Monthly Archives: December 2009

Consumer Credit Availability and Financial Exclusion in Australia

Payday loans face a low APR cap in Australia, but Nicola Howell suggests that more rate cap diversity/flexibility remain in place to aid at-risk consumers.
Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.

Renters Use Short Term Loans to Handle Housing Issues

Renters are using short term loans to manage housing issues as many properties are going into foreclosure.

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Investors Use Short Term Loans to Flip Foreclosed Houses

House flipping is proving lucrative for investors who use short term loans to build wealth...

If you Need Money Now, try Earning Online

There are many people looking for a way to earn extra cash these days. For those who need money now, online opportunities may be the answer.
Image from Picasa

Legislation Set to Police Payday Loans and High-Cost Trades

The House just passed new financial regulations set to oversee transactions from everyday payday loans to high-end trades...
Capitol Building image from Flickr.

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Can You Find Debt Relief and Still Go Green?

Consumers trying to go green can save, but they have to compare items wisely in order to save money to pay down debts.

Man Wins Lottery, Leaves Wife Facing Foreclosure

A Florida man wins lottery and leaves wife, Donna Campbell, who is now facing foreclosure and homelessness. But where is Arnim Ramdass? READ MORE >>>
Arnim Ramdass left his wife, Donna Campbell, after winning the lottery, leaving her with nothing more than a foreclosed home. (Photo via sophistechate, Flickr.com)

If Payday Loans are Necessities It May Be Time to Rent

If consumers are using payday loans to cover bills consistently, it may be a better decision to sell their property altogether...
Image from Flickr.

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

On Credit Repair and Debt Literacy

Financial and debt literacy are two areas where Americans are lacking, according to a recent Dartmouth/Harvard study. With knowledge, credit repair is possible
Credit repair is possible, but only if you increase your debt literacy. (Photo: flickr.com)

Interviewing Mistakes that Could Cost You a Job or Fast Cash

Take a look at these interviewing mistakes that could cost you a job – and might lead to a fast cash advance.
There are certain things you just don't do during an interview.

Celebrate New Year’s Eve even if You have no Money Now

No one wants to miss out on ringing in the New Year in style just because they have no money now. Get the secrets for a great low-cost bash!
Image from Flickr.

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Boeing 787 Dreamliner Finally Flies | Going Green in the Skies

Frequent flyers, environmentalists and several others have been looking forward to the maiden voyage of the Boeing 787 Dreamliner for two years...
Image from Wikimedia.

Starting a Small Business

A brief article explaining the first steps to starting a small business.
Small business ideas are great for starting small. If you don't have lots of capital, try to start an online business!

Short Term Loans Being Used to Fund Health Care Costs

As the Obama administration works to sort through the health care issue, Americans are left to use savings and short term loans to manage costs...

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Seniors Using Installment Loans to Get Through Retirement

Seniors are continuing to use installment loans and rely on family help to get through their golden years...
Start planning for retirement early.

How to Buy Groceries when Pay Day is Far Away

Sometimes it can be tough stretching the grocery budget out until pay day. Following these simple tips can help...
Plan ahead to save money on groceries.