted skin syndrome, a condition usually suffered by foundry workers or glass blowers, is mottled discoloration caused by prolonged exposure to heat. A case involving a boy who developed toasted skin syndrome playing video games on a

The best and worst organic grocery buys

Organic produce can be very expensive. With recent reports showing that groceries are getting even more expensive, many are wondering whether organic produce is worth the cost. U.S. Department of Agriculture tests show that some produce is worth it and some not so much. Understanding the cost of organic There are several different organic certifications