Latest financial news and information

Obama wants KORUS, a NAFTA-style Korea free trade agreement

President Obama has endorsed KORUS, a Korea Free Trade agreement that will allegedly bring jobs. But critics see another NAFTA coming.
Cover of a Korean graphic novel about Barack Obama.

Forever Lazy puts an adult spin on a childhood favorite

The suit made by Forever Lazy, an adult size onesie, is causing quite a stir. The infamous Snuggie could be facing some serious competition.
Onesie

Repossessions by mortgage loan lenders climb

Foreclosures by banks are declining, but repossessions, which do the same thing without the paperwork, are skyrocketing as well as auctions.
Gavel

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

IKEA gives 12,400 bicycles, custom-made, for holiday bonus

IKEA gave each of its employees a flat-pack, assemble-your-own custom bicycle as a holiday bonus. Is this a hypocritical move for the company?
Ikea

Emergency money not easily found with deficit trouble

The US and its citizens are looking for emergency money, but with the huge deficit to overcome, it may not come easily.

Peer to peer loan lenders bypass bank middlemen

A way to bypass the middlemen at the bank is to look into peer to peer loan lenders. People who qualify can get loans at below bank rates...
Bank Lobby

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Iceland Volcanic Activity | Signs of more to come?

Volcanoes in Iceland began erupting recently. What effects on the global climate can volcanic eruptions like these have? CLICK TO READ MORE ...
Lava spews out of an erupting volcano

Credit Counseling – Debt Management Plans and Consumer Psychology

Credit counseling for consumers depends greatly upon on consumer attitude and intent. Xiao and Wu's study looks at the connection. START HERE.
Credit counseling and a debt management plan can lead to greater peace of mind for consumers in a bind, but proper education is needed first. (Photo: picasaweb.google.com)

The Strategic Default | When Billionaires Walk, Millions Talk

This is neither a joke nor a column of gossip, but is a fact that when billionaires walk away from their obligations, millions are forced to talk.
The Morgan Stanley Building in Time Square, NYC (Image from jimyi, Flickr.com)

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Watch 2011 Super Bowl commercials without pesky football game

The Super Bowl commercials 2011 are already leaking on YouTube. You can watch them all in a timely matter -- even if you don't have a TV.
TV

Grocery Store Madness Requires a Plan to Save

Everybody has to go to the grocery store once in a while, but not everyone approaches them with strategies for saving money. Here are a few of the things I...

Pay Day Loans can Help when Your Job is Among those Lost Forever

It is a sad truth, but many jobs that were cut during the recession will likely not be brought back at all. If you are in this situation pay day loans may help.

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

New Travel Restrictions Kick the Airlines While They’re Down

Federal officials have been purposely vague about the new travel restrictions, but one thing is for sure: It can't hurt to get to the airport extra early...
Airports will likely be a little backed up for New Years travel. Image from Flickr.

Forever 21 | High Fashion, Low Prices

The Forever 21 site offers 21 items for 20 percent off every day. Regular prices at Forever 21 are already great -- I didn't see anything for more than $25...
Japanese Woven Dress, $15.84

U.S. rare earth metals mine reopens to combat Chinese monopoly

A rare earth metals mine in California is reopening as a Chinese monopoly controls 97 percent of the world's supply...
chinese rare earth monopoly

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Frivolous tax arguments are amusing, but the IRS penalty is not

When it comes to frivolous tax arguments, the Internal Revenue Service has zero tolerance for clowning around in the name of tax evasion.
irs penalty