Credit Card

Student loans are income, say credit card companies

The Credit Card reform act of 2009 was supposed to fundamentally change how credit card companies worked. Many aspects of the credit card business have changed. For students, however, student loan debt can be considered as income to pay off debts. Student loans versus credit cards In June of 2010, student loan debt surpassed credit
Chromosomes

New prenatal screening test drastically decreases risks

A new testing procedure can greatly cut the risk involved for pregnant women in prenatal screening tests for genetic abnormalities. Screening for developmental abnormalities while a fetus is gestating carries an inherent risk of triggering a miscarriage. The new procedure cuts the risk to near zero. Testing procedure could reduce invasive tests A study from
Gabrielle Giffords

Shooting victim Gabrielle Giffords’ condition improving steadily

Gabrielle Giffords, who was wounded during the Tucson, Ariz., shooting spree, is showing signs of improvement. Still connected to a ventilator, she has shown spontaneous movement and response to verbal communication. Her doctors are confident that she will survive, but the extent of the damage remains to be seen. Gabrielle Giffords steadily improving from near
Snow

Snow in Hawaii means 49 out of 50 states have snow

Huge snowstorms are pounding many parts of the country today. The report of snow in Hawaii and a Hawaii winter warning for the state show the effects of La Nina. Approximately 71 percent of the United States is currently covered with snow. Snow in Hawaii at 8,000 feet and Hawaii winter warning Hawaii is a
Wells Fargo

Try secured credit cards to rebuild damaged credit scores

There’s a great tool for rebuilding or establishing credit called secured credit cards. Secured cards work just like traditional cards, except the limit is determined by an upfront deposit that secures the credit. Most major banks offer them. For lousy or nonexistent credit, try secured credit cards Credit cards are one of the most ubiquitous
An older woman, panhandling on a city street.

U.S. wage downturn eclipses that of 1981-82 recession

When it comes to salary, something is better than nothing. However, for the lucky few who do manage to find jobs during this recession, many are finding that what they earn today pales in comparison with what they made before they were unemployed, reports the Wall Street Journal. The nationwide wage downturn is so severe
verizon iphone rumors included a white model

Verizon stock dives after iPhone announcement, Apple stock soars

Verizon stock did not benefit from the company’s announcement confirming the Verizon iPhone. In fact, Verizon stock fell Tuesday shortly after the Verizon press conference. But Apple stock value, which is partially based on the iPhone, rose 6 percent in the last week driven by Verizon iPhone anticipation. Verizon stock: buy the rumor, sell the
A room full of people waiting for their turn in line at the DMV.

DMV.ca.gov launches new online services

There are few things in life as monotonous and frustrating as waiting in line at the Department of Motor Vehicles. Yet the most unlikely of heroes – dmv.ca.gov – has stepped forward with a sanity-preserving service, reports the Modesto Bee. Driving records are now available online. Don’t stand in line, go online at dmv.ca.gov Bureaucracy
Tom DeLay

Money laundering conviction gets Tom DeLay three years in prison

Disgraced former Congressman Tom DeLay has been sentenced to three years in prison for money laundering. The former House majority leader was found guilty of illegally funneling money from corporate donors to state Republican candidates. Texas law forbids corporate donations to political campaigns. Tom DeLay sentenced to three years Tom DeLay, the former Republican Majority
financial literacy

Financial independence relies on smart spending as much as saving

Unless you win a $380 million Mega Millions jackpot, smart spending is the only way to avoid debt and save for retirement. Becoming financially literate is one of the keys to smart spending. Having the commons sense to realize there is no such thing as “unexpected expenses” is another. Financial literacy and financial independence Most
Soil

Groups after anchor babies attacking jus soli doctrine

Currently, there is a group of state level legislators trying to keep “anchor babies” from becoming citizens. Some parties would like to see the doctrine of “jus soli,” or “right of the soil,” thrown out altogether. Jus soli is a fundamental of citizenship law in the United States and many other nations. Right of the
fluoridation

Feds recommend lower fluoride levels in drinking water

Fluoride levels in drinking water should be lower, according to the federal government. The availability of fluoride from other sources has reduced the amount of fluoride in drinking water necessary to prevent tooth decay. Some children have been getting overexposed to fluoride, which causes spots or streaks to appear on tooth enamel. Optimizing fluoride levels
Witch

Romanian witch tax caps off a big year for witches

Recently, the Romanian government passed what people are calling a “witch tax.” The tax applies to  people who are employed as witches and fortune tellers, who must now pay income taxes and into government pension funds. There seems to have been a lot of witch related media over the past year. Curses and praises alike
Walking

Walking speed predicts life span and health of seniors and cities

A new study published in the Journal of the American Medical Association has found that walking speed can predict life span. The speed of a person’s walking gait has been found to predict life expectancy. A person’s walking speed can also indicate the city where they live. Walking speed predicts life span An analysis published
Anthrax

Tide with Anthrax stories are the latest riff on old wives tale

Consumers beware, because according to a chain email and text message, samples of Tide have anthrax with them. The story goes that terrorists have infused samples of the laundry detergent with anthrax, a deadly disease spreading spore. The anthrax in Tide hoax is just a new take on an old wives tale. Whoever believes Tide
Mac App store

Mac App Store goes live to rain on opening day parade of CES

The Mac App Store opened without the fanfare characteristic of Apple Thursday. The Mac App Store offers about 1,000 Macintosh applications Mac users can instantly purchase and download. The Mac App Store, based on the Apple App Store model, promises to revolutionize software distribution channels. Mac App Store offers steep discounts The Mac App Store