Monthly Archives: March 2011

Learn how to avoid Japan aid scams

Scammers often try to exploit charitable people. Avoid Japan aid scams with tips from Consumer Reports and the Better Business Bureau.
A scene of destruction from the Japan tsunami of early 2011.

High gas prices may spur more people to use public transportation

A new study asserts that if the cost of gas hits $4 a gallon, more people are going to start using public transportation to save money.
The Bus

Making a personal budget: Know the ins and outs

Making and sticking to a budget requires some discipline, but once setting aside money becomes a habit, you'll have a brighter financial future.
A piggy bank graphic depicting all the areas consumers should consider when it comes to making a personal budget.

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Poor personal finance leaves NFL players at a loss during lockout

The spendthrift ways of many football players may weaken their union's position against team owners in the NFL labor dispute ...
nfl lockout

Jobs for grads: Tips for making a big splash on the job hunt

Job hunting tips for college graduates can make finding real-world gainful employment less painful in a tough, post-recession job market.
Street signs marking the intersection of Opportunity Drive and Career Drive.

Fewer people financially confident about entering retirement

A recent survey found that workers are feeling less confident that they'll survive financially after retirement, and they're right to worry.
401K

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Falling vacancy rates signal sharply rising rents in near future

Falling supply and rising demand will dramatically increase rental rates as United States residents adjust perceptions about home ownership.
rental vacancy rates

Private, low-interest loans offered to small farms

A small farm can usually count on having about 10 percent of income to reinvest. Now, Whole Foods and others are offering small farm loans.
Whole Foods

What each minute of your time on Facebook is worth

Facebook reports its users spend more than 700 billion minutes on the site each month. Facebook earns just a couple of cents per user per minute.
Facebook

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

Consumer lending still slow to recover from recession

Though there are occasional signs of life, consumer lending, especially for housing continues to be slow to recover from the recession.
Housing

American millionaires say wealth starts around $8 million

A survey found that four in 10 American millionaires needed to have about $8 million to feel rich. The average American makes $33,000 a year.
Andrew Carnegie

Relocated for work? Consider deducting moving expenses

Moving expenses can be tax deductions, as long as they are business related. It doesn't matter if you are an employee or self-employed.
A man carrying moving boxers down a flight of stairs.

You Are Not Supposed To Know Cash Advances Online Do Not Require Any Credit

Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.
Credit is not a factor with cash advances online. There are not credit checks so their is no hard inquiry on your record to lower your credit score.

More Americans get shortchanged by taking Social Security early

Each year a person waits for Social Security brings a greater risk-free return for retirement than taking the money early and investing it.
taking social security early

Lawsuit calls out HUD rule change on reverse mortgages

Three people are suing the Department of Housing and Urban Development; they didn't know they could lose their homes to reverse mortgages.
Bank Owned

JP Morgan Chase may cap debit transactions at $50 or $100

JP Morgan Chase is considering a $50 or $100 debit card transaction cap. This would apply even when used as credit.
Close-up of the VISA logo on a debit card. The Chase bank logo can be seen in the bottom right-hand corner of the photo.

Personal Online Lending and How It Can Make or Break Your Family Budget During Hard Times

Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.
Hard times befall us all but you do not have to break your budget to pay your bills. Use personal loans responsibly to avoid penlaties and late fees.

Civil war in Libya does not affect US gas prices

There has been a lot of coverage saying the Libyan civil war is causing gas prices to rise, but the U.S. doesn't import much oil from Libya.
Gas pump

Some colleges considering rejecting student loan funding

Facing high default rates and new rules aimed at for-profit schools, some community colleges are opting out of federal loan programs.
Graduation