Monthly Archives: December 2009

Payday Loans are Growing in Popularity

Payday loans are gaining popularity as traditional funding options are no longer readily available...

Prepaid Credit Cards Can Help Build Your Credit

Prepaid credit cards are a good option for building a credit history, as they offer all of the benefits of a regular credit card, but none of the risks…

Consumers are Using Payday Loans to Fund Medical Costs

Many consumers are using payday loans to handle emergency medical bills, and there are ways to minimize costs...
Comparison shop to save money on large medical expenses.

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Personal Loans and the Great Middle East Crisis

We have all read about the $59 billion Middle East crisis being reported currently. What are the effects that this crisis could have on worldwide finance?
Dubai sports some of the most striking Real Estate in the world, but that sector and banks are facing serious trouble. (Photo: flickr.com)

Will Federal Reserve Regulate Personal Loans and Credit Cards?

The government is looking for an entity to regulate personal loans, credit card policies, and mortgage lenders in an effort to avoid another financial crisis…
US Federal Reserve, Washington, DC,

Warren Buffet Claims People Won’t Find Debt Relief Any Time Soon

Despite Warren Buffet’s claims that people won’t find debt relief any time soon, the economy is showing signs of resilience...
Americans are still keeping a tight hold on their cash.

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Trust In Your Instincts When Shopping Online with Credit Cards

Online businesses are booming during the recession because it’s safer shopping with your credit cards online. Don't believe me? READ IT HERE!
Is it safe to shop online with credit cards? Much safer than running into a credit card ninja at night! (Photo: marines.mil)

Home Improvements That Can Lower Your Water Bill

Making some changes around the house can make your water system more efficient and reduce both your water consumption and water bill.
Need some save water tips? Check these out and see what they do for your water bill! (Photo: flickr.com)

Finding Affordable Health Insurance

Medical insurance is a must-have for your long-term financial health, but it doesn’t come cheap. Read further for more tips on finding affordable health insurance…

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

To Manage Finances, Consumers Must Understand Credit Cards

Managing finances means understanding credit cards and how they work. READ HERE to see some of the ins and outs.
Credit cards are an important part of consumer finance. Understand them well! (Photo: flickr.com)

Payday Loans Can Be Made to Work for You

People usually take a payday loan to meet urgent requirements. Are there people who would perhaps look at making the money borrowed work for them?
Payday loans can be invested in a home business – but you have to work hard to make it worthwhile. (Photo: flickr.com)

What Factors Determine Your Credit Rating?

This article looks at the factors used to calculate your credit score. Knowing this can help you understand what actions should be taken to maximize your credit worthiness.

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Quick Loans – How Quick is Quick?

Any person in need of money needs it quick. It is difficult to gauge urgency, but it is clear that lenders have changed the way quick loans are issued.
How fast do you need quick loans? This fast? (Photo: flickr.com)

Free Credit Scores Are Not Problem-Free

Even though credit scoring seems simple, consumers need to be informed about what they are actually getting…

No Fax Payday Loans Put Fax to Pasture

Payday loan vendors required all documents to be faxed to them, but with no fax payday loans, the fax machine has been made redundant. APPLY HERE today!
No need for faxing any more – no fax payday loans are here! (Photo: flickr.com)

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Cheap O Air: A New Choice for Buying Plane Tickets

Cheap O Air works like Airfare Watchdog, Cheap Tickets, Orbitz and Expedia. If you use Cheap O Air make sure you check regional airline prices, too ...
Image from Flickr.

Micro-Loans Can Help Struggling Small Businesses

With banks reducing the number of available loans and becoming more particular about who they lend to, small businesses may want to consider micro-loans...