Monthly Archives: May 2011

Plunging commodity prices leaving investors jittery

Prices of gold, silver, coffee, oil, gasoline, copper and other "safe haven" investments have dropped precipitously in the last few days.
Silver coins

Arkansas cracks down on online payday lenders, consumer choice

The Arkansas Attorney General's Office obtained court orders forcing online payday lenders out of contracts with Arkansas residents.
Highway sign welcoming drivers to Arkansas, “The Natural State.”

The basics of a credit score

A credit score is a number used for many reasons, but taking control starts with understanding what is behind it.
FICO Score

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Payday lenders thriving despite regulatory climate

Though people are saving money more and regulatory climates are changing, payday loan lenders are continuing to thrive and expand.
Storefront of a payday loan lender

Students have a hard time paying off personal loans

College graduates are having an increasingly difficult time paying back student loans. One in four struggle, and 7 percent are in default.
Students in graduation attire

Tough choices in a tough job and housing market

Be sure to calculate the cost of living difference before you relocate for work, and check out these tips on how to sell your home.
calculator

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Banks will not raise ATM fees too high for now

ATM fees won't climb too much higher, at least for now. Chase has ended a $4 and $5 ATM fee program, as consumers can stand only so much.
Automatic Teller Machine

Tips for starting a small business on the right foot

Getting your new small business up and running requires lots of work. Here are new small business ideas to help give you a running start.
A small business owner turning the sign to “Open.”

New rule makes Social Security benefits off-limits for garnishing

Social Security benefits are now a little harder to garnish, under new rules passed to make garnishing benefit payments more transparent.
Social Security card

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.