Monthly Archives: April 2011

Condominium ownership becoming more difficult

As of March 1, new rules regarding mortgages on condos went into effect, leaving many condo owners and hopefuls in a difficult position.
Condo

Paying mortgages getting easier, but housing still depressed

Surveys of consumers are revealing that homeowners are finding it easier to pay the mortgage, but the housing market is still depressed.
Foreclosure sign

Racial discrimination evident in continued bank redlining

Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
A white piggy bank, shaped like a grenade.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Parents can help college grads secure internships

Parents can help their kids obtain internships for college grads in just a few easy steps. If they don't do it, who will?
A male college graduate hard at work at his internship position.

Nasdaq rebalancing reduces hedge fund manipulation of Apple stock

Reducing Apple's weight on the Nasdaq-100 makes Apple shares less vulnerable to rumors spread by hedge funds to manipulate the entire index.
apple stock

Chances of a dreaded IRS tax audit are low

Tax season brings around the grim specter of an audit by the IRS. Have no fear, as the chances of getting audited are less than 1 percent.
Pillory

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

$16 million cable bill quickly reversed by Time Warner

Time Warner Cable attributes a $16 million cable bill to "clerical error." This incident highlights the danger of financial autopilot.
Time Warner

Government employees to bear brunt of government shutdown

Bickering in Congress may lead to a government shutdown to make political points. However, government workers will bear the heaviest burden.
Cubicle farm

Refund anticipation loans could become endangered species

Regulations have made it hard for tax preparers to find financing for refund anticipation loan programs, which could disappear altogether.
Tax preparation

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Avoid payday loan default with an extended payment plan

CFSA-member payday lenders offer consumers the option of an extended payment plan on payday loans when borrower default is a possibility.
A black-and-white photo of a key in a door lock.

McDonald’s hiring spree will produce 50,000 jobs on April 19

A McDonald's hiring spree – aka McDonald's Hiring Day – will produce 50,000 jobs on April 19. That's more than $518 million in added wages.
Outside a McDonald's location in Adelaide, Australia. The Golden Arches symbol is clearly visible atop the advertising sign.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

Center for Responsible Lending has new report on payday loans

A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Fanned cash

Construction sector continues to hold back economic recovery

Construction spending is at historic lows, another consequence of a housing market that drags on economic recovery ...
residential construction

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Real wages still stagnant as unemployment recedes

Recently, it was reported that unemployment is starting to recede, but those who are employed are experiencing stagnating wages.
Dollar

Rising stocks behave out of character with positive jobs report

Because investors equate lower payrolls with higher profits, the stock market historically performs better when unemployment is higher.
jobs report