Monthly Archives: June 2011

Debt collectors trying to polish image in media

Debt collectors are starting to get into the media, but this time they're trying to rehabilitate their image in the press.
A call center

Virginia working to reduce use of payday and car title loans

The state of Virginia technically allows payday lending and car title lending, but has both products contained with legislation.
Payday loan store

Fed backs off on quantitative easing

The direction of the U.S. economy appears to be headed away from quantitative easing. Will the Fed allow a long-term solution to take hold?
A close-up, high-contrast photo of U.S. $20 bills, fanned out.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Number of people taking 401(k) loans hitting record high

The number of people that are taking personal loans out from their 401(k) accounts through employers are at a record high.
Jar full of coins

Russian ATMs know if you tell a lie

Russian banking giant Sberbank is testing lie-detecting ATMs that can help prevent consumer credit fraud.
A lineup of ATM's in Chang Mai airport in Northern Thailand.

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

President Obama talks about his personal finances

President Obama was asked Wednesday how he handles his personal finances. He says his philosophy involves smart spending and frugal saving.
President Obama strides

Tips for a more successful yard sale

Spring is here; time to declutter and spend time outside. How about a yard sale? Some planning will make it more profitable and low-stress.
A yard sale

July deadline looming for ruling on debit card fee cap

An extension for the debit card fee cap has failed to pass the U.S. Senate. The Federal Reserve will rule on a cap on fees in July.
Debit card

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Study: Unemployment dragging down student test scores

A new study by the National Bureau of Economic Research has found that unemployment has a correlation to decreased student test scores.
A seemingly happy eighth-grade girl.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Sites offering peer-to-peer personal loans keep growing

Websites, such as Prosper.com and LendingClub.com, that offer peer-to-peer personal loans are starting to expand quite rapidly.
A desktop computer setup

Value of college questioned with high loans and unemployment

As student loan balances and unemployment grow, people are beginning to question the value of college. The numbers say it does have value.
College Graduates

National debt ceiling debate affects us all

Congress debates as U.S. nears the debt ceiling. If it is not raised and no compromise is reached by August, the effects will be felt by all.
Nationald debt clock

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Goldman Sachs takes aim at Senate report

Goldman Sachs is preparing to fire back at the Senate subcommittee that drew attention to the firm's gross profits from subprime speculation.
Night view of the Goldman Sachs building on the harbor front at Paulus Hook in, Jersey City, N.J.

FTC sues another get rich quick infomercial company sued

The Federal Trade Commission has slapped a company promising people they can "get rich quick" through real estate, with fraud suit.
A Jackalope, a fictional type of rabbit with antlers