Ace Cash Express is a heavy hitter for payday loans

Ace Cash Express has been working hard for customers since 1968

When you need to get somewhere fast, you take the express. That’s the association Ace Cash Express appears to be banking on as they look to avail customers of their payday loans and other consumer financial services. They offer upwards of 1,500 payday loans storefront locations across 38 states, as well as the popular online portal, http://www.acecashexpress.com/.

Largest checking cashing chain in the U.S.

That’s the claim the Irving, Texas-based Ace Cash Express is making, and since they’ve been in business since 1968 – “Earning Your Trust Since 1968″ is their slogan – the claim is far from outlandish. Their stated focus is to “serve consumers who seek an alternative to traditional banking relationships, to gain convenient and immediate access to financial services.” With a client base that is over 38 million strong, they must be doing something right.

What you need to apply

Ace Cash Express doesn’t appear to deviate from the standard laundry list of requirements that many payday loans outlets require for cash advance applicants. Payday loans of up to $1,000 are available if an applicant meets the following requirements:

  1. Regular, steady income is required. At least $1,000 per month is the minimum accepted.
  2. That income source must be verifiable. This is for the customer’s own financial safety, as well as that of Ace Cash Express.
  3. Applicant must have an active checking or savings account. Said account must be at least one month old.
  4. Applicant must be 18 years or older.
  5. If you’re in bankruptcy or about to file, don’t apply.
  6. Whether you’re applying in person or online, you must be a resident of the state in which you’re applying for Ace Cash Express payday loans.

Ace Cash Express works hard for their communities

In addition to providing payday loans, cash advance, check cashing, prepaid debit cards, tax services and other consumer financial functions, Ace Cash Advance takes an active role in community fundraisers and service. They put forth a minimum of one percent of net profits to a wide variety of charitable organizations through their ACE Community Fund. A major focus of this work aids children through educational endeavors, which includes but is not limited to financial literacy.

Ace Cash Express on the Web

With a total customer base that Ace Cash Express marks in the 38 million range, it’s no surprise that they have a significant online presence as well. According to Compete.com, www.acecashexpress.com received 179,844 unique visitors in December 2009, which marked a 28.86 percent increase over the previous month. Their 247,412 total visitors in December was a 37.30 percent improvement over November.

Of the people who visited Ace Cash Express on the Web, 22.27 percent of the traffic came from Google.com, while 12.63 came from Yahoo.com. The most popular search terms of entry were “ace cash express” (17.08 percent), “ace check cashing” (6.08) and “ace cash” (3.59).

If you need money fast, “Ace Cash Express” is a name you can trust for payday loans and cash advance.

Related Video:

Other recent posts by Steve Tarlow

iPhone Security Flaw in PKI handling exploited by hackers

A new iPhone exploit has IT guys biting their nails. Apparently hackers can use it to take control of a connection and shut it down completely.

Kiteboarder killed by sharks off Stuart, Florida

A kiteboarder was killed by sharks off the coast of Stuart, Florida. His name was Stephen Schafer. This is an extremely rare occurrence, to say the least.

Illinois Supreme Court strikes down malpractice cap

The Illinois Supreme Court has struck down the cap on malpractice damage awards, which has set the AMA to foaming at the mouth.