Monthly Archives: March 2011

Homeownership questioned by growing number of skeptics

Homeownership, a hallmark of the American Dream, is being questioned by a growing number of skeptics who think it is not a good investment.
American Home

Good news bad news for consumers as AT&T bids to buy T-mobile

AT&T has made a $39 billion bid to purchase T-Mobile. If the DOJ and FCC agree, it would create the largest wireless company in the United States.
AT&T logo

Same day loan industry stands against rogue debt collectors

The Community Financial Services Association of America, which represents U.S. personal lenders, stands against aggressive collection practices.
The Community Financial Services Association of America logo.

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Bridge Loan basics: Financing short-term obligations

A bridge loan is used most often to fill the gap of financing between purchasing houses, but people are finding other ways to use them now.
Bridge

Wisconsin judge blocks anti-collective bargaining bill

In a minor victory for the working class, the Wisconsin anti-collective bargaining law has been temporarily blocked by a Dane County judge.
An image of Wisconsin on a map. The state is a raised fist, and the word “Solidarity” hovers above.

FTC fines company $250,000 for sock puppet reviews

The FTC has charged Legacy Learning $250,000 for creating fake online reviews; this shows how you purchase online is as important as where.
Guitar

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

JP Morgan Chase introduces $5 ATM transaction fees

JP Morgan Chase is leading the charge to raise non-customer ATM fees. The bank has introduced a whopping $5 non-customer fee.
A JP Morgan Chase high-rise office building

Reduce your homeowners insurance premiums with these credits

Lower your homeowners insurance premium with these hidden homeowners insurance credits.
A miniature model home is on fire.

Lawmakers seek to curb spate of debt collection arrest warrants

As the debt collection industry booms, debt collection arrest warrants are interfering with pursuit of serious crimes in some states.
debtors prison

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

Visa creating a person-to-person payment system

Calling cash "inefficient," Visa has announced a new P2P payment system that will compete with PayPal and start-ups like Square.
Square Card Reader

Congress looking to reign in financial protection bureau

Congress is looking to curtail the reach of the Consumer Financial Protection Agency, as some legislators believe it has too much power.
Elizabeth Warren

Illinois payday lender sues, calling reforms unconstitutional

Illinois Lending Corp. is suing so that a provision within the Illinois Payday Loan Reform Act can be blocked. It's a Constitution argument.
A law stamped “Unconstitutional” in large letters.

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Tibetan Mastiff breaks record as most expensive dog in the world

Prices for Tibetan Mastiffs have risen 500 percent in the last few years as China's super-rich seek the breed as the ultimate status symbol.
worlds most expensive dog

Meltdown in Japan and budget cuts endanger cheaper electricity

Nuclear power is a great way to get cheaper electricity, and new plants are unlikely because of the crisis in Japan and U.S. budget cuts.
Nuclear plant

Tame grocery budgets with extreme couponing and other tricks

You can save a bundle with extreme coupon clipping and food stockpiling. One mother of four says she feeds her family for $10 a week.
Three women mock-dumpster diving for grocery store coupons.

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

March Madness: the NCAA billion-dollar money-making machine

The NCAA tournament each year generates billions of dollars in broadcast rights, advertising revenue and betting on games in office pools.
a college basketball player going in for a layup

UK adds to basket of goods used to calculate Consumer Price Index

The United States adjusts the Consumer Price Index every few years, but the U.K. has already updated its basket to include smartphone apps.
Market Basket