New credit card laws 2010

New credit card laws 2010 in effect today

New credit card laws negatively affect banks Legislation passed last year on new credit card laws goes into effect today, and banks are none too happy about it. “JPMorgan Chase, the nation’s largest credit card issuer, warned it expected its credit card business to lose as much as $750 million this year as a result

The Decision to Consolidate Student Loans

Consolidating student loans can improve the bottom line Consolidating student loans may be a helpful alternative for someone struggling to pay off multiple loans, particularly if some have high variable interest rates. Although college loans are considered to be good debt because they are financing a person’s future, they can nonetheless be a burden to

Consider the Cash Advance Before You Borrow From Loved-Ones

Borrowing money from family or friends Many people are considering cash advances, credit cards and savings obsolete in the current market. They either don’t have these tools or are wary of using them to cover bills. The age-old fallback plan for a lot of people is to find family or friends to borrow money from.

How to build savings and move away from payday loans

Today’s world and the payday loan In today’s world, payday loans have become a reliable funding option. Many people find themselves at a shortfall when it comes to paying their monthly bills. Since the recession, credit cards have proven to be not as reliable as once thought. Credit lenders closed their doors sharply when they

Student Loans Can Be Good Debts

Student loans are in investment in success The word debt often carries negative connotations, but there are times when debt is considered a good thing. Student loans, for instance, can be considered good debts. It would, of course, be preferable not to have to borrow money to pay for college, but not everyone can finance

Four Good Reasons to File Income Tax Returns Online

Are you tired of those ads about filing tax returns? As January approaches, you begin to see all of the advertisements for tax services. You see the adverts on television, billboards, and on the internet. You are cruising in your vehicle to your favorite song and the first advertisement you hear is a tax service

Please Rob Me combines Twitter and Foursquare

It’s satire, people – not a call for anarchy You know that it is dangerous to broadcast exactly where you are over the World Wide Web, right? Let’s set aside the ways in which the powers that be monitor us every day. I’m talking about revealing your location to complete strangers so that they can

Save Money on Taxes While Investing for College

Save Money for College by Saving on Taxes People who pay close attention to finances as well as the tax laws have discovered that under certain circumstances the government offers significant savings to people who plan ahead for college expenses. Many of these programs have made it easier for parents to save money for college

Garbage Island brews a toxic chemical soup

And it’s out there in the Great Pacific Garbage Patch, world! For those of you who have never heard of this, it definitely bears repeating. The Great Pacific Garbage Patch (aka “Garbage Island“) will eventually destroy the Pacific Ocean. That damper upon our vast ecosystem will be yet another thing that will eventually kill us,

Consumers Needing Fast Cash Still Can’t Rely on Banks

Demos’ financial report Consumers in need of fast cash may be upset when they hear about bank performance. Coming soon is a report of fourth-quarter earnings from major banks and the economy is bracing for the news. Experts predict that most big banks have done pretty well for themselves in the past few months and

A New Breed of Entrepreneur

The job market faltered One thing that the economic downturn did was spur on creativity. Many workers were used to the usual 9-to-5 grind and to collecting a paycheck twice a month. The recession has begun to change that as well as the way people conduct their day-to-day lives. Entrepreneurs in the new economy In

You can save payday cash by looking for new auto insurance

Car insurance costs When it comes to having more payday cash, it’s important to look thoroughly at your monthly bills. One area where people frequently find savings is in the area of car insurance. Everyone needs car insurance, but the cost varies greatly among companies. When making the decision of whether or not to look

Workers Struggle for Payday Cash While CEOs Reap Benefits

The American worker Employees all over the country are struggling with maximizing their payday cash. It was a rough year for the American worker. Hefty job cuts and lay-offs combined shot the unemployment rate up to 10%. The recession had a detrimental effect on the job force, but one sector of that force has come

Don’t forget these top 10 overlooked tax deductions

Because you deserve a bigger tax refund Whether your tax return is a piece of cake or you have a lot of balls to juggle in order to get the numbers to work, there are always tips and tricks that can make things better. They don’t require online loans, and they most certainly do not
Jobs bill, Harry Reid

Jobs bill undergoes big cuts, despite bipartisan support

Reid does hack job on bill By all accounts, the jobs bill was on the path to victory. However, Senate Majority Leader Harry Reid announced yesterday that he would be making massive cuts to the bill, cutting the $85 billion price tag down to $15 billion. How did he do it? According to Fox News,

Death Bear comes to those who call

If you’re suffering from lost love, Death Bear can remove evidence “I must not fear. Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past I will turn the inner eye

Mortgage Foreclosed? You Might Still Owe Money

Foreclosure doesn’t always wipe out a mortgage debt With housing markets across the county in shambles, millions of homeowners are sitting on real estate that’s worth less than they owe on it. Many of those people are also having trouble making their monthly mortgage payments, and some of them are losing their homes as a