How to Manage Tax Deductions

Tax laws are complex Tax laws are getting more and more complex. Even with online filing available, there is still a myriad of ways consumers can get tripped up. Although some people choose to have their returns prepared by tax professionals, many more do the job themselves. For those who want to avoid tax debt,

HMO Investors and The New Health Plan

Update on HMO investors concerning new Health plan. Many health industry analysts are blowing off President Barack Obama’s health care reform bill passed Monday. This reform is expected to yield a higher percentage of stocks because it is expected that government payments to privately run Medicare plans will be on the rise, according to one
Camebridge Credit Counseling

Old Lawsuit said Cambridge Credit Counseling had conflicts

Cambridge Credit Counseling UPDATE: Way back in 2004, Cambridge Credit Counseling got sued for apparent conflicts of interest and illegally high fees. When this article was written originally, it was based on incorrect information from an outside source, which said Cambridge Credit Counseling  was involved in a lawsuit. However, the lawsuit discussed below was settled
New credit card laws 2010

New credit card laws 2010 in effect today

New credit card laws negatively affect banks Legislation passed last year on new credit card laws goes into effect today, and banks are none too happy about it. “JPMorgan Chase, the nation’s largest credit card issuer, warned it expected its credit card business to lose as much as $750 million this year as a result

The Decision to Consolidate Student Loans

Consolidating student loans can improve the bottom line Consolidating student loans may be a helpful alternative for someone struggling to pay off multiple loans, particularly if some have high variable interest rates. Although college loans are considered to be good debt because they are financing a person’s future, they can nonetheless be a burden to

Consider the Cash Advance Before You Borrow From Loved-Ones

Borrowing money from family or friends Many people are considering cash advances, credit cards and savings obsolete in the current market. They either don’t have these tools or are wary of using them to cover bills. The age-old fallback plan for a lot of people is to find family or friends to borrow money from.

How to build savings and move away from payday loans

Today’s world and the payday loan In today’s world, payday loans have become a reliable funding option. Many people find themselves at a shortfall when it comes to paying their monthly bills. Since the recession, credit cards have proven to be not as reliable as once thought. Credit lenders closed their doors sharply when they

Student Loans Can Be Good Debts

Student loans are in investment in success The word debt often carries negative connotations, but there are times when debt is considered a good thing. Student loans, for instance, can be considered good debts. It would, of course, be preferable not to have to borrow money to pay for college, but not everyone can finance

Four Good Reasons to File Income Tax Returns Online

Are you tired of those ads about filing tax returns? As January approaches, you begin to see all of the advertisements for tax services. You see the adverts on television, billboards, and on the internet. You are cruising in your vehicle to your favorite song and the first advertisement you hear is a tax service

Please Rob Me combines Twitter and Foursquare

It’s satire, people – not a call for anarchy You know that it is dangerous to broadcast exactly where you are over the World Wide Web, right? Let’s set aside the ways in which the powers that be monitor us every day. I’m talking about revealing your location to complete strangers so that they can

Save Money on Taxes While Investing for College

Save Money for College by Saving on Taxes People who pay close attention to finances as well as the tax laws have discovered that under certain circumstances the government offers significant savings to people who plan ahead for college expenses. Many of these programs have made it easier for parents to save money for college

Garbage Island brews a toxic chemical soup

And it’s out there in the Great Pacific Garbage Patch, world! For those of you who have never heard of this, it definitely bears repeating. The Great Pacific Garbage Patch (aka “Garbage Island“) will eventually destroy the Pacific Ocean. That damper upon our vast ecosystem will be yet another thing that will eventually kill us,

Colleges Looking for Fast Cash are Finding it with the Seniors

Senior citizens in the classroom Colleges are struggling to find fast cash these days and surprisingly, it’s coming to them via an odd client base. It seems that senior citizens are courting colleges looking for non-credited classes. That works well for colleges because they can charge anywhere between $25 to $500 per class and it

Consumers Needing Fast Cash Still Can’t Rely on Banks

Demos’ financial report Consumers in need of fast cash may be upset when they hear about bank performance. Coming soon is a report of fourth-quarter earnings from major banks and the economy is bracing for the news. Experts predict that most big banks have done pretty well for themselves in the past few months and

A New Breed of Entrepreneur

The job market faltered One thing that the economic downturn did was spur on creativity. Many workers were used to the usual 9-to-5 grind and to collecting a paycheck twice a month. The recession has begun to change that as well as the way people conduct their day-to-day lives. Entrepreneurs in the new economy In

Feed your sweet tooth on Paczki Day, Fat Tuesday

Flat balls are sweet and full of paczki calories I must take a moment to honor a piece of my heritage, straight out of Poland. I honor it not only because there’s a village with my name on it and I know my ancestors came from the country, but because today is Paczki Day –