Monthly Archives: March 2011

High gas prices may spur more people to use public transportation

A new study asserts that if the cost of gas hits $4 a gallon, more people are going to start using public transportation to save money.
The Bus

Poor personal finance leaves NFL players at a loss during lockout

The spendthrift ways of many football players may weaken their union's position against team owners in the NFL labor dispute ...
nfl lockout

Fewer people financially confident about entering retirement

A recent survey found that workers are feeling less confident that they'll survive financially after retirement, and they're right to worry.
401K

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Falling vacancy rates signal sharply rising rents in near future

Falling supply and rising demand will dramatically increase rental rates as United States residents adjust perceptions about home ownership.
rental vacancy rates

Private, low-interest loans offered to small farms

A small farm can usually count on having about 10 percent of income to reinvest. Now, Whole Foods and others are offering small farm loans.
Whole Foods

What each minute of your time on Facebook is worth

Facebook reports its users spend more than 700 billion minutes on the site each month. Facebook earns just a couple of cents per user per minute.
Facebook

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Consumer lending still slow to recover from recession

Though there are occasional signs of life, consumer lending, especially for housing continues to be slow to recover from the recession.
Housing

American millionaires say wealth starts around $8 million

A survey found that four in 10 American millionaires needed to have about $8 million to feel rich. The average American makes $33,000 a year.
Andrew Carnegie

Relocated for work? Consider deducting moving expenses

Moving expenses can be tax deductions, as long as they are business related. It doesn't matter if you are an employee or self-employed.
A man carrying moving boxers down a flight of stairs.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

More Americans get shortchanged by taking Social Security early

Each year a person waits for Social Security brings a greater risk-free return for retirement than taking the money early and investing it.
taking social security early

Lawsuit calls out HUD rule change on reverse mortgages

Three people are suing the Department of Housing and Urban Development; they didn't know they could lose their homes to reverse mortgages.
Bank Owned

JP Morgan Chase may cap debit transactions at $50 or $100

JP Morgan Chase is considering a $50 or $100 debit card transaction cap. This would apply even when used as credit.
Close-up of the VISA logo on a debit card. The Chase bank logo can be seen in the bottom right-hand corner of the photo.

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Civil war in Libya does not affect US gas prices

There has been a lot of coverage saying the Libyan civil war is causing gas prices to rise, but the U.S. doesn't import much oil from Libya.
Gas pump

Some colleges considering rejecting student loan funding

Facing high default rates and new rules aimed at for-profit schools, some community colleges are opting out of federal loan programs.
Graduation

College financial aid advice for middle-class families

Finding financial aid for middle-income families is easier if you have a plan. Search for need- and merit-based, and don't forget tax breaks.
A young female graduate in black cap and gown.

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

30-year fixed-rate mortgage tied to demise of Fannie and Freddie

The 30-year fixed-rate mortgage, which only exists because of mortgage insurers Fannie and Freddie, is likely to disappear along with them.
30-year fixed-rate mortgage

Experian to include rental data in credit reports

Thanks to Experian RentBureau, some tenants will now be able to contribute to a good credit score by maintaining consistent rental payments.
A “For Rent” sign.