Monthly Archives: March 2011

Avoid bad buying practices and use credit cards to your advantage

Responsible credit card use can be beneficial to you and your credit report. Be careful; it's easy to develop bad habits with credit cards.
The corner of a credit card with a Visa logo.

Climate change in Columbia driving US coffee prices sky high

Hot weather and heavy rains have hurt Columbian coffee production as global demand catches up with coffee drinkers in the United States.
coffee prices

Lawsuit lending the latest target of legislation

Lawsuit lending is a new industry that some legislatures are calling usury -- and others are calling a much-needed service.
Lawsuits

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

How to save money when world food prices are rising

Global food prices are rising and will likely continue to do so. However, there are ways to save money for the do-it-yourself inclined.
Community Garden

Welfare payments make up 35 percent of total US wages, study says

Recession recovery has led to a disturbing statistic: Social welfare payments and services make up 35 percent of wages in the United States.
The old version of U.S. food stamps, from 1980.

House financial committee considers Missouri payday loan bills

Missouri HB 132 and HB 656 are a study in contrasting payday loan legislation. One would kill the industry, the other would deal reasonably.
The state flag of Missouri.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Keep an eye out for commonly overlooked tax deductions

Millions of Americans hand the IRS hard-earned money that they could keep because they overlook deductions hiding in complicated U.S. tax code.
u.s. taxcode

Applications for mortgage modifications spike with low rates

Mortgage applications have risen recently, though the spike was due to low interest rates spurring interest in mortgage modifications.
Applying for a loan

Global food inflation starting to hit US grocery budgets harder

Global competition for basic agricultural commodities is increasing pressure and causing higher food prices for consumers in the United States.
food inflation

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

The four basics of renting out your space

It is a great market for landlords to rent out housing, but you should take a few simple steps to protect your wallet from unexpected hits.
Room for Rent

Does Groupon hurt small business?

Groupon and other deep discount coupon websites are great for marketing. Small businesses should approach – but with some caution.
The Groupon corporate logo. The subtext reads “Collective Buying Power.”

Airline fare hikes blamed on rising fuel prices

A sixth increase in airline ticket prices for the year has brought the average price of a ticket up to $260 as gas prices continue to rise.
Jet Fuel

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Android selling more smartphones than Research in Motion

Android is now the best selling operating system for smartphones. It has finally dethroned Research in Motion, maker of the Blackberry.
Blackberry

Consumers borrowing more money but not from credit cards

A recently released Federal Reserve report indicates that more people are borrowing money, but fewer of them are doing so with credit cards.
Credit Card

Libya needs food: The struggles of humanitarian aid

The crisis in Libya rages on, and refugees are finding it difficult to obtain food. The U.N. and U.S. are spearheading food delivery efforts.
El Saharara oil field in Libya. Fire billows from a vent.

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Million-dollar home sales increase as prices continue to slide

Wealthy Americans are taking advantage of depressed prices and low mortgage rates on large loans while the housing market continues to decline.
luxury real estate

At final hearing for TARP, critics call bailout program a failure

As TARP ends, the Treasury official in charge of it defended the program, but critics said that it only helped Wall Street, not Main Street.
wall street banks