Yearly Archives: 2011

US CEOs bullish on sales, hiring increases

U.S. CEOs surveyed by Business Roundtable were optimistic that sales in the next six months will facilitate increased hiring.
A young woman wears a T-shirt that reads, “You should offer me a job. Look at how creative I am.”

Tighter regulation urged by Congress for business credit cards

Members of Congress are lobbying the Federal Reserve to regulate business credit cards more like personal credit cards.
Visa card

American express to issue a new prepaid debit card

American Express is unveiling a prepaid debit card on June 21. It requires no bank and is seen as a new trend in the credit card industry.
American Express

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Little things that can mar a credit report

Watch out for the little things that can gang up on your credit report and bring down your FICO score.
Cartoon of an angel and devil standing side-by-side. The angel is offering angel's food cake on a plate, while the devil is offering devil's food cake.

Virginia working to reduce use of payday and car title loans

The state of Virginia technically allows payday lending and car title lending, but has both products contained with legislation.
Payday loan store

Fed backs off on quantitative easing

The direction of the U.S. economy appears to be headed away from quantitative easing. Will the Fed allow a long-term solution to take hold?
A close-up, high-contrast photo of U.S. $20 bills, fanned out.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Russian ATMs know if you tell a lie

Russian banking giant Sberbank is testing lie-detecting ATMs that can help prevent consumer credit fraud.
A lineup of ATM's in Chang Mai airport in Northern Thailand.

Tips for a more successful yard sale

Spring is here; time to declutter and spend time outside. How about a yard sale? Some planning will make it more profitable and low-stress.
A yard sale

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

July deadline looming for ruling on debit card fee cap

An extension for the debit card fee cap has failed to pass the U.S. Senate. The Federal Reserve will rule on a cap on fees in July.
Debit card

Study: Unemployment dragging down student test scores

A new study by the National Bureau of Economic Research has found that unemployment has a correlation to decreased student test scores.
A seemingly happy eighth-grade girl.

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Sites offering peer-to-peer personal loans keep growing

Websites, such as Prosper.com and LendingClub.com, that offer peer-to-peer personal loans are starting to expand quite rapidly.
A desktop computer setup

Value of college questioned with high loans and unemployment

As student loan balances and unemployment grow, people are beginning to question the value of college. The numbers say it does have value.
College Graduates

National debt ceiling debate affects us all

Congress debates as U.S. nears the debt ceiling. If it is not raised and no compromise is reached by August, the effects will be felt by all.
Nationald debt clock

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Goldman Sachs takes aim at Senate report

Goldman Sachs is preparing to fire back at the Senate subcommittee that drew attention to the firm's gross profits from subprime speculation.
Night view of the Goldman Sachs building on the harbor front at Paulus Hook in, Jersey City, N.J.

Credit unions enter the payday loan business

Many credit unions are now offering short term, high interest loans similar to payday loans, and the practice is getting mixed reactions.
Credit union sign