Daily Archives: March 23, 2011

Understanding the down side of avoiding credit

Eschewing credit is not a good way to build a credit history. Creditors want to see the borrower can handle credit responsibly.
A stack of credit cards against a black tabletop.

Demand that debt collectors verify your debt before paying

When debt collectors beat down your door, stand up to them, and demand that they provide you with written verification of the debt.
A woman's hands emerging from the deep end of a full pool, struggling to reach the exit rail.

Unreported health care costs for Americans add up to billions

Americans spend more on health care than surveys report. Hidden costs such as ambulances and alternative treatments cost billions annually.
Ambulance